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10 Month, Variable Interest Signature Loan For Estela In Texas

$100000 Signature Loan – Houston Texas, Credit Rating Of 586

  • Experian: 599 – They had a fair Experian score
  • Transunion: 570 – Estela had a fair credit rating with Transunion.
  • Equifax: Estela’s Experian score was 586, which is a fair credit score on the Experian scale.

Estela has a sad current total income, but has several of prospects

Estela has always wanted to be a chaplain, but would have to attend National Louis University again to achieve it. Estela has other possibilities as well, including computer programmer, freight and stock handler, and credit analyst, which pay $51,000 through to $95,000 per year, on average. For this reason, we think that Estela can afford this signature loan of $100000.

Signature Loan easily acquired in Houston, Texas for $100000 with fair credit by Estela

Many prospective borrowers struggle with obtaining signature loans in Houston, Texas, and Estela is the same. Estela went to 4 lenders or more prior to settling on Allied Beltway Bank, who offered Estela a signature loan for $100000. Typical signature loans simply need a client, like Estela’s signature to get them, up to $37,000 in some cases. Estela was able to get $100000 as a signature loan, which is very high for a signature loan. Because signature loans do not require collateral, these loans generally require better credit, as high as 732

Installment loan for Estela, a graduate of National Louis University and an education professor working for over $69,000 per year

Estela, an alumnus at National Louis University and an education professor in Houston, Texas wants a signature loan to purchase something frivolous. Estela has instead decided to get an installment loan for $3,000 and is at present seeking lenders like Comerica Bank to process their request.

Estela’s Transunion score was altered by the signature loan loan, changing to 570 from 586, which is normal in our experience.

Transunion Score: 570

8 Months Ago, Estela Attempted Finding a High Risk Loan for $45,000.00, but They Didn’t Find What They were Expecting

It is an existing struggle for clients to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Estela. Estela decided not to get a high risk loan this time. High Risk loans are given to terrible credit applicants. Individuals with credit ratings as low as 439 can apply for a high risk loan and possibly can be accepted.

Before applying for this signature loan, Estela had an Experian score of 599, which is fair, so Allied Beltway Bank likely cannot provide Estela a signature loan

Experian Score: 599

Estela’s Overall FICO score at the time of acceptance for a signature loan, taking into account their education professor job and their future career as a chaplain

Fico Score: 586

Fast Loans for Estela in Houston, Texas to prevent bankruptcy or harm from debt collectors.

Fast loans in Houston, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Estela. Estela was able to find a fast loan for $100000 from The Huntsville National Bank and First Star Bank, S.S.B., but declined both offers in favor of their signature loan from Allied Beltway Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement in the case that you are in a pinch.

Several previous requests for credit have been made by Estela in the past, including one from Founders’ Bank in Houston, Texas before Estela was accepted for the $100000 by Allied Beltway Bank

Estela made 7 prior attempts to obtain a signature loan, 2 of which were with Founders’ Bank, a bank in Houston, Texas known to specialize in signature loans specifically. Before finding Allied Beltway Bank, Estela was very concerned due to their inexperience and fair credit score.

Personal Loan for an education professor named Estela in Houston, Texas to Pay Off Chevron and Texaco Visa Card

Estela had a lot of credit card debt on their First Niagara Bank Business MasterCard and their Virgin Atlantic Black Card, and they were starting to get in over their heads. Despite Estela’s job as an education professor, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $26,000.00 to $48,000.00. They are typically used to pay off existing high interest loans like credit cards. Estela needed a debt consolidation loan to pay for their existing signature loan and their loan shark loan. Estela was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.0%.

Previous requests on Estela’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$140480.00 5 9.6% $2957.21 Comerica Bank December 22, 2012
$140280.00 4 6.7% $3339.69 First Star Bank, S.S.B. September 29, 2013
$139870.00 11 10.8% $1815.06 Brownfield State Bank & Trust Co. October 15, 2014
$139740.00 5 5.3% $2656.32 First Bank & Trust, Bryan, Texas March 27, 2015
$140420.00 11 9.8% $1742.19 First Bank & Trust of Clarendon April 2, 2015

Estela was not approved by First Bank & Trust of Clarendon 4 times prior to being accepted by Allied Beltway Bank at 9702 Bellaire Boulevard

On June 6, 2009, Estela applied about borrowing $30,000 from Farmers State Bank of Madisonville, Texas with Christene, their friend from just outside Houston, and even with the co-signer, Estela was rejected for this signature loan. With fair credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Client Profile: Estela Dorward of Houston, Texas
  • Full name (Changed if requested): Estela Dorward
  • Current Credit: loans.hit.utils.Fico@4459eb14
  • Current City: Houston
  • State: Texas
  • Zip code: 77076
  • Yearly income: $57,000
  • Current Job: education professor
  • Current County: Harris
  • Goal Yearly Income: $97,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Paraphrased and Standardized Quote from Estela for this signature loan of $100000, provided by Allied Beltway Bank

Hello, I am Estela and I am from Houston in Texas. Harris, county is where I grew up, and now I need a signature loan in Texas for $100000 to renovate my home. It has been difficult, but Allied Beltway Bank really came through for me with this loan for 8.7% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to Allied Beltway Bank for giving me a chance and my fair credit. It look me 6 years to create my credit to 586, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.

When Estela was 18, they tried to obtain a student loan from 7 different lenders, which harmed their credit rating. Below is a chronology of Estela’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on September 29, 2009
  • Attempt 2) Loan for $32,000.00 on July 16, 2011
  • Attempt 3) Loan for $34,000.00 on April 2, 2012
  • Attempt 4) Loan for $24,000.00 on February 28, 2011
  • Attempt 5) Loan for $36,000.00 on June 9, 2010
  • Attempt 6) Loan for $30,000.00 on April 19, 2013
  • Attempt 7) Loan for $29,000.00 on July 25, 2012

Contact Details for Allied Beltway Bank, the provider of this signature loan

  • Allied Beltway Bank
  • City: Houston
  • State: Texas
  • Address: 9702 Bellaire Boulevard
  • County: Harris
  • Zip code: 77072

Conclusion of Estela’s signature loan

In the end, Estela was able to find a signature loan for $100000 with an interest rate of 5.4% interest APR from Allied Beltway Bank in Houston, Texas repayable over 10 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.