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Same Day Loan With Very Low APR In Spalding County, Georgia

$12000 Same Day Loan – Griffin Georgia, Credit Rating Of 600

  • Experian: 610 – They had a good Experian rating
  • Transunion: 583 – Marjorie had a good credit rating with Transunion.
  • Equifax: Marjorie’s Experian score was 600, which is a good credit rating on the Experian scale.

Fast Loans for Marjorie in Griffin, Georgia to prevent bankruptcy or harm from debt collectors.

Fast loans in Griffin, Georgia aren’t actually that difficult to obtain, especially if you have some gumption like Marjorie. Marjorie was able to find a fast loan for $12000 from Bank of Alapaha and The Peoples Bank of Talbotton, but turned down both offers in favor of their same day loan from Regions Bank, FSB. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement in the case that a borrower is in a time sensitive situation.

Many other requests for credit have been made by Marjorie in the past, including one from The Woodsville National Bank in Griffin, Georgia before Marjorie was approved for the $12000 by Regions Bank, FSB

Marjorie made 6 previous attempts to obtain a same day loan, 2 of which were with The Woodsville National Bank, a bank in Griffin, Georgia known to specialize in same day loans specifically. Before finding Regions Bank, FSB, Marjorie was very concerned due to their inexperience and good credit score.

Paraphrased and Standardized Quote from Marjorie for this same day loan of $12000, provided by Regions Bank, FSB

Hi, I am Marjorie and my hometown is Griffin in Georgia. Spalding, county is where I grew up, and now I need a same day loan in Georgia for $12000 to buy a big ticket item. It has been difficult, but Regions Bank, FSB really came through for me with this loan for 6.0% interest APR and a term of 7 years. I can probably repay the loan over the 7 year term, including interest. A big thanks to Regions Bank, FSB for giving me a chance and my good credit. It look me 9 years to create my credit to 600, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

Personal Loan for a book editor named Marjorie in Griffin, Georgia to Pay Off Jeff Bank College Rewards Visa Card

Marjorie had a lot of credit card debt on their Pacific Sunwear PacSun Credit Card and their First Niagara Standard Mastercard, and they were starting to get in over their heads. Despite Marjorie’s job as a book editor, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Marjorie’s Transunion score was altered by the same day loan loan, changing to 583 from 600, which is normal in our experience.

Transunion Score: 583

Installment loan for Marjorie, a graduate of Maryville University of Saint Louis and a book editor working for over $74,000 per year

Marjorie, an alumnus at Maryville University of Saint Louis and a book editor in Griffin, Georgia needs a same day loan to purchase a car. Marjorie has instead decided to obtain an installment loan for $6,000 and is at present seeking lenders like Peoples Bank of Bartow County to process their request.

Marjorie was rejected by First National Bank of Griffin 4 times prior to being approved by Regions Bank, FSB at 327 West Taylor

On June 5, 2011, Marjorie inquired about borrowing $19,000 from Bank of Morgan County with Gene, their friend from just outside Griffin, and even with the co-signer, Marjorie was rejected for this same day loan. With good credit, it can be challenging to procure financing, even with collateral and a co-signer.

Marjorie’s Overall FICO score at the time of acceptance for a same day loan, taking into account their book editor job and their future job as an insurance claim examiner

Fico Score: 600

Contact Details for Regions Bank, FSB, the provider of this same day loan

  • Regions Bank, FSB
  • City: Griffin
  • State: Georgia
  • Address: 327 West Taylor
  • County: Spalding
  • Zip code: 30223

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $25,000.00 to $44,000.00. They are mainly used to pay off existing high interest loans like credit cards. Marjorie needed a debt consolidation loan to pay for their existing same day loan and their payday loan. Marjorie was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.6%.

When Marjorie was 20, they attempted to obtain a student loan from 7 different banks, which damaged their credit score. Below is a chronology of Marjorie’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on December 9, 2013
  • Attempt 2) Loan for $30,000.00 on July 9, 2013
  • Attempt 3) Loan for $35,000.00 on February 16, 2009
  • Attempt 4) Loan for $29,000.00 on November 26, 2009
  • Attempt 5) Loan for $34,000.00 on August 2, 2010
  • Attempt 6) Loan for $31,000.00 on April 29, 2009
  • Attempt 7) Loan for $24,000.00 on August 13, 2012

Signature Loan found in Griffin, Georgia for $12000 with good credit by Marjorie

A lot of clients struggle with finding signature loans in Griffin, Georgia, and Marjorie is no different. Marjorie went to 4 lenders or more prior to settling on Regions Bank, FSB, who offered Marjorie a signature loan for $12000. Most signature loans simply require a client, like Marjorie’s signature to obtain them, up to $49,000 in some cases. Marjorie was able to get $12000 as a same day loan, which is very high for a same day loan. Since signature loans do not need a cosigner, they generally need improved credit, as high as 745

Before applying for this same day loan, Marjorie had an Experian score of 610, which is good, so Regions Bank, FSB most likely cannot provide Marjorie a same day loan

Experian Score: 610

Previous requests on Marjorie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$130450.00 11 5.2% $1299.78 NationsBank of Florida, National Association July 24, 2011
$130450.00 3 10.4% $4233.8 Century Bank and Trust September 26, 2012
$129510.00 9 11.2% $1908.54 Bank of Madison October 10, 2013
$130190.00 8 9.1% $1914.07 Bank of Hazlehurst October 11, 2013

Marjorie has a sad current gross income, but has a large amount of prospects

Marjorie has always wanted to be an insurance claim examiner, but would need attend Maryville University of Saint Louis again to become one. Marjorie has other possibilities as well, including engineering professor, employment administrator, and product planner, which pay $51,000 through to $108,000 per year, at least. For this reason, we think that Marjorie can pay for this same day loan of $12000.

Client Profile: Marjorie Alaibilla of Griffin, Georgia
  • Full name (Changed if requested): Marjorie Alaibilla
  • Current Credit: loans.hit.utils.Fico@4fca772d
  • Current City: Griffin
  • State: Georgia
  • Zip code: 30227
  • Yearly income: $67,000
  • Current Job: book editor
  • Current County: Spalding
  • Goal Yearly Income: $88,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

6 Months in the Past, Marjorie Tried Finding a High Risk Loan for $33,000.00, and it was Easy

It is an existing struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Marjorie. Marjorie decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Clients with credit scores as low as 457 can inquire for a high risk loan and possibly can be approved.

Conclusion of Marjorie’s same day loan

In the end, Marjorie was able to find a same day loan for $12000 with an interest rate of 11.5% interest APR from Regions Bank, FSB in Griffin, Georgia repayable over 7 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.