$3000 High Risk Loan – Tucson Arizona, Credit Score Of 737
- Experian: 754 – They had an excellent Experian score
- Transunion: 722 – Sue had an excellent credit score with Transunion.
- Equifax: Sue’s Experian score was 737, which is an excellent credit rating using the Experian scale.
6 Months in the Past, Sue Tried Finding a High Risk Loan for $22,000.00, and it was Hard
There is an well known struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Sue. Sue chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit clients. Individuals with credit scores as low as 348 can inquire for a high risk loan and have a chance to be accepted.
Sue has a low current gross income, but has a high number of prospects
Sue has always wanted to be an admiralty lawyer, but would have to attend Marquette University again to achieve it. Sue has other prospects as well, including forging machine operator, zoologist, and utility meter reader, which pay $50,000 through to $106,000 per year, at least. Because of this, we think that Sue can afford this high risk loan of $3000.
Previous requests on Sue’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$51480.00||5||7.2%||$1024.23||Wells Fargo Bank of Arizona, National Association||December 28, 2009|
|$51430.00||11||6.7%||$551.71||Citibank (Arizona)||March 26, 2013|
|$51380.00||5||11.8%||$1137.73||Southern Arizona Bank and Trust Company||June 6, 2014|
|$50670.00||6||10.8%||$959.27||Bank One, Arizona, National Association||July 1, 2015|
|$51200.00||6||6.7%||$865.55||Security Pacific Bank Arizona||August 24, 2015|
Sue’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their employment interviewer job and their future job as an admiralty lawyer
When Sue was 23, they tried to obtain a student loan from 4 different lenders, which harmed their credit score. Below is a chronology of Sue’s prior attempts at finding a student loan:
- Attempt 1) Loan for $20,000.00 on August 12, 2012
- Attempt 2) Loan for $37,000.00 on January 12, 2012
- Attempt 3) Loan for $26,000.00 on March 28, 2012
- Attempt 4) Loan for $23,000.00 on February 17, 2009
Sue’s Transunion score was altered by the high risk loan loan, changing to 722 from 737, which is normal in our experience.
Installment loan for Sue, a graduate of Marquette University and an employment interviewer working for over $75,000 per year
Sue, an alumnus at Marquette University and an employment interviewer in Tucson, Arizona wants a high risk loan to purchase something frivolous. Sue has instead decided to get an installment loan for $4,000 and is currently seeking lenders like Wells Fargo Bank Arizona, National Association to provide it.
Contact Details for Great American First Savings Bank, FSB, the provider of this high risk loan
- Great American First Savings Bank, FSB
- City: Tucson
- State: Arizona
- Address: 32 N Stone Ave
- County: Pima
- Zip code: 85701
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $20,000.00 to $49,000.00. They are normally used to pay off existing high interest loans like credit cards. Sue needed a debt consolidation loan to pay for their existing high risk loan and their credit card. Sue was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.8%.
Signature Loan found in Tucson, Arizona for $3000 with excellent credit by Sue
Most clients have difficulty with finding signature loans in Tucson, Arizona, and Sue is not an exception. Sue went to 7 lending institutions or more prior to settling on Great American First Savings Bank, FSB, who offered Sue a signature loan for $3000. Typical signature loans simply require a client, like Sue’s signature to get them, up to $37,000 in some cases. Sue was able to get $3000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not require collateral, these loans generally need higher credit, as high as 774
Paraphrased and Standardized Quote from Sue for this high risk loan of $3000, provided by Great American First Savings Bank, FSB
Hello, I am Sue and my hometown is Tucson in Arizona. Pima, county is where I grew up, and now I need a high risk loan in Arizona for $3000 to avoid bankruptcy. It wasn’t easy, but Great American First Savings Bank, FSB really came through for me with this loan for 9.8% interest APR and a term of 19 years. I will repay the loan over the 19 year term, including interest. A big thanks to Great American First Savings Bank, FSB for giving me a chance and my excellent credit. It look me 8 years to build my credit to 737, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Sue was not approved by United Bank of Arizona 5 times before being granted funding by Great American First Savings Bank, FSB at 32 N Stone Ave
On February 28, 2013, Sue applied about borrowing $37,000 from The Bank of Scottsdale with Shantelle, their in law from just outside Tucson, and even with the co-signer, Sue was rejected for this high risk loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.
- Full name (Changed if requested): Sue Keshishian
- Current Credit: loans.hit.utils.Fico@685f4c2e
- Current City: Tucson
- State: Arizona
- Zip code: 85707
- Yearly income: $34,000
- Current Job: employment interviewer
- Current County: Pima
- Goal Yearly Income: $125,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Personal Loan for an employment interviewer named Sue in Tucson, Arizona to Pay Off Apple Barclaycard Financing Visa Card
Sue had a tonne of credit card debt on their PGA Tour Credit Card and their The Bank Visa Platinum Card, and they were starting to get in over their heads. Despite Sue’s job as an employment interviewer, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Before applying for this high risk loan, Sue had an Experian score of 754, which is excellent, so Great American First Savings Bank, FSB likely cannot provide Sue a high risk loan
Fast Loans for Sue in Tucson, Arizona to prevent bankruptcy or harm from debt collectors.
Fast loans in Tucson, Arizona aren’t actually that difficult to obtain, especially if you have some gumption like Sue. Sue was able to find a fast loan for $3000 from Central Arizona Bank and Southwestern Bank, but declined both offers in favor of their high risk loan from Great American First Savings Bank, FSB. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if you are in a pinch.
Multiple previous requests for credit have been made by Sue in the past, including one from Suffield Bank in Tucson, Arizona before Sue was accepted for the $3000 by Great American First Savings Bank, FSB
Sue made 9 prior attempts to obtain a high risk loan, 2 of which were with Suffield Bank, a lending institution in Tucson, Arizona known to specialize in high risk loans specifically. Prior to finding Great American First Savings Bank, FSB, Sue was concerned due to their inexperience and excellent credit score.
Conclusion of Sue’s high risk loan
In the end, Sue was able to find a high risk loan for $3000 with an interest rate of 5.8% interest APR from Great American First Savings Bank, FSB in Tucson, Arizona repayable over 19 years from today.