$144000 Direct Loan – Hindsville Arkansas, Credit Rating Of 827
- Experian: 842 – This client had an excellent Experian score
- Transunion: 812 – Bryanna had an excellent credit score with Transunion.
- Equifax: Bryanna’s Experian score was 827, which is an excellent credit score with the Experian scale.
Multiple other requests for credit have been made by Bryanna in the past, including one from Rushville State Bank in Hindsville, Arkansas before Bryanna was approved for the $144000 by Valley Bank
Bryanna made 5 previous attempts to obtain a direct loan, 2 of which were with Rushville State Bank, a lending institution in Hindsville, Arkansas known to specialize in direct loans specifically. Before finding Valley Bank, Bryanna was desperate due to their inexperience and excellent credit score.
6 Months in the Past, Bryanna Attempted Finding a High Risk Loan for $45,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Bryanna. Bryanna chose not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit individuals. Clients with credit ratings as low as 388 can apply for a high risk loan and possibly can be approved.
Before applying for this direct loan, Bryanna had an Experian score of 842, which is excellent, so Valley Bank likely cannot provide Bryanna a direct loan
- Full name (Changed if requested): Bryanna Stano
- Current Credit: loans.hit.utils.Fico@2b71fc7e
- Current City: Hindsville
- State: Arkansas
- Zip code: 72747
- Yearly income: $31,000
- Current Job: financial examiner
- Current County: Madison
- Goal Yearly Income: $146,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Contact Details for Valley Bank, the provider of this direct loan
- Valley Bank
- City: Hindsville
- State: Arkansas
- Address: Main Street
- County: Madison
- Zip code: 72738
Bryanna has a very low current gross income, but has several of prospects
Bryanna has always wanted to be a psychiatric technician, but would need attend Northeast State Community College again to achieve it. Bryanna has other possibilities as well, including civil engineer, geological technician, and aircraft launch and recovery specialist, which pay $52,000 through to $107,000 per year, on average. Because of this, we believe that Bryanna can pay for this direct loan of $144000.
Installment loan for Bryanna, a graduate of Northeast State Community College and a financial examiner working for over $73,000 per year
Bryanna, an alumnus at Northeast State Community College and a financial examiner in Hindsville, Arkansas needs a direct loan to purchase a house. Bryanna has instead chosen to get an installment loan for $5,000 and is currently seeking lenders like Warren Bank and Trust Company to provide it.
Paraphrased and Standardized Quote from Bryanna for this direct loan of $144000, provided by Valley Bank
Hi, I am Bryanna and my hometown is Hindsville in Arkansas. Madison, county is where I grew up, and now I need a direct loan in Arkansas for $144000 to buy a car. It wasn’t easy, but Valley Bank really came through for me with this loan for 8.7% interest APR and a term of 12 years. I can repay the loan over the 12 year term, including interest. A big thanks to Valley Bank for giving me a chance and my excellent credit. It look me 9 years to create my credit to 827, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.
Fast Loans for Bryanna in Hindsville, Arkansas to prevent bankruptcy or harm from debt collectors.
Fast loans in Hindsville, Arkansas aren’t actually that difficult to obtain, particularly if you have some gumption like Bryanna. Bryanna was able to find a fast loan for $144000 from Warren Bank and Trust Company and Chambers Bank of North Arkansas, but declined both offers in favor of their direct loan from Valley Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. An improvement in the case that a client is in a time sensitive situation.
Signature Loan acquired in Hindsville, Arkansas for $144000 with excellent credit by Bryanna
Most borrowers have difficulty with finding signature loans in Hindsville, Arkansas, and Bryanna is no exception. Bryanna went to 4 lenders or more prior to finding Valley Bank, who offered Bryanna a signature loan for $144000. Most signature loans simply need a client, like Bryanna’s signature to obtain them, up to $43,000 in some cases. Bryanna was able to get $144000 as a direct loan, which is very high for a direct loan. Because signature loans do not require a cosigner, these loans tend to need higher credit, as high as 719
When Bryanna was 19, they attempted to obtain a student loan from 5 alternate banks, which harmed their credit score. Below is a chronology of Bryanna’s previous attempts at finding a student loan:
- Attempt 1) Loan for $37,000.00 on September 2, 2011
- Attempt 2) Loan for $38,000.00 on April 6, 2010
- Attempt 3) Loan for $21,000.00 on April 21, 2012
- Attempt 4) Loan for $38,000.00 on November 18, 2011
- Attempt 5) Loan for $32,000.00 on April 27, 2009
Bryanna was not approved by Peoples Bank and Loan Co. 6 times prior to being granted funding by Valley Bank at Main Street
On February 7, 2010, Bryanna inquired about borrowing $22,000 from Warren Bank and Trust Company with Fredia, their friend from just outside Hindsville, and even with the co-signer, Bryanna was rejected for this direct loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Personal Loan for a financial examiner named Bryanna in Hindsville, Arkansas to Pay Off Sunoco Rewards Plus Card
Bryanna had a lot of credit card debt on their Jeff Bank Visa Business Bonus Rewards Card and their Wyndham Rewards Visa Signature No Annual Fee Card, and they were starting to get in over their heads. Despite Bryanna’s job as a financial examiner, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Bryanna’s Overall FICO score at the time of acceptance for a direct loan, taking into account their financial examiner job and their future career as a psychiatric technician
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $33,000.00 to $51,000.00. They are mainly used to pay off existing high interest loans like credit cards. Bryanna needed a debt consolidation loan to pay for their existing direct loan and their credit card. Bryanna was able to find a direct loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.2%.
Previous requests on Bryanna’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$119450.00||11||7.2%||$1312.66||Bank of Weiner||October 25, 2009|
|$119120.00||9||6.8%||$1477.71||Horizon Bank||February 5, 2011|
|$119390.00||10||8.5%||$1480.27||Warren Bank and Trust Company||January 18, 2012|
|$119150.00||11||7.2%||$1309.37||Boatmen’s Bank of Northeast Arkansas||January 24, 2014|
Bryanna’s Transunion score was altered by the direct loan loan, changing to 812 from 827, which is normal in our experience.
Conclusion of Bryanna’s direct loan
In the end, Bryanna was able to find a direct loan for $144000 with an interest rate of 8.5% interest APR from Valley Bank in Hindsville, Arkansas repayable over 12 years from today.