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12 Month, Variable Interest High Risk Loan For Jeri In Florida

$72000 High Risk Loan – Deerfield Beach Florida, Credit Rating Of 551

  • Experian: 568 – This individual had a fair Experian score
  • Transunion: 532 – Jeri had a fair credit rating with Transunion.
  • Equifax: Jeri’s Experian score was 551, which is a fair credit score on the Experian scale.

Jeri’s Transunion score was changed by the high risk loan loan, changing to 532 from 551, which is normal in our experience.

Transunion Score: 532

Contact Details for Investors of Florida Savings Bank, the provider of this high risk loan

  • Investors of Florida Savings Bank
  • City: Deerfield Beach
  • State: Florida
  • Address: 1802 West Hillsboro Blvd
  • County: Broward
  • Zip code: 33442

Fast Loans for Jeri in Deerfield Beach, Florida to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Deerfield Beach, Florida aren’t actually that difficult to obtain, especially if you have some gumption like Jeri. Jeri was able to find a fast loan for $72000 from Barnett Bank of Tampa, National Association and Barnett Bank of West Florida, but turned down both offers in favor of their high risk loan from Investors of Florida Savings Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement if a borrower is in a pinch.

Installment loan for Jeri, a graduate of Yavapai College and a respiratory therapist working for over $79,000 per year

Jeri, an alumnus at Yavapai College and a respiratory therapist in Deerfield Beach, Florida needs a high risk loan to purchase something frivolous. Jeri has instead decided to get an installment loan for $26,000 and is at present seeking lenders like Florida Bank of Volusia County to provide it.

Paraphrased and Standardized Quote from Jeri for this high risk loan of $72000, provided by Investors of Florida Savings Bank

Hello, I am Jeri and I’m from Deerfield Beach in Florida. Broward, county is where I grew up, and now I need a high risk loan in Florida for $72000 to buy a big ticket item. It wasn’t easy, but Investors of Florida Savings Bank really came through for me with this loan for 11.1% interest APR and a term of 12 years. I can probably repay the loan over the 12 year term, including interest. A big thanks to Investors of Florida Savings Bank for giving me a chance and my fair credit. It look me 5 years to create my credit to 551, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.

Jeri has a very low current total income, but has a high number of prospects

Jeri has always wanted to be a food & drug inspector, but would need attend Yavapai College again to become one. Jeri has other possibilities as well, including physics professor, insurance policy processing clerk, and administrative law judge, which pay $55,000 through to $96,000 per year, at least. Because of this, we think that Jeri can pay for this high risk loan of $72000.

Before applying for this high risk loan, Jeri had an Experian score of 568, which is fair, so Investors of Florida Savings Bank probably cannot provide Jeri a high risk loan

Experian Score: 568

Jeri’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their respiratory therapist job and their future job as a food & drug inspector

Fico Score: 551

Many past requests for credit have been made by Jeri in the past, including one from The First National Bank of Herman in Deerfield Beach, Florida before Jeri was approved for the $72000 by Investors of Florida Savings Bank

Jeri made 5 previous attempts to obtain a high risk loan, 2 of which were with The First National Bank of Herman, a lending institution in Deerfield Beach, Florida known to specialize in high risk loans specifically. Prior to finding Investors of Florida Savings Bank, Jeri was desperate due to their inexperience and fair credit rating.

When Jeri was 24, they tried to obtain a student loan from 7 different lenders, which harmed their credit rating. Below is a list of Jeri’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $21,000.00 on November 1, 2013
  • Attempt 2) Loan for $32,000.00 on June 28, 2010
  • Attempt 3) Loan for $25,000.00 on March 30, 2013
  • Attempt 4) Loan for $23,000.00 on May 9, 2009
  • Attempt 5) Loan for $22,000.00 on February 4, 2011
  • Attempt 6) Loan for $30,000.00 on February 3, 2012
  • Attempt 7) Loan for $28,000.00 on September 19, 2011

Signature Loan acquired in Deerfield Beach, Florida for $72000 with fair credit by Jeri

Many prospective borrowers struggle with finding signature loans in Deerfield Beach, Florida, and Jeri is the same. Jeri went to 8 lending institutions or more prior to settling on Investors of Florida Savings Bank, who offered Jeri a signature loan for $72000. Most signature loans simply need a client, like Jeri’s signature to obtain them, up to $43,000 in some cases. Jeri was able to get $72000 as a high risk loan, which is very high for a high risk loan. Because signature loans don’t require a cosigner, they tend to require better credit, as high as 704

Personal Loan for a respiratory therapist named Jeri in Deerfield Beach, Florida to Pay Off Comerica Bank Visa Platinum Card

Jeri had a tonne of credit card debt on their PGA Tour Credit Card and their Harvard Alumni Association World MasterCard, and they were starting to get in over their heads. Despite Jeri’s job as a respiratory therapist, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Jeri Stadtler of Deerfield Beach, Florida
  • Full name (Changed if requested): Jeri Stadtler
  • Current Credit: loans.hit.utils.Fico@2f410acf
  • Current City: Deerfield Beach
  • State: Florida
  • Zip code: 33450
  • Yearly income: $46,000
  • Current Job: respiratory therapist
  • Current County: Broward
  • Goal Yearly Income: $98,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Jeri was rejected by Barnett Bank of West Florida 5 times prior to being approved by Investors of Florida Savings Bank at 1802 West Hillsboro Blvd

On April 15, 2009, Jeri inquired about borrowing $26,000 from SunTrust Bank, Northwest, Florida with Cedrick, their friend from just outside Deerfield Beach, and even with the co-signer, Jeri was rejected for this high risk loan. With fair credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $34,000.00 to $50,000.00. They are mainly used to pay off existing high interest loans like credit cards. Jeri needed a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Jeri was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 4.5%.

6 Months in the Past, Jeri Attempted to Find a High Risk Loan for $23,000.00, and it was Hard

There is an ongoing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Jeri. Jeri decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Individuals with credit ratings as low as 324 can apply for a high risk loan and have a chance to be approved.

Previous requests on Jeri’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$49580.00 10 7.4% $585.94 NCNB National Bank of Florida February 11, 2013
$50400.00 7 8.6% $800.7 Southeast Bank of Madison County, National Association July 2, 2013
$50250.00 11 6.8% $541.67 Southeast Bank of Wildwood August 12, 2013
$49620.00 3 5.4% $1496.08 Atlantic Bank of Jacksonville October 21, 2013

Conclusion of Jeri’s high risk loan

In the end, Jeri was able to find a high risk loan for $72000 with an interest rate of 5.7% interest APR from Investors of Florida Savings Bank in Deerfield Beach, Florida repayable over 12 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.