$28000 Same Day Loan – Passaic New Jersey, Credit Rating Of 514
- Experian: 525 – They had a fair Experian score
- Transunion: 500 – Evelin had a fair credit rating with Transunion.
- Equifax: Evelin’s Experian score was 514, which is a fair credit score with the Experian rating scheme.
Before applying for this same day loan, Evelin had an Experian score of 525, which is fair, so Jefferson National Bank probably cannot provide Evelin a same day loan
Personal Loan for a dry wall installer named Evelin in Passaic, New Jersey to Pay Off UNFCU Gold Credit Card
Evelin had a lot of credit card debt on their Zions Bank AmaZing Rate for Business and their Pennsylvania Freemasons Visa Cards, and they were starting to get in over their heads. Despite Evelin’s job as a dry wall installer, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Evelin’s Transunion score was changed by the same day loan loan, changing to 500 from 514, which is typical in our experience.
Signature Loan easily acquired in Passaic, New Jersey for $28000 with fair credit by Evelin
Many clients have difficulty with finding signature loans in Passaic, New Jersey, and Evelin is the same. Evelin went to 6 lending institutions or more prior to finding Jefferson National Bank, who offered Evelin a signature loan for $28000. Typical signature loans simply need a client, like Evelin’s signature to get them, up to $41,000 in some cases. Evelin was able to get $28000 as a same day loan, which is very high for a same day loan. Since signature loans do not need a cosigner, these loans tend to require better credit, as high as 753
Installment loan for Evelin, a graduate of Truman State University and a dry wall installer working for over $68,000 per year
Evelin, an alumnus at Truman State University and a dry wall installer in Passaic, New Jersey needs a same day loan to purchase a car. Evelin has instead decided to get an installment loan for $4,000 and is currently seeking lenders like Chemical Bank New Jersey, National Association to process their request.
Evelin’s Overall FICO score at the time of acceptance for a same day loan, taking into account their dry wall installer job and their future career as a hazardous materials removal worker
Paraphrased and Standardized Quote from Evelin for this same day loan of $28000, provided by Jefferson National Bank
Hi, I am Evelin and I’m from Passaic in New Jersey. Passaic, county is where I grew up, and now I need a same day loan in New Jersey for $28000 to renovate my home. It wasn’t easy, but Jefferson National Bank really came through for me with this loan for 10.3% interest APR and a term of 23 years. I will repay the loan over the 23 year term, including interest. A big thanks to Jefferson National Bank for trusting me and my fair credit. It look me 9 years to build my credit to 514, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.
Previous requests on Evelin’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$112490.00||9||11.3%||$1663.98||The State Bank of North Jersey||November 29, 2010|
|$111660.00||5||5.3%||$2122.54||Carteret Bank and Trust Company||October 27, 2012|
|$112290.00||3||6.1%||$3421.17||United Jersey Bank/Northwest||July 31, 2014|
|$112260.00||9||5.3%||$1309.24||People’s Trust Company||January 14, 2015|
Multiple past requests for credit have been made by Evelin in the past, including one from Grange National Bank in Passaic, New Jersey before Evelin was approved for the $28000 by Jefferson National Bank
Evelin made 8 previous attempts to obtain a same day loan, 2 of which were with Grange National Bank, a lender in Passaic, New Jersey known to specialize in same day loans specifically. Before finding Jefferson National Bank, Evelin was very concerned due to their inexperience and fair credit rating.
When Evelin was 24, they attempted to obtain a student loan from 4 alternate banks, which damaged their credit score. Below is a chronology of Evelin’s prior attempts at finding a student loan:
- Attempt 1) Loan for $22,000.00 on August 17, 2013
- Attempt 2) Loan for $22,000.00 on May 2, 2010
- Attempt 3) Loan for $24,000.00 on September 12, 2010
- Attempt 4) Loan for $37,000.00 on December 17, 2010
- Full name (Changed if requested): Evelin Stadther
- Current Credit: loans.hit.utils.Fico@f2a0b8e
- Current City: Passaic
- State: New Jersey
- Zip code: 7057
- Yearly income: $64,000
- Current Job: dry wall installer
- Current County: Passaic
- Goal Yearly Income: $117,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Evelin has a disappointing current yearly income, but has several of prospects
Evelin has always wanted to be a hazardous materials removal worker, but would need attend Truman State University again to become one. Evelin has other possibilities as well, including motorboat mechanic, reliability engineer, and surgeon, which pay $52,000 through to $94,000 per year, at least. Because of this, we think that Evelin can pay for this same day loan of $28000.
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $39,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Evelin required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Evelin was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your dirty, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.8%.
Contact Details for Jefferson National Bank, the provider of this same day loan
- Jefferson National Bank
- City: Passaic
- State: New Jersey
- Address: 155 Jefferson Street
- County: Passaic
- Zip code: 7055
Fast Loans for Evelin in Passaic, New Jersey to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Passaic, New Jersey aren’t actually that difficult to obtain, particularly if you have some finesse like Evelin. Evelin was able to find a fast loan for $28000 from Summit Bank and Fidelity Union Bank, but declined both offers in favor of their same day loan from Jefferson National Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. Much better in the case that you are on the go.
Evelin was declined by People’s Trust Company 5 times prior to being granted funding by Jefferson National Bank at 155 Jefferson Street
On March 19, 2011, Evelin applied about borrowing $21,000 from The Summit Trust Company with Patrina, their friend from just outside Passaic, and even with the co-signer, Evelin was rejected for this same day loan. With fair credit, it can be very hard to procure financing, even with collateral and a co-signer.
6 Months Ago, Evelin Tried Finding a High Risk Loan for $42,000.00, and it was Hard
There is an well known struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Evelin. Evelin chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit individuals. Clients with credit ratings as low as 328 can apply for a high risk loan and may be be accepted.
Conclusion of Evelin’s same day loan
In the end, Evelin was able to find a same day loan for $28000 with an interest rate of 9.0% interest APR from Jefferson National Bank in Passaic, New Jersey repayable over 23 years from today.