$96000 Fast Loan – Tiffin Ohio, Credit Score Of 622
- Experian: 634 – The client had a good Experian rating
- Transunion: 605 – Tien had a good credit score with Transunion.
- Equifax: Tien’s Experian score was 622, which is a good credit rating using the Experian scale.
When Tien was 19, they tried to obtain a student loan from 6 different lenders, which damaged their credit rating. Below is a chronology of Tien’s prior attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on September 3, 2013
- Attempt 2) Loan for $27,000.00 on April 18, 2012
- Attempt 3) Loan for $25,000.00 on January 24, 2009
- Attempt 4) Loan for $25,000.00 on August 19, 2013
- Attempt 5) Loan for $39,000.00 on August 5, 2010
- Attempt 6) Loan for $36,000.00 on February 3, 2009
Installment loan for Tien, a graduate of Colgate University and a reservation ticket agent working for over $60,000 per year
Tien, an alumnus at Colgate University and a reservation ticket agent in Tiffin, Ohio wants a fast loan to purchase something frivolous. Tien has instead chosen to obtain an installment loan for $27,000 and is currently seeking lenders like The Clarksburg Commercial Bank to process their request.
Fast Loans for Tien in Tiffin, Ohio to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Tiffin, Ohio aren’t actually that difficult to obtain, especially if you have some gumption like Tien. Tien was able to find a fast loan for $96000 from The Ohio Valley Bank Company and ShoreBank, but turned down both offers in favor of their fast loan from C S L Savings Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that a borrower is in a time sensitive situation.
Paraphrased and Standardized Quote from Tien for this fast loan of $96000, provided by C S L Savings Bank
Hi, I am Tien and I am from Tiffin in Ohio. Seneca, county is where I grew up, and now I need a fast loan in Ohio for $96000 to avoid bankruptcy. It wasn’t easy, but C S L Savings Bank really came through for me with this loan for 7.3% interest APR and a term of 20 years. I will repay the loan over the 20 year term, including interest. A big thanks to C S L Savings Bank for giving me a chance and my good credit. It look me 5 years to build my credit to 622, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.
6 Months Ago, Tien Tried to Find a High Risk Loan for $49,000.00, and it was Easy
There is an well known struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Tien. Tien chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Clients with credit scores as low as 410 can inquire for a high risk loan and possibly can be approved.
Contact Details for C S L Savings Bank, the provider of this fast loan
- C S L Savings Bank
- City: Tiffin
- State: Ohio
- Address: 33 East Market Street
- County: Seneca
- Zip code: 44883
Before applying for this fast loan, Tien had an Experian score of 634, which is good, so C S L Savings Bank likely cannot provide Tien a fast loan
- Full name (Changed if requested): Tien Vaneekelen
- Current Credit: loans.hit.utils.Fico@4629104a
- Current City: Tiffin
- State: Ohio
- Zip code: 44890
- Yearly income: $67,000
- Current Job: reservation ticket agent
- Current County: Seneca
- Goal Yearly Income: $96,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Personal Loan for a reservation ticket agent named Tien in Tiffin, Ohio to Pay Off Associated Bank Visa Business Bonus Rewards Card
Tien had a tonne of credit card debt on their JC Penney Credit Card and their Christopher & Banks Credit Card, and they were starting to get in over their heads. Despite Tien’s job as a reservation ticket agent, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Tien’s Overall FICO score at the time of acceptance for a fast loan, taking into account their reservation ticket agent job and their future job as a forest engineer
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $23,000.00 to $45,000.00. They are typically used to pay off existing high interest loans like credit cards. Tien required a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Tien was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.3%.
Previous requests on Tien’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$9700.00||5||5.8%||$186.63||The Vinton Banking Company||April 5, 2010|
|$9530.00||5||8.2%||$194.15||The Ohio Valley Bank Company||April 7, 2013|
|$10160.00||5||7.2%||$202.14||The Citizens Bank||June 8, 2014|
|$10120.00||5||8.8%||$209.09||The Peoples Bank||July 22, 2014|
|$10240.00||3||5.1%||$307.36||The Freeport State Bank||April 14, 2015|
Signature Loan easily acquired in Tiffin, Ohio for $96000 with good credit by Tien
Many prospective borrowers struggle with obtaining signature loans in Tiffin, Ohio, and Tien is not an exception. Tien went to 4 lenders or more prior to finding C S L Savings Bank, who offered Tien a signature loan for $96000. Most signature loans simply need a client, like Tien’s signature to obtain them, up to $49,000 in some cases. Tien was able to get $96000 as a fast loan, which is very high for a fast loan. Since signature loans don’t need collateral, they generally require higher credit, as high as 784
Tien’s Transunion score was changed by the fast loan loan, changing to 605 from 622, which is typical in our experience.
Tien was not approved by The Apple Creek Banking Company 7 times before being accepted by C S L Savings Bank at 33 East Market Street
On April 17, 2011, Tien inquired about borrowing $4,000 from The Peoples Bank with Alise, their friend from just outside Tiffin, and even with the co-signer, Tien was rejected for this fast loan. With good credit, it can be very hard to procure funding, even with collateral and a co-signer.
Several previous requests for credit have been made by Tien in the past, including one from The Martin County Bank in Tiffin, Ohio before Tien was accepted for the $96000 by C S L Savings Bank
Tien made 5 previous tries to obtain a fast loan, 2 of which were with The Martin County Bank, a bank in Tiffin, Ohio known to specialize in fast loans specifically. Prior to finding C S L Savings Bank, Tien was desperate due to their inexperience and good credit rating.
Tien has a sad current yearly income, but has several of prospects
Tien has always wanted to be a forest engineer, but would have to attend Colgate University again to achieve it. Tien has other possibilities as well, including revenue agent, fish & game warden, and casino dealer, which pay $58,000 through to $106,000 per year, on average. For this reason, we believe that Tien can afford this fast loan of $96000.
Conclusion of Tien’s fast loan
In the end, Tien was able to find a fast loan for $96000 with an interest rate of 10.7% interest APR from C S L Savings Bank in Tiffin, Ohio repayable over 20 years from now.