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Ezekiel Needed A Debt Consolidation Loan For $32000, New Haven, Connecticut

$32000 Debt Consolidation Loan – New Haven Connecticut, Credit Rating Of 690

  • Experian: 707 – This client had a good Experian score
  • Transunion: 676 – Ezekiel had a good credit score with Transunion.
  • Equifax: Ezekiel’s Experian score was 690, which is a good credit rating on the Experian scale.

When Ezekiel was 22, they attempted to obtain a student loan from 5 different lenders, which damaged their credit score. Below is a chronology of Ezekiel’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $27,000.00 on April 15, 2010
  • Attempt 2) Loan for $31,000.00 on June 8, 2010
  • Attempt 3) Loan for $32,000.00 on May 31, 2011
  • Attempt 4) Loan for $28,000.00 on July 1, 2010
  • Attempt 5) Loan for $33,000.00 on January 16, 2013

Installment loan for Ezekiel, a graduate of Paul Mitchell the School Fayetteville and a water pollution control inspector working for over $75,000 per year

Ezekiel, an alumnus at Paul Mitchell the School Fayetteville and a water pollution control inspector in New Haven, Connecticut wants a debt consolidation loan to purchase a new cell phone. Ezekiel has instead decided to obtain an installment loan for $29,000 and is at present seeking lenders like First Bank to provide it.

Many previous requests for credit have been made by Ezekiel in the past, including one from First Federal Savings Bank of Kokomo in New Haven, Connecticut before Ezekiel was accepted for the $32000 by Start Community Bank

Ezekiel made 5 previous tries to obtain a debt consolidation loan, 2 of which were with First Federal Savings Bank of Kokomo, a bank in New Haven, Connecticut known to specialize in debt consolidation loans specifically. Before finding Start Community Bank, Ezekiel was very concerned due to their inexperience and good credit rating.

Personal Loan for a water pollution control inspector named Ezekiel in New Haven, Connecticut to Pay Off Orbitz Visa Platinum Credit Card

Ezekiel had a lot of credit card debt on their M&T Bank Visa Business Bonus Rewards PLUS Card and their Abercrombie & Fitch Credit Card, and they were starting to get in over their heads. Despite Ezekiel’s job as a water pollution control inspector, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Ezekiel’s Transunion score was altered by the debt consolidation loan loan, changing to 676 from 690, which is typical in our experience.

Transunion Score: 676

Ezekiel was not approved by Deep River Bank and Trust Company 4 times prior to being granted funding by Start Community Bank at 299 Whalley Avenue

On January 11, 2010, Ezekiel inquired about borrowing $33,000 from The Terryville Trust Company with Zora, their in law from just outside New Haven, and even with the co-signer, Ezekiel was rejected for this debt consolidation loan. With good credit, it can be very hard to obtain financing, even with collateral and a co-signer.

9 Months Ago, Ezekiel Tried Finding a High Risk Loan for $28,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Ezekiel. Ezekiel chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Borrowers with credit scores as low as 417 can inquire for a high risk loan and have a chance to be accepted.

Ezekiel has a sad current total income, but has a high number of prospects

Ezekiel has always wanted to be a script editor, but would have to attend Paul Mitchell the School Fayetteville again to become one. Ezekiel has other possibilities as well, including cost accountant, script editor, and property accountant, which pay $54,000 through to $106,000 per year, at least. Because of this, we think that Ezekiel can afford this debt consolidation loan of $32000.

Contact Details for Start Community Bank, the provider of this debt consolidation loan

  • Start Community Bank
  • City: New Haven
  • State: Connecticut
  • Address: 299 Whalley Avenue
  • County: New Haven
  • Zip code: 6510

Signature Loan found in New Haven, Connecticut for $32000 with good credit by Ezekiel

Most clients have difficulty with obtaining signature loans in New Haven, Connecticut, and Ezekiel is not an exception. Ezekiel went to 6 lenders or more before finding Start Community Bank, who offered Ezekiel a signature loan for $32000. Most signature loans simply need a client, like Ezekiel’s signature to obtain them, up to $43,000 in some cases. Ezekiel was able to get $32000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans do not require collateral, these loans tend to require higher credit, as high as 731

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans vary from $21,000.00 to $50,000.00. They are typically used to pay off existing high interest loans like credit cards. Ezekiel required a debt consolidation loan to pay for their existing debt consolidation loan and their credit card. Ezekiel was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.0%.

Paraphrased and Standardized Quote from Ezekiel for this debt consolidation loan of $32000, provided by Start Community Bank

Hello, I am Ezekiel and my hometown is New Haven in Connecticut. New Haven, county is where I grew up, and now I need a debt consolidation loan in Connecticut for $32000 to pay bills. It wasn’t easy, but Start Community Bank really came through for me with this loan for 6.1% interest APR and a term of 2 years. I can repay the loan over the 2 year term, including interest. A big thanks to Start Community Bank for trusting me and my good credit. It look me 4 years to create my credit to 690, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.

Ezekiel’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their water pollution control inspector job and their future career as a script editor

Fico Score: 690

Client Profile: Ezekiel Breakell of New Haven, Connecticut
  • Full name (Changed if requested): Ezekiel Breakell
  • Current Credit: loans.hit.utils.Fico@51521cc1
  • Current City: New Haven
  • State: Connecticut
  • Zip code: 6519
  • Yearly income: $60,000
  • Current Job: water pollution control inspector
  • Current County: New Haven
  • Goal Yearly Income: $99,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Fast Loans for Ezekiel in New Haven, Connecticut to prevent bankruptcy or broken legs from debt collectors.

Fast loans in New Haven, Connecticut aren’t actually that difficult to obtain, particularly if you have some finesse like Ezekiel. Ezekiel was able to find a fast loan for $32000 from The Winthrop Bank and Trust Company and Shawmut Fidelity Bank, but declined both offers in favor of their debt consolidation loan from Start Community Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better in the case that you are on the go.

Before applying for this debt consolidation loan, Ezekiel had an Experian score of 707, which is good, so Start Community Bank probably cannot provide Ezekiel a debt consolidation loan

Experian Score: 707

Previous requests on Ezekiel’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$111230.00 6 8.7% $1988.46 Colonial Bank of Waterbury April 1, 2012
$110560.00 4 11.8% $2900.62 The Canaan National Bank February 13, 2013
$111210.00 10 5.5% $1206.92 The Clinton National Bank January 27, 2014
$110530.00 5 10.6% $2381.2 Deep River Bank and Trust Company September 28, 2014

Conclusion of Ezekiel’s debt consolidation loan

In the end, Ezekiel was able to find a debt consolidation loan for $32000 with an interest rate of 7.2% interest APR from Start Community Bank in New Haven, Connecticut repayable over 2 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.