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$28000 Consolidation Loan In Castle Rock Colorado With Credit Score 715 For Bianca

$28000 Consolidation Loan – Castle Rock Colorado, Credit Rating Of 715

  • Experian: 730 – The client had a good Experian score
  • Transunion: 696 – Bianca had a good credit rating with Transunion.
  • Equifax: Bianca’s Experian score was 715, which is a good credit rating on the Experian scale.

Bianca’s Transunion score was changed by the consolidation loan loan, changing to 696 from 715, which is typical in our experience.

Transunion Score: 696

Installment loan for Bianca, a graduate of “Concordia University, St. Paul” and a heating working for over $65,000 per year

Bianca, an alumnus at “Concordia University, St. Paul” and a heating in Castle Rock, Colorado wants a consolidation loan to purchase a car. Bianca has instead chosen to get an installment loan for $27,000 and is at present seeking lenders like Affiliated National Bank – Ault to provide it.

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $24,000.00 to $50,000.00. They are mainly used to pay off existing high interest loans like credit cards. Bianca required a debt consolidation loan to pay for their existing consolidation loan and their credit card. Bianca was able to find a consolidation loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.5%.

Fast Loans for Bianca in Castle Rock, Colorado to prevent bankruptcy or harm from debt collectors.

Fast loans in Castle Rock, Colorado aren’t actually that difficult to obtain, especially if you have some gumption like Bianca. Bianca was able to find a fast loan for $28000 from Colorado National Bank and Affiliated National Bank – Delta, but declined both offers in favor of their consolidation loan from FirstBank of Douglas County. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement if a client is on the go.

Bianca’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their heating job and their future job as a gynecologist

Fico Score: 715

9 Months in the Past, Bianca Attempted to Find a High Risk Loan for $45,000.00, and it was Hard

It is an well known struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Bianca. Bianca decided not to obtain a high risk loan this time. High Risk loans are given to bad credit borrowers. Individuals with credit ratings as low as 432 can apply for a high risk loan and have a chance to be accepted.

Previous requests on Bianca’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$31600.00 3 9.2% $1007.82 Affiliated National Bank – Delta May 12, 2009
$31690.00 3 6.6% $972.71 Central Bank, National Association May 22, 2013
$32230.00 11 6.6% $344.07 The Colorado Bank and Trust Company of La Junta July 20, 2014
$32310.00 7 6.4% $478.22 Colorado State Bank and Trust, N. A. April 25, 2015

Bianca has a very low current total income, but has a high number of prospects

Bianca has always wanted to be a gynecologist, but would have to attend “Concordia University, St. Paul” again to achieve it. Bianca has other prospects as well, including occupational therapist, product planner, and forestry and conservation professor, which pay $56,000 through to $91,000 per year, on average. For this reason, we believe that Bianca can afford this consolidation loan of $28000.

Before applying for this consolidation loan, Bianca had an Experian score of 730, which is good, so FirstBank of Douglas County probably cannot provide Bianca a consolidation loan

Experian Score: 730

Several previous requests for credit have been made by Bianca in the past, including one from First Alabama Bank of Sumter County in Castle Rock, Colorado before Bianca was approved for the $28000 by FirstBank of Douglas County

Bianca made 6 prior attempts to obtain a consolidation loan, 2 of which were with First Alabama Bank of Sumter County, a lending institution in Castle Rock, Colorado known to specialize in consolidation loans specifically. Before finding FirstBank of Douglas County, Bianca was desperate due to their inexperience and good credit rating.

Paraphrased and Standardized Quote from Bianca for this consolidation loan of $28000, provided by FirstBank of Douglas County

Hello, I am Bianca and I am from Castle Rock in Colorado. Douglas, county is where I grew up, and now I need a consolidation loan in Colorado for $28000 to buy a car. It has been difficult, but FirstBank of Douglas County really came through for me with this loan for 10.4% interest APR and a term of 10 years. I can repay the loan over the 10 year term, including interest. A big thanks to FirstBank of Douglas County for giving me a chance and my good credit. It look me 8 years to build my credit to 715, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.

Bianca was not approved by The Citizens State Bank of Ouray 4 times before being approved by FirstBank of Douglas County at 2 Plum Creek Parkway

On December 12, 2008, Bianca applied about borrowing $40,000 from IntraWest Bank of Denver, National Association with Augustine, their in law from just outside Castle Rock, and even with the co-signer, Bianca was rejected for this consolidation loan. With good credit, it can be difficult to obtain financing, even with collateral and a co-signer.

When Bianca was 18, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit score. Below is a chronology of Bianca’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on December 30, 2011
  • Attempt 2) Loan for $39,000.00 on April 8, 2012
  • Attempt 3) Loan for $25,000.00 on December 7, 2009
  • Attempt 4) Loan for $21,000.00 on October 1, 2010
  • Attempt 5) Loan for $33,000.00 on May 25, 2011
  • Attempt 6) Loan for $22,000.00 on February 4, 2011
  • Attempt 7) Loan for $31,000.00 on February 1, 2010

Personal Loan for a heating named Bianca in Castle Rock, Colorado to Pay Off AeroMexico Visa Secured Card

Bianca had a lot of credit card debt on their PayPal Extras Mastercard and their ISPFCU Credit Cards, and they were starting to get in over their heads. Despite Bianca’s job as a heating, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Contact Details for FirstBank of Douglas County, the provider of this consolidation loan

  • FirstBank of Douglas County
  • City: Castle Rock
  • State: Colorado
  • Address: 2 Plum Creek Parkway
  • County: Douglas
  • Zip code: 80104

Signature Loan found in Castle Rock, Colorado for $28000 with good credit by Bianca

Most clients struggle with obtaining signature loans in Castle Rock, Colorado, and Bianca is the same. Bianca went to 4 lending institutions or more before finding FirstBank of Douglas County, who offered Bianca a signature loan for $28000. Typical signature loans simply need a client, like Bianca’s signature to obtain them, up to $49,000 in some cases. Bianca was able to get $28000 as a consolidation loan, which is very high for a consolidation loan. Since signature loans don’t need a cosigner, they tend to require improved credit, as high as 710

Client Profile: Bianca Jaross of Castle Rock, Colorado
  • Full name (Changed if requested): Bianca Jaross
  • Current Credit: loans.hit.utils.Fico@1bc6a36e
  • Current City: Castle Rock
  • State: Colorado
  • Zip code: 80108
  • Yearly income: $52,000
  • Current Job: heating
  • Current County: Douglas
  • Goal Yearly Income: $148,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Conclusion of Bianca’s consolidation loan

In the end, Bianca was able to find a consolidation loan for $28000 with an interest rate of 7.4% interest APR from FirstBank of Douglas County in Castle Rock, Colorado repayable over 10 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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