$44000 Home Loan – Oshkosh Wisconsin, Credit Score Of 663
- Experian: 680 – This client had a good Experian score
- Transunion: 646 – Deonna had a good credit rating with Transunion.
- Equifax: Deonna’s Experian score was 663, which is a good credit rating using the Experian system.
Deonna’s Overall FICO score at the time of acceptance for a home loan, taking into account their desktop publishing specialist job and their future career as an occupational physician
Paraphrased and Standardized Quote from Deonna for this home loan of $44000, provided by Choice bank
Hello, I am Deonna and I’m from Oshkosh in Wisconsin. Winnebago, county is where I grew up, and now I need a home loan in Wisconsin for $44000 to renovate my home. It wasn’t easy, but Choice bank really came through for me with this loan for 11.6% interest APR and a term of 13 years. I will repay the loan over the 13 year term, including interest. A big thanks to Choice bank for trusting me and my good credit. It look me 7 years to create my credit to 663, and I won’t harm it any future. I’m happy with Find Texas Loans for assisting me this far.
Signature Loan acquired in Oshkosh, Wisconsin for $44000 with good credit by Deonna
A lot of prospective borrowers struggle with finding signature loans in Oshkosh, Wisconsin, and Deonna is no different. Deonna went to 6 lending institutions or more before finding Choice bank, who offered Deonna a signature loan for $44000. Typical signature loans simply need a client, like Deonna’s signature to obtain them, up to $28,000 in some cases. Deonna was able to get $44000 as a home loan, which is very high for a home loan. Because signature loans don’t need a cosigner, they generally need improved credit, as high as 778
Fast Loans for Deonna in Oshkosh, Wisconsin to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Oshkosh, Wisconsin aren’t actually that difficult to obtain, particularly if you have some finesse like Deonna. Deonna was able to find a fast loan for $44000 from First National Bank of Glenwood and Cudahy Marine Bank, but turned down both offers in favor of their home loan from Choice bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement if a borrower is in a pinch.
Multiple previous requests for credit have been made by Deonna in the past, including one from CTBC Bank Corp. (USA) in Oshkosh, Wisconsin before Deonna was accepted for the $44000 by Choice bank
Deonna made 6 previous tries to obtain a home loan, 2 of which were with CTBC Bank Corp. (USA), a lending institution in Oshkosh, Wisconsin known to specialize in home loans specifically. Prior to finding Choice bank, Deonna was desperate due to their inexperience and good credit score.
Before applying for this home loan, Deonna had an Experian score of 680, which is good, so Choice bank likely cannot provide Deonna a home loan
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $28,000.00 to $50,000.00. They are normally used to pay off existing high interest loans like credit cards. Deonna required a debt consolidation loan to pay for their existing home loan and their credit card. Deonna was able to find a home loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your bad, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 4.6%.
Personal Loan for a desktop publishing specialist named Deonna in Oshkosh, Wisconsin to Pay Off Oregon-California Trails Association Visa Card
Deonna had a lot of credit card debt on their Conestoga Bank Visa Platinum Card and their Express Next Credit Card, and they were starting to get in over their heads. Despite Deonna’s job as a desktop publishing specialist, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Previous requests on Deonna’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$13450.00||4||8.1%||$328.99||M&I Bank of Burlington||August 16, 2013|
|$13230.00||4||11.8%||$347.1||M&I Marshall and Ilsley Bank||March 15, 2014|
|$12630.00||3||5.4%||$380.8||Continental Bank & Trust Co.||July 12, 2014|
|$12870.00||10||7.2%||$150.76||Clare Bank, National Association||January 26, 2015|
Contact Details for Choice bank, the provider of this home loan
- Choice bank
- City: Oshkosh
- State: Wisconsin
- Address: 2450 Witzel Avenue
- County: Winnebago
- Zip code: 54904
Deonna’s Transunion score was changed by the home loan loan, changing to 646 from 663, which is typical in our experience.
When Deonna was 24, they tried to obtain a student loan from 5 alternate lenders, which damaged their credit score. Below is a list of Deonna’s prior attempts at finding a student loan:
- Attempt 1) Loan for $21,000.00 on June 21, 2011
- Attempt 2) Loan for $37,000.00 on January 22, 2012
- Attempt 3) Loan for $27,000.00 on December 27, 2009
- Attempt 4) Loan for $27,000.00 on September 30, 2010
- Attempt 5) Loan for $24,000.00 on August 10, 2011
Installment loan for Deonna, a graduate of Northeastern Illinois University and a desktop publishing specialist working for over $70,000 per year
Deonna, an alumnus at Northeastern Illinois University and a desktop publishing specialist in Oshkosh, Wisconsin wants a home loan to purchase a house. Deonna has instead decided to get an installment loan for $22,000 and is currently seeking lenders like First National Bank of Glenwood to process their request.
9 Months in the Past, Deonna Tried to Find a High Risk Loan for $46,000.00, and it was Easy
It is an ongoing struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Deonna. Deonna decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit borrowers. Clients with credit ratings as low as 423 can inquire for a high risk loan and possibly can be approved.
Deonna was not approved by Citizens State Bank of La Crosse 7 times before being approved by Choice bank at 2450 Witzel Avenue
On March 29, 2009, Deonna inquired about borrowing $15,000 from Bank of North Lake with Alaine, their in law from just outside Oshkosh, and even with the co-signer, Deonna was rejected for this home loan. With good credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Deonna has a low current yearly income, but has a high number of prospects
Deonna has always wanted to be an occupational physician, but would have to attend Northeastern Illinois University again to become one. Deonna has other prospects as well, including travel counselor, correction officer, and art therapist, which pay $51,000 through to $100,000 per year, on average. Because of this, we believe that Deonna can afford this home loan of $44000.
- Full name (Changed if requested): Deonna Nysether
- Current Credit: loans.hit.utils.Fico@6504e3b2
- Current City: Oshkosh
- State: Wisconsin
- Zip code: 54905
- Yearly income: $37,000
- Current Job: desktop publishing specialist
- Current County: Winnebago
- Goal Yearly Income: $101,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Conclusion of Deonna’s home loan
In the end, Deonna was able to find a home loan for $44000 with an interest rate of 7.8% interest APR from Choice bank in Oshkosh, Wisconsin repayable over 13 years from today.