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Earline Needed A Direct Loan For $141000, Hondo, Texas

$141000 Direct Loan – Hondo Texas, Credit Score Of 309

  • Experian: 320 – They had a terrible Experian score
  • Transunion: 295 – Earline had a terrible credit score with Transunion.
  • Equifax: Earline’s Experian score was 309, which is a terrible credit score with the Experian system.

Fast Loans for Earline in Hondo, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Hondo, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Earline. Earline was able to find a fast loan for $141000 from The Roscoe State Bank and First RepublicBank Forney, but turned down both offers in favor of their direct loan from The Hondo National Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement if a borrower is in a pinch.

Earline’s Overall FICO score at the time of acceptance for a direct loan, taking into account their petroleum technician job and their future career as a preschool teacher

Fico Score: 309

Earline was rejected by The Bank and Trust, S.S.B. 7 times before being approved by The Hondo National Bank at 1112 Eighteenth Street

On July 5, 2009, Earline applied about borrowing $33,000 from Texas Commerce Bank – Rio Grande Valley, National Association with Bernice, their friend from just outside Hondo, and even with the co-signer, Earline was rejected for this direct loan. With terrible credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Signature Loan acquired in Hondo, Texas for $141000 with terrible credit by Earline

Most clients have difficulty with finding signature loans in Hondo, Texas, and Earline is not an exception. Earline went to 8 lenders or more prior to finding The Hondo National Bank, who offered Earline a signature loan for $141000. Typical signature loans simply require a client, like Earline’s signature to get them, up to $34,000 in some cases. Earline was able to get $141000 as a direct loan, which is very high for a direct loan. Because signature loans do not need a cosigner, these loans generally require higher credit, as high as 750

Personal Loan for a petroleum technician named Earline in Hondo, Texas to Pay Off Lexus Pursuits Visa Platinum Credit Card

Earline had a tonne of credit card debt on their Ohio Savings Bank Platinum Edition Visa Card and their Farm Sanctuary MasterCard, and they were starting to get in over their heads. Despite Earline’s job as a petroleum technician, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Previous requests on Earline’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$51480.00 7 9.5% $841.39 Comerica Bank November 4, 2012
$51290.00 11 9.8% $636.35 First Star Bank, S.S.B. January 5, 2014
$51130.00 6 8.3% $903.98 Brownfield State Bank & Trust Co. March 28, 2014
$50710.00 11 6.6% $541.36 First Bank & Trust, Bryan, Texas September 28, 2014

8 Months in the Past, Earline Attempted Finding a High Risk Loan for $31,000.00, and it was Hard

There is an existing struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Earline. Earline decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Individuals with credit ratings as low as 539 can inquire for a high risk loan and have a chance to be accepted.

Paraphrased and Standardized Quote from Earline for this direct loan of $141000, provided by The Hondo National Bank

Hello, I am Earline and I am from Hondo in Texas. Medina, county is where I grew up, and now I need a direct loan in Texas for $141000 to buy a car. It wasn’t easy, but The Hondo National Bank really came through for me with this loan for 5.1% interest APR and a term of 9 years. I can probably repay the loan over the 9 year term, including interest. A big thanks to The Hondo National Bank for trusting me and my terrible credit. It look me 5 years to create my credit to 309, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.

Earline’s Transunion score was altered by the direct loan loan, changing to 295 from 309, which is normal in our experience.

Transunion Score: 295

Earline has a very low current gross income, but has several of prospects

Earline has always wanted to be a preschool teacher, but would need attend Sand Springs Beauty College again to become one. Earline has other possibilities as well, including operations management analyst, avionics technician, and bicycle mechanic, which pay $55,000 through to $97,000 per year, at least. For this reason, we think that Earline can pay for this direct loan of $141000.

Contact Details for The Hondo National Bank, the provider of this direct loan

  • The Hondo National Bank
  • City: Hondo
  • State: Texas
  • Address: 1112 Eighteenth Street
  • County: Medina
  • Zip code: 78861

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $21,000.00 to $42,000.00. They are normally used to pay off existing high interest loans like credit cards. Earline needed a debt consolidation loan to pay for their existing direct loan and their loan shark loan. Earline was able to find a direct loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.4%.

Many other requests for credit have been made by Earline in the past, including one from First Bethany Bank & Trust in Hondo, Texas before Earline was approved for the $141000 by The Hondo National Bank

Earline made 9 prior attempts to obtain a direct loan, 2 of which were with First Bethany Bank & Trust, a lender in Hondo, Texas known to specialize in direct loans specifically. Prior to finding The Hondo National Bank, Earline was desperate due to their inexperience and terrible credit score.

Installment loan for Earline, a graduate of Sand Springs Beauty College and a petroleum technician working for over $68,000 per year

Earline, an alumnus at Sand Springs Beauty College and a petroleum technician in Hondo, Texas wants a direct loan to purchase a house. Earline has instead chosen to get an installment loan for $21,000 and is currently seeking lenders like First Community Bank San Antonio, National Association to process their request.

Before applying for this direct loan, Earline had an Experian score of 320, which is terrible, so The Hondo National Bank most likely cannot provide Earline a direct loan

Experian Score: 320

Client Profile: Earline Dralle of Hondo, Texas
  • Full name (Changed if requested): Earline Dralle
  • Current Credit: loans.hit.utils.Fico@46ee7fe8
  • Current City: Hondo
  • State: Texas
  • Zip code: 78869
  • Yearly income: $49,000
  • Current Job: petroleum technician
  • Current County: Medina
  • Goal Yearly Income: $93,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

When Earline was 20, they tried to obtain a student loan from 5 alternate lenders, which harmed their credit rating. Below is a chronology of Earline’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on October 2, 2011
  • Attempt 2) Loan for $20,000.00 on March 16, 2009
  • Attempt 3) Loan for $27,000.00 on February 12, 2012
  • Attempt 4) Loan for $25,000.00 on December 28, 2011
  • Attempt 5) Loan for $31,000.00 on April 27, 2011

Conclusion of Earline’s direct loan

In the end, Earline was able to find a direct loan for $141000 with an interest rate of 9.7% interest APR from The Hondo National Bank in Hondo, Texas repayable over 9 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.