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$6000 Fast Loan With Bad Credit In Fort Mitchell Kentucky

$6000 Fast Loan – Fort Mitchell Kentucky, Credit Rating Of 412

  • Experian: 429 – This individual had a bad Experian score
  • Transunion: 397 – Ettie had a bad credit score with Transunion.
  • Equifax: Ettie’s Experian score was 412, which is a bad credit score using the Experian rating scheme.

Ettie’s Overall FICO score at the time of acceptance for a fast loan, taking into account their commercial designer job and their future career as a fashion coordinator

Fico Score: 412

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $25,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Ettie needed a debt consolidation loan to pay for their existing fast loan and their payday loan. Ettie was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.1%.

Installment loan for Ettie, a graduate of Newport-Mesa Unified School District Adult Education Program and a commercial designer working for over $68,000 per year

Ettie, an alumnus at Newport-Mesa Unified School District Adult Education Program and a commercial designer in Fort Mitchell, Kentucky needs a fast loan to purchase a new cell phone. Ettie has instead decided to obtain an installment loan for $15,000 and is currently seeking lenders like Community Financial Services Bank to process their request.

Before applying for this fast loan, Ettie had an Experian score of 429, which is bad, so Sunrise Bank for Savings, F.S.B. most likely cannot provide Ettie a fast loan

Experian Score: 429

Personal Loan for a commercial designer named Ettie in Fort Mitchell, Kentucky to Pay Off HSBC Premier World MasterCard

Ettie had a lot of credit card debt on their State Farm Rewards Visa Credit Card and their Farm Bureau Bank Platinum MasterCard, and they were starting to get in over their heads. Despite Ettie’s job as a commercial designer, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Fast Loans for Ettie in Fort Mitchell, Kentucky to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Fort Mitchell, Kentucky aren’t actually that difficult to obtain, particularly if you have some finesse like Ettie. Ettie was able to find a fast loan for $6000 from The First State Bank and Trust Company of Manchester, Kentucky and Farmers National Bank of London, but declined both offers in favor of their fast loan from Sunrise Bank for Savings, F.S.B.. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better in the case that you are on the go.

Paraphrased and Standardized Quote from Ettie for this fast loan of $6000, provided by Sunrise Bank for Savings, F.S.B.

Hi, I am Ettie and I’m from Fort Mitchell in Kentucky. Kenton, county is where I grew up, and now I need a fast loan in Kentucky for $6000 to buy a car. It has been difficult, but Sunrise Bank for Savings, F.S.B. really came through for me with this loan for 9.6% interest APR and a term of 4 years. I can probably repay the loan over the 4 year term, including interest. A big thanks to Sunrise Bank for Savings, F.S.B. for giving me a chance and my bad credit. It look me 4 years to build my credit to 412, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.

Ettie’s Transunion score was altered by the fast loan loan, changing to 397 from 412, which is typical in our experience.

Transunion Score: 397

9 Months Ago, Ettie Attempted to Find a High Risk Loan for $41,000.00, and it was Hard

There is an ongoing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Ettie. Ettie chose not to get a high risk loan this time. High Risk loans are given to bad credit applicants. Borrowers with credit ratings as low as 399 can apply for a high risk loan and have a chance to be accepted.

Client Profile: Ettie Fitzgerrel of Fort Mitchell, Kentucky
  • Full name (Changed if requested): Ettie Fitzgerrel
  • Current Credit: loans.hit.utils.Fico@123772c4
  • Current City: Fort Mitchell
  • State: Kentucky
  • Zip code: 41022
  • Yearly income: $56,000
  • Current Job: commercial designer
  • Current County: Kenton
  • Goal Yearly Income: $95,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Ettie was declined by Kentucky Farmers Bank Corporation 4 times before being approved by Sunrise Bank for Savings, F.S.B. at 2216 Dixie Highway

On April 27, 2013, Ettie applied about borrowing $3,000 from Community Financial Services Bank with Tana, their in law from just outside Fort Mitchell, and even with the co-signer, Ettie was rejected for this fast loan. With bad credit, it can be challenging to obtain financing, even with collateral and a co-signer.

Multiple past requests for credit have been made by Ettie in the past, including one from Citizens State Bank and Trust Co., Ellsworth, Kansas in Fort Mitchell, Kentucky before Ettie was accepted for the $6000 by Sunrise Bank for Savings, F.S.B.

Ettie made 5 previous tries to obtain a fast loan, 2 of which were with Citizens State Bank and Trust Co., Ellsworth, Kansas, a bank in Fort Mitchell, Kentucky known to specialize in fast loans specifically. Before finding Sunrise Bank for Savings, F.S.B., Ettie was desperate due to their inexperience and bad credit score.

Contact Details for Sunrise Bank for Savings, F.S.B., the provider of this fast loan

  • Sunrise Bank for Savings, F.S.B.
  • City: Fort Mitchell
  • State: Kentucky
  • Address: 2216 Dixie Highway
  • County: Kenton
  • Zip code: 41017

Signature Loan found in Fort Mitchell, Kentucky for $6000 with bad credit by Ettie

A lot of clients struggle with finding signature loans in Fort Mitchell, Kentucky, and Ettie is not an exception. Ettie went to 5 lending institutions or more before finding Sunrise Bank for Savings, F.S.B., who offered Ettie a signature loan for $6000. Most signature loans simply require a client, like Ettie’s signature to get them, up to $39,000 in some cases. Ettie was able to get $6000 as a fast loan, which is very high for a fast loan. Because signature loans do not need collateral, they generally need better credit, as high as 718

Previous requests on Ettie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$18600.00 10 9.7% $242.72 Stock Yards Bank & Trust Company July 13, 2009
$19120.00 9 6.6% $235.26 Farmers Deposit Bank of Brandenburg August 21, 2010
$18810.00 11 11.4% $250.64 Citizens Bank September 11, 2013
$18870.00 3 10.2% $610.66 Citizens Bank & Trust Company, Burgin, Kentucky February 20, 2014
$19210.00 4 5.6% $447.63 Farmers National Bank July 16, 2014

When Ettie was 23, they tried to obtain a student loan from 6 alternate lenders, which damaged their credit score. Below is a chronology of Ettie’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on November 14, 2011
  • Attempt 2) Loan for $20,000.00 on March 12, 2011
  • Attempt 3) Loan for $33,000.00 on January 1, 2009
  • Attempt 4) Loan for $21,000.00 on January 22, 2013
  • Attempt 5) Loan for $26,000.00 on June 22, 2011
  • Attempt 6) Loan for $28,000.00 on October 29, 2009

Ettie has a sad current yearly income, but has a high number of prospects

Ettie has always wanted to be a fashion coordinator, but would have to attend Newport-Mesa Unified School District Adult Education Program again to achieve it. Ettie has other prospects as well, including printing/graphic arts reproduction technician, private nurse, and aircraft cargo handling supervisor, which pay $56,000 through to $102,000 per year, at least. Because of this, we think that Ettie can afford this fast loan of $6000.

Conclusion of Ettie’s fast loan

In the end, Ettie was able to find a fast loan for $6000 with an interest rate of 8.1% interest APR from Sunrise Bank for Savings, F.S.B. in Fort Mitchell, Kentucky repayable over 4 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.