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8 Year Mortgage For Anastacia In Painted Post New York

$117000 Mortgage – Painted Post New York, Credit Rating Of 784

  • Experian: 799 – They had an excellent Experian rating
  • Transunion: 770 – Anastacia had an excellent credit rating with Transunion.
  • Equifax: Anastacia’s Experian score was 784, which is an excellent credit rating on the Experian system.

Anastacia was declined by IBJ Whitehall Bank & Trust Company 7 times prior to being granted funding by The First National Bank of Painted Post at 190 West Water Street

On April 2, 2010, Anastacia inquired about borrowing $43,000 from Key Bank with Sparkle, their friend from just outside Painted Post, and even with the co-signer, Anastacia was rejected for this mortgage. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Anastacia’s Overall FICO score at the time of acceptance for a mortgage, taking into account their railroad engineer job and their future career as a materials inspector

Fico Score: 784

Previous requests on Anastacia’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$36390.00 11 8.7% $429.25 Bankers Trust Company of Albany, National Association February 13, 2009
$36160.00 6 11.1% $690.13 Montgomery County Trust Company April 7, 2013
$36200.00 7 8.3% $569.65 Bank of Avoca May 30, 2014
$36350.00 7 9.4% $592.24 The State Bank of Belmont March 5, 2015
$35860.00 7 9.1% $578.78 Fleet Bank of New York, National Association May 25, 2015

Before applying for this mortgage, Anastacia had an Experian score of 799, which is excellent, so The First National Bank of Painted Post most likely cannot provide Anastacia a mortgage

Experian Score: 799

Signature Loan found in Painted Post, New York for $117000 with excellent credit by Anastacia

A lot of prospective borrowers have difficulty with obtaining signature loans in Painted Post, New York, and Anastacia is not an exception. Anastacia went to 5 lenders or more before settling on The First National Bank of Painted Post, who offered Anastacia a signature loan for $117000. Typical signature loans simply require a client, like Anastacia’s signature to obtain them, up to $35,000 in some cases. Anastacia was able to get $117000 as a mortgage, which is very high for a mortgage. Because signature loans do not need collateral, these loans tend to require improved credit, as high as 733

Personal Loan for a railroad engineer named Anastacia in Painted Post, New York to Pay Off Florida Atlantic University Foundation, Inc WorldPoints Platinum Plus MasterCard

Anastacia had a lot of credit card debt on their Los Angeles Angels BankAmericard Cash Rewards MasterCard and their Los Angeles Dodgers BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Anastacia’s job as a railroad engineer, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Anastacia Owensby of Painted Post, New York
  • Full name (Changed if requested): Anastacia Owensby
  • Current Credit: loans.hit.utils.Fico@6ae40994
  • Current City: Painted Post
  • State: New York
  • Zip code: 14873
  • Yearly income: $67,000
  • Current Job: railroad engineer
  • Current County: Steuben
  • Goal Yearly Income: $114,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Anastacia’s Transunion score was altered by the mortgage loan, changing to 770 from 784, which is typical in our experience.

Transunion Score: 770

Paraphrased and Standardized Quote from Anastacia for this mortgage of $117000, provided by The First National Bank of Painted Post

Hi, I am Anastacia and my hometown is Painted Post in New York. Steuben, county is where I grew up, and now I need a mortgage in New York for $117000 to renovate my home. It has been difficult, but The First National Bank of Painted Post really came through for me with this loan for 11.4% interest APR and a term of 16 years. I will repay the loan over the 16 year term, including interest. A big thanks to The First National Bank of Painted Post for trusting me and my excellent credit. It look me 9 years to create my credit to 784, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.

Several other requests for credit have been made by Anastacia in the past, including one from One Bank & Trust, National Association in Painted Post, New York before Anastacia was approved for the $117000 by The First National Bank of Painted Post

Anastacia made 6 prior attempts to obtain a mortgage, 2 of which were with One Bank & Trust, National Association, a bank in Painted Post, New York known to specialize in mortgages specifically. Prior to finding The First National Bank of Painted Post, Anastacia was desperate due to their inexperience and excellent credit score.

Fast Loans for Anastacia in Painted Post, New York to prevent bankruptcy or harm from debt collectors.

Fast loans in Painted Post, New York aren’t actually that difficult to obtain, especially if you have some gumption like Anastacia. Anastacia was able to find a fast loan for $117000 from Chemung Canal Trust Company and IBJ Whitehall Bank & Trust Company, but declined both offers in favor of their mortgage from The First National Bank of Painted Post. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big improvement if a client is on the go.

Anastacia has a sad current yearly income, but has several of prospects

Anastacia has always wanted to be a materials inspector, but would have to attend National American University – Rapid City again to achieve it. Anastacia has other possibilities as well, including mechanical engineering technician, aeronautical & aerospace engineer, and surgical technician/technologist, which pay $58,000 through to $97,000 per year, at least. Because of this, we think that Anastacia can pay for this mortgage of $117000.

7 Months in the Past, Anastacia Attempted Finding a High Risk Loan for $26,000.00, and it was Easy

It is an well known struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Anastacia. Anastacia decided not to get a high risk loan this time. High Risk loans are given to very low credit applicants. Clients with credit ratings as low as 567 can inquire for a high risk loan and possibly can be accepted.

Contact Details for The First National Bank of Painted Post, the provider of this mortgage

  • The First National Bank of Painted Post
  • City: Painted Post
  • State: New York
  • Address: 190 West Water Street
  • County: Steuben
  • Zip code: 14870

Installment loan for Anastacia, a graduate of National American University – Rapid City and a railroad engineer working for over $69,000 per year

Anastacia, an alumnus at National American University – Rapid City and a railroad engineer in Painted Post, New York wants a mortgage to purchase a car. Anastacia has instead chosen to obtain an installment loan for $13,000 and is at present seeking lenders like Amalgamated Bank to process their request.

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $26,000.00 to $49,000.00. They are typically used to pay off existing high interest loans like credit cards. Anastacia needed a debt consolidation loan to pay for their existing mortgage and their payday loan. Anastacia was able to find a mortgage in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 4.7%.

When Anastacia was 20, they tried to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a list of Anastacia’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on June 24, 2009
  • Attempt 2) Loan for $32,000.00 on November 20, 2011
  • Attempt 3) Loan for $30,000.00 on October 13, 2012
  • Attempt 4) Loan for $31,000.00 on May 17, 2011
  • Attempt 5) Loan for $28,000.00 on May 10, 2010
  • Attempt 6) Loan for $30,000.00 on July 8, 2010
  • Attempt 7) Loan for $28,000.00 on March 12, 2012

Conclusion of Anastacia’s mortgage

In the end, Anastacia was able to find a mortgage for $117000 with an interest rate of 7.5% interest APR from The First National Bank of Painted Post in Painted Post, New York repayable over 16 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.