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Low Rate Fast Loan For Roxane In Hazlehurst, Mississippi

$111000 Fast Loan – Hazlehurst Mississippi, Credit Score Of 524

  • Experian: 539 – This individual had a fair Experian rating
  • Transunion: 505 – Roxane had a fair credit score with Transunion.
  • Equifax: Roxane’s Experian score was 524, which is a fair credit rating on the Experian rating scheme.

Roxane has a sad current yearly income, but has a high number of prospects

Roxane has always wanted to be a heating, but would have to attend University of Phoenix again to achieve it. Roxane has other possibilities as well, including athletes’ business manager, public health service officer, and painters, which pay $58,000 through to $94,000 per year, on average. For this reason, we think that Roxane can pay for this fast loan of $111000.

8 Months Ago, Roxane Tried to Find a High Risk Loan for $26,000.00, and it was Easy

It is an existing struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Roxane. Roxane chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Clients with credit ratings as low as 340 can inquire for a high risk loan and may be be approved.

Fast Loans for Roxane in Hazlehurst, Mississippi to prevent bankruptcy or harm from debt collectors.

Fast loans in Hazlehurst, Mississippi aren’t actually that difficult to obtain, particularly if you have some finesse like Roxane. Roxane was able to find a fast loan for $111000 from Merchants & Planters Bank and Truckers Exchange Bank, but declined both offers in favor of their fast loan from Copiah Bank, National Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that a borrower is in a time sensitive situation.

Client Profile: Roxane Bernot of Hazlehurst, Mississippi
  • Full name (Changed if requested): Roxane Bernot
  • Current Credit: loans.hit.utils.Fico@497470ed
  • Current City: Hazlehurst
  • State: Mississippi
  • Zip code: 39088
  • Yearly income: $55,000
  • Current Job: fitness trainer
  • Current County: Copiah
  • Goal Yearly Income: $115,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Contact Details for Copiah Bank, National Association, the provider of this fast loan

  • Copiah Bank, National Association
  • City: Hazlehurst
  • State: Mississippi
  • Address: 101 Caldwell Drive
  • County: Copiah
  • Zip code: 39083

Roxane’s Transunion score was changed by the fast loan loan, changing to 505 from 524, which is typical in our experience.

Transunion Score: 505

Multiple previous requests for credit have been made by Roxane in the past, including one from State Bank in Hazlehurst, Mississippi before Roxane was accepted for the $111000 by Copiah Bank, National Association

Roxane made 6 prior attempts to obtain a fast loan, 2 of which were with State Bank, a bank in Hazlehurst, Mississippi known to specialize in fast loans specifically. Before finding Copiah Bank, National Association, Roxane was very concerned due to their inexperience and fair credit score.

Signature Loan acquired in Hazlehurst, Mississippi for $111000 with fair credit by Roxane

Most clients struggle with finding signature loans in Hazlehurst, Mississippi, and Roxane is not an exception. Roxane went to 6 lending institutions or more prior to settling on Copiah Bank, National Association, who offered Roxane a signature loan for $111000. Most signature loans simply require a client, like Roxane’s signature to get them, up to $34,000 in some cases. Roxane was able to get $111000 as a fast loan, which is very high for a fast loan. Since signature loans don’t require a cosigner, they generally need improved credit, as high as 747

Personal Loan for a fitness trainer named Roxane in Hazlehurst, Mississippi to Pay Off BankFIRST Visa Platinum Card

Roxane had a lot of credit card debt on their American State Bank MasterCard and their NBT Bank Visa Business Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Roxane’s job as a fitness trainer, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

When Roxane was 21, they tried to obtain a student loan from 6 different lenders, which harmed their credit score. Below is a chronology of Roxane’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on March 16, 2010
  • Attempt 2) Loan for $29,000.00 on March 26, 2011
  • Attempt 3) Loan for $33,000.00 on September 29, 2012
  • Attempt 4) Loan for $27,000.00 on March 24, 2011
  • Attempt 5) Loan for $26,000.00 on March 15, 2011
  • Attempt 6) Loan for $22,000.00 on November 18, 2012

Installment loan for Roxane, a graduate of University of Phoenix and a fitness trainer working for over $78,000 per year

Roxane, an alumnus at University of Phoenix and a fitness trainer in Hazlehurst, Mississippi needs a fast loan to purchase a new cell phone. Roxane has instead chosen to obtain an installment loan for $10,000 and is currently seeking lenders like Truckers Exchange Bank to provide it.

Roxane was not approved by Citizens Bank 5 times before being accepted by Copiah Bank, National Association at 101 Caldwell Drive

On December 8, 2011, Roxane applied about borrowing $14,000 from First Citizens National Bank with Nichole, their in law from just outside Hazlehurst, and even with the co-signer, Roxane was rejected for this fast loan. With fair credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Previous requests on Roxane’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$18820.00 7 8.3% $296.15 Peoples Bank of Durant July 1, 2012
$18770.00 3 8.8% $595.14 Holmes County Bank & Trust Company July 27, 2012
$19290.00 8 6.5% $258.22 The Bank of Sebastopol June 6, 2014
$19190.00 11 8.5% $224.26 Merchants & Planters Bank October 22, 2014
$19200.00 11 10.5% $245.85 Citizens Bank April 21, 2015

Before applying for this fast loan, Roxane had an Experian score of 539, which is fair, so Copiah Bank, National Association likely cannot provide Roxane a fast loan

Experian Score: 539

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $27,000.00 to $54,000.00. They are normally used to pay off existing high interest loans like credit cards. Roxane needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Roxane was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 2.4%.

Roxane’s Overall FICO score at the time of acceptance for a fast loan, taking into account their fitness trainer job and their future job as a heating

Fico Score: 524

Paraphrased and Standardized Quote from Roxane for this fast loan of $111000, provided by Copiah Bank, National Association

Hi, I am Roxane and I am from Hazlehurst in Mississippi. Copiah, county is where I grew up, and now I need a fast loan in Mississippi for $111000 to renovate my home. It has been difficult, but Copiah Bank, National Association really came through for me with this loan for 9.8% interest APR and a term of 21 years. I will repay the loan over the 21 year term, including interest. A big thanks to Copiah Bank, National Association for trusting me and my fair credit. It look me 5 years to create my credit to 524, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.

Conclusion of Roxane’s fast loan

In the end, Roxane was able to find a fast loan for $111000 with an interest rate of 5.0% interest APR from Copiah Bank, National Association in Hazlehurst, Mississippi repayable over 21 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.