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Olive Bucio’s No Collateral Loan For 60000 Dollars In Little Rock Arkansas

$60000 No Collateral Loan – Little Rock Arkansas, Credit Rating Of 554

  • Experian: 573 – This client had a fair Experian score
  • Transunion: 535 – Olive had a fair credit score with Transunion.
  • Equifax: Olive’s Experian score was 554, which is a fair credit score on the Experian scale.

Paraphrased and Standardized Quote from Olive for this no collateral loan of $60000, provided by Peoples Savings and Loan Association, FA

Hi, I am Olive and I am from Little Rock in Arkansas. Pulaski, county is where I grew up, and now I need a no collateral loan in Arkansas for $60000 to pay bills. It has been difficult, but Peoples Savings and Loan Association, FA really came through for me with this loan for 10.0% interest APR and a term of 19 years. I can repay the loan over the 19 year term, including interest. A big thanks to Peoples Savings and Loan Association, FA for trusting me and my fair credit. It look me 7 years to create my credit to 554, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.

Olive was rejected by Security Bank 5 times prior to being granted funding by Peoples Savings and Loan Association, FA at 123 West Third Street

On January 6, 2014, Olive inquired about borrowing $5,000 from Bank of Prescott with Jonah, their in law from just outside Little Rock, and even with the co-signer, Olive was rejected for this no collateral loan. With fair credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Fast Loans for Olive in Little Rock, Arkansas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Little Rock, Arkansas aren’t actually that difficult to obtain, especially if you have some gumption like Olive. Olive was able to find a fast loan for $60000 from Bank of Weiner and Signature Bank of Arkansas, but declined both offers in favor of their no collateral loan from Peoples Savings and Loan Association, FA. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big improvement if a client is on the go.

Contact Details for Peoples Savings and Loan Association, FA, the provider of this no collateral loan

  • Peoples Savings and Loan Association, FA
  • City: Little Rock
  • State: Arkansas
  • Address: 123 West Third Street
  • County: Pulaski
  • Zip code: 72201

When Olive was 19, they tried to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a list of Olive’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on August 5, 2010
  • Attempt 2) Loan for $34,000.00 on July 3, 2010
  • Attempt 3) Loan for $37,000.00 on September 24, 2012
  • Attempt 4) Loan for $20,000.00 on July 19, 2009
  • Attempt 5) Loan for $35,000.00 on October 20, 2013
  • Attempt 6) Loan for $38,000.00 on November 8, 2008
  • Attempt 7) Loan for $25,000.00 on June 21, 2011

Olive has a sad current gross income, but has several of prospects

Olive has always wanted to be a psychology professor, but would have to attend Chicago School of Professional Psychology again to achieve it. Olive has other possibilities as well, including order clerk, operations management analyst, and camp director, which pay $55,000 through to $103,000 per year, on average. For this reason, we think that Olive can afford this no collateral loan of $60000.

Before applying for this no collateral loan, Olive had an Experian score of 573, which is fair, so Peoples Savings and Loan Association, FA likely cannot provide Olive a no collateral loan

Experian Score: 573

6 Months in the Past, Olive Attempted to Find a High Risk Loan for $40,000.00, and it was Easy

It is an ongoing struggle for clients to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Olive. Olive chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Clients with credit scores as low as 580 can apply for a high risk loan and have a chance to be accepted.

Previous requests on Olive’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$61240.00 10 10.3% $819.5 Bank of Weiner May 1, 2010
$60570.00 8 8.4% $868.62 Horizon Bank September 23, 2011
$61120.00 4 9.6% $1538.45 Warren Bank and Trust Company May 25, 2012
$60850.00 6 9.5% $1112.01 Boatmen’s Bank of Northeast Arkansas November 22, 2013

Olive’s Transunion score was altered by the no collateral loan loan, changing to 535 from 554, which is normal in our experience.

Transunion Score: 535

Personal Loan for a speech writer named Olive in Little Rock, Arkansas to Pay Off PSECU Visa

Olive had a tonne of credit card debt on their Integra Bank Credit Cards and their OmniPeace Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Olive’s job as a speech writer, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $22,000.00 to $45,000.00. They are normally used to pay off existing high interest loans like credit cards. Olive required a debt consolidation loan to pay for their existing no collateral loan and their payday loan. Olive was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.0%.

Many previous requests for credit have been made by Olive in the past, including one from First Jackson Bank, Inc. in Little Rock, Arkansas before Olive was approved for the $60000 by Peoples Savings and Loan Association, FA

Olive made 4 previous attempts to obtain a no collateral loan, 2 of which were with First Jackson Bank, Inc., a bank in Little Rock, Arkansas known to specialize in no collateral loans specifically. Prior to finding Peoples Savings and Loan Association, FA, Olive was very concerned due to their inexperience and fair credit rating.

Olive’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their speech writer job and their future job as a psychology professor

Fico Score: 554

Client Profile: Olive Bucio of Little Rock, Arkansas
  • Full name (Changed if requested): Olive Bucio
  • Current Credit: loans.hit.utils.Fico@5b6f7412
  • Current City: Little Rock
  • State: Arkansas
  • Zip code: 72204
  • Yearly income: $38,000
  • Current Job: speech writer
  • Current County: Pulaski
  • Goal Yearly Income: $101,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Installment loan for Olive, a graduate of Chicago School of Professional Psychology and a speech writer working for over $71,000 per year

Olive, an alumnus at Chicago School of Professional Psychology and a speech writer in Little Rock, Arkansas needs a no collateral loan to purchase a car. Olive has instead chosen to obtain an installment loan for $22,000 and is currently seeking lenders like Commercial Bank & Trust Company to provide it.

Signature Loan acquired in Little Rock, Arkansas for $60000 with fair credit by Olive

Most prospective borrowers struggle with finding signature loans in Little Rock, Arkansas, and Olive is no different. Olive went to 4 lending institutions or more before settling on Peoples Savings and Loan Association, FA, who offered Olive a signature loan for $60000. Most signature loans simply require a client, like Olive’s signature to get them, up to $42,000 in some cases. Olive was able to get $60000 as a no collateral loan, which is very high for a no collateral loan. Since signature loans do not require a cosigner, they generally require improved credit, as high as 786

Conclusion of Olive’s no collateral loan

In the end, Olive was able to find a no collateral loan for $60000 with an interest rate of 11.8% interest APR from Peoples Savings and Loan Association, FA in Little Rock, Arkansas repayable over 19 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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