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2 Month, Variable Interest Unsecured Loan For Maurine In California

$147000 Unsecured Loan – Roseville California, Credit Score Of 610

  • Experian: 626 – This individual had a good Experian rating
  • Transunion: 591 – Maurine had a good credit score with Transunion.
  • Equifax: Maurine’s Experian score was 610, which is a good credit score with the Experian scale.

Paraphrased and Standardized Quote from Maurine for this unsecured loan of $147000, provided by Capitol Valley Bank

Hi, I am Maurine and I am from Roseville in California. Placer, county is where I grew up, and now I need a unsecured loan in California for $147000 to buy a car. It has been difficult, but Capitol Valley Bank really came through for me with this loan for 8.7% interest APR and a term of 2 years. I can repay the loan over the 2 year term, including interest. A big thanks to Capitol Valley Bank for trusting me and my good credit. It look me 9 years to build my credit to 610, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.

Maurine was not approved by Farmers & Merchants Bank of Central California 4 times prior to being accepted by Capitol Valley Bank at 2998 Douglas Boulevard, Suite 100

On June 5, 2012, Maurine inquired about borrowing $13,000 from United States National Bank with Janice, their in law from just outside Roseville, and even with the co-signer, Maurine was rejected for this unsecured loan. With good credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Many past requests for credit have been made by Maurine in the past, including one from Panhandle Savings and Loan Association in Roseville, California before Maurine was approved for the $147000 by Capitol Valley Bank

Maurine made 5 previous tries to obtain an unsecured loan, 2 of which were with Panhandle Savings and Loan Association, a lender in Roseville, California known to specialize in unsecured loans specifically. Prior to finding Capitol Valley Bank, Maurine was concerned due to their inexperience and good credit score.

Maurine’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their golf course superintendent job and their future career as a human resources management consultant

Fico Score: 610

Signature Loan acquired in Roseville, California for $147000 with good credit by Maurine

A lot of clients struggle with obtaining signature loans in Roseville, California, and Maurine is the same. Maurine went to 5 lending institutions or more prior to settling on Capitol Valley Bank, who offered Maurine a signature loan for $147000. Most signature loans simply require a client, like Maurine’s signature to obtain them, up to $38,000 in some cases. Maurine was able to get $147000 as a unsecured loan, which is very high for an unsecured loan. Because signature loans don’t need collateral, these loans generally need better credit, as high as 771

Before applying for this unsecured loan, Maurine had an Experian score of 626, which is good, so Capitol Valley Bank likely can provide Maurine an unsecured loan

Experian Score: 626

Previous requests on Maurine’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$100650.00 11 7.6% $1127.4 Santa Monica Bank March 12, 2011
$101420.00 3 5.1% $3044.2 Farmers and Merchants Bank of Long Beach January 31, 2014
$100840.00 7 6.1% $1477.97 First Interstate Bank of California October 6, 2014
$101490.00 7 9.5% $1658.75 Union Bank April 10, 2015
$101290.00 8 10.5% $1563.92 Citizens Commercial Trust and Savings Bank of Pasadena June 29, 2015

When Maurine was 18, they tried to obtain a student loan from 4 different banks, which damaged their credit rating. Below is a list of Maurine’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on December 15, 2012
  • Attempt 2) Loan for $26,000.00 on July 11, 2013
  • Attempt 3) Loan for $33,000.00 on February 23, 2009
  • Attempt 4) Loan for $29,000.00 on November 4, 2010

Installment loan for Maurine, a graduate of Bank Street College of Education and a golf course superintendent working for over $66,000 per year

Maurine, an alumnus at Bank Street College of Education and a golf course superintendent in Roseville, California needs an unsecured loan to purchase a new cell phone. Maurine has instead chosen to obtain an installment loan for $13,000 and is at present seeking lenders like Bank of Alex Brown to process their request.

Fast Loans for Maurine in Roseville, California to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Roseville, California aren’t actually that difficult to obtain, particularly if you have some gumption like Maurine. Maurine was able to find a fast loan for $147000 from Capital Bank and Beverly Hills National Bank, but turned down both offers in favor of their unsecured loan from Capitol Valley Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if a borrower is on the go.

Contact Details for Capitol Valley Bank, the provider of this unsecured loan

  • Capitol Valley Bank
  • City: Roseville
  • State: California
  • Address: 2998 Douglas Boulevard, Suite 100
  • County: Placer
  • Zip code: 95661

Maurine has a disappointing current gross income, but has several of prospects

Maurine has always wanted to be a human resources management consultant, but would have to attend Bank Street College of Education again to achieve it. Maurine has other prospects as well, including electrical and electronic inspector, newspaper/magazines writer, and glass blower, which pay $56,000 through to $99,000 per year, at least. Because of this, we think that Maurine can afford this unsecured loan of $147000.

Personal Loan for a golf course superintendent named Maurine in Roseville, California to Pay Off Bank of Hawaii Credit Cards

Maurine had a tonne of credit card debt on their KeyBank Platinum MasterCard Credit Card and their Los Angeles Angels BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Maurine’s job as a golf course superintendent, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Maurine Blannon of Roseville, California
  • Full name (Changed if requested): Maurine Blannon
  • Current Credit: loans.hit.utils.Fico@7daf6ecc
  • Current City: Roseville
  • State: California
  • Zip code: 95670
  • Yearly income: $49,000
  • Current Job: golf course superintendent
  • Current County: Placer
  • Goal Yearly Income: $83,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

7 Months in the Past, Maurine Tried to Find a High Risk Loan for $30,000.00, and it was Hard

There is an well known struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Maurine. Maurine decided not to get a high risk loan this time. High Risk loans are given to very low credit individuals. Individuals with credit scores as low as 596 can apply for a high risk loan and may be be approved.

Maurine’s Transunion score was changed by the unsecured loan loan, changing to 591 from 610, which is normal in our experience.

Transunion Score: 591

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $32,000.00 to $48,000.00. They are typically used to pay off existing high interest loans like credit cards. Maurine needed a debt consolidation loan to pay for their existing unsecured loan and their credit card. Maurine was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 3.7%.

Conclusion of Maurine’s unsecured loan

In the end, Maurine was able to find an unsecured loan for $147000 with an interest rate of 9.6% interest APR from Capitol Valley Bank in Roseville, California repayable over 2 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.