$24000 Fast Loan – Greenwood Wisconsin, Credit Rating Of 396
- Experian: 410 – The client had a terrible Experian rating
- Transunion: 383 – Josiah had a terrible credit rating with Transunion.
- Equifax: Josiah’s Experian score was 396, which is a terrible credit score using the Experian rating scheme.
- Full name (Changed if requested): Josiah Schieferstein
- Current Credit: loans.hit.utils.Fico@44e81672
- Current City: Greenwood
- State: Wisconsin
- Zip code: 54440
- Yearly income: $38,000
- Current Job: management consultant
- Current County: Clark
- Goal Yearly Income: $105,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Several past requests for credit have been made by Josiah in the past, including one from Security State Bank of Robinson in Greenwood, Wisconsin before Josiah was accepted for the $24000 by Farmers and Merchants Bank
Josiah made 9 prior attempts to obtain a fast loan, 2 of which were with Security State Bank of Robinson, a lender in Greenwood, Wisconsin known to specialize in fast loans specifically. Before finding Farmers and Merchants Bank, Josiah was very concerned due to their inexperience and terrible credit score.
Fast Loans for Josiah in Greenwood, Wisconsin to prevent bankruptcy or harm from debt collectors.
Fast loans in Greenwood, Wisconsin aren’t actually that difficult to obtain, particularly if you have some finesse like Josiah. Josiah was able to find a fast loan for $24000 from Associated Bank Milwaukee and Baylake Bank, but turned down both offers in favor of their fast loan from Farmers and Merchants Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement in the case that a borrower is on the go.
Josiah’s Transunion score was altered by the fast loan loan, changing to 383 from 396, which is typical in our experience.
Previous requests on Josiah’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$137510.00||3||6.2%||$4195.79||M&I Bank of Burlington||July 22, 2010|
|$138230.00||6||5.2%||$2239.03||M&I Marshall and Ilsley Bank||July 20, 2012|
|$138190.00||11||10.3%||$1753.66||Continental Bank & Trust Co.||November 26, 2013|
|$138180.00||5||7.3%||$2755.73||Clare Bank, National Association||September 25, 2014|
Personal Loan for a management consultant named Josiah in Greenwood, Wisconsin to Pay Off Fulton Bank Visa Business Card
Josiah had a tonne of credit card debt on their Drury Gold Key Club Card and their Quantas, and they were starting to get in over their heads. Despite Josiah’s job as a management consultant, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans vary from $31,000.00 to $46,000.00. They are normally used to pay off existing high interest loans like credit cards. Josiah needed a debt consolidation loan to pay for their existing fast loan and their payday loan. Josiah was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.7%.
Contact Details for Farmers and Merchants Bank, the provider of this fast loan
- Farmers and Merchants Bank
- City: Greenwood
- State: Wisconsin
- Address: 218 Main Street
- County: Clark
- Zip code: 54437
8 Months Ago, Josiah Tried to Find a High Risk Loan for $28,000.00, and it was Hard
There is an ongoing struggle for clients to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Josiah. Josiah chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Clients with credit ratings as low as 524 can inquire for a high risk loan and possibly can be accepted.
Josiah was rejected by Bank of Jackson 5 times prior to being accepted by Farmers and Merchants Bank at 218 Main Street
On March 19, 2010, Josiah applied about borrowing $9,000 from M&I Bank of Burlington with Rex, their friend from just outside Greenwood, and even with the co-signer, Josiah was rejected for this fast loan. With terrible credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Josiah has a very low current gross income, but has a large amount of prospects
Josiah has always wanted to be an aircraft mechanic, but would need attend The University of Montana again to achieve it. Josiah has other possibilities as well, including horticultural worker supervisor, market research analyst, and glass blower, which pay $52,000 through to $109,000 per year, on average. For this reason, we think that Josiah can pay for this fast loan of $24000.
Paraphrased and Standardized Quote from Josiah for this fast loan of $24000, provided by Farmers and Merchants Bank
Hello, I am Josiah and I’m from Greenwood in Wisconsin. Clark, county is where I grew up, and now I need a fast loan in Wisconsin for $24000 to buy a big ticket item. It has been difficult, but Farmers and Merchants Bank really came through for me with this loan for 11.7% interest APR and a term of 5 years. I can repay the loan over the 5 year term, including interest. A big thanks to Farmers and Merchants Bank for trusting me and my terrible credit. It look me 7 years to build my credit to 396, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.
Installment loan for Josiah, a graduate of The University of Montana and a management consultant working for over $72,000 per year
Josiah, an alumnus at The University of Montana and a management consultant in Greenwood, Wisconsin needs a fast loan to purchase a house. Josiah has instead chosen to obtain an installment loan for $4,000 and is currently seeking lenders like S & C Bank, Chippewa to provide it.
Josiah’s Overall FICO score at the time of acceptance for a fast loan, taking into account their management consultant job and their future career as an aircraft mechanic
Signature Loan found in Greenwood, Wisconsin for $24000 with terrible credit by Josiah
Most prospective borrowers struggle with finding signature loans in Greenwood, Wisconsin, and Josiah is the same. Josiah went to 5 lenders or more before settling on Farmers and Merchants Bank, who offered Josiah a signature loan for $24000. Typical signature loans simply need a client, like Josiah’s signature to obtain them, up to $21,000 in some cases. Josiah was able to get $24000 as a fast loan, which is very high for a fast loan. Since signature loans don’t require collateral, they tend to require improved credit, as high as 710
Before applying for this fast loan, Josiah had an Experian score of 410, which is terrible, so Farmers and Merchants Bank most likely cannot provide Josiah a fast loan
When Josiah was 19, they tried to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a list of Josiah’s prior attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on March 14, 2009
- Attempt 2) Loan for $34,000.00 on July 18, 2009
- Attempt 3) Loan for $21,000.00 on February 28, 2010
- Attempt 4) Loan for $38,000.00 on November 16, 2011
- Attempt 5) Loan for $39,000.00 on October 6, 2012
- Attempt 6) Loan for $27,000.00 on December 21, 2010
- Attempt 7) Loan for $39,000.00 on November 27, 2010
Conclusion of Josiah’s fast loan
In the end, Josiah was able to find a fast loan for $24000 with an interest rate of 11.4% interest APR from Farmers and Merchants Bank in Greenwood, Wisconsin repayable over 5 years from now.