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14 Month, Variable Interest Home Loan For Rebekah In Pennsylvania

$90000 Home Loan – Gettysburg Pennsylvania, Credit Score Of 733

  • Experian: 747 – They had an excellent Experian score
  • Transunion: 716 – Rebekah had an excellent credit score with Transunion.
  • Equifax: Rebekah’s Experian score was 733, which is an excellent credit score using the Experian system.

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans vary from $32,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Rebekah needed a debt consolidation loan to pay for their existing home loan and their payday loan. Rebekah was able to find a home loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.8%.

Multiple previous requests for credit have been made by Rebekah in the past, including one from First Federal Savings and Loan Association of Thief River Falls in Gettysburg, Pennsylvania before Rebekah was approved for the $90000 by ACNB Bank

Rebekah made 4 prior attempts to obtain a home loan, 2 of which were with First Federal Savings and Loan Association of Thief River Falls, a bank in Gettysburg, Pennsylvania known to specialize in home loans specifically. Before finding ACNB Bank, Rebekah was desperate due to their inexperience and excellent credit rating.

Previous requests on Rebekah’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$73260.00 6 10.1% $1360.9 The People’s Bank of Oxford March 10, 2012
$73150.00 7 6.5% $1086.24 First Lehigh Bank January 6, 2014
$73120.00 9 8.1% $955.72 SunBank April 19, 2014
$72510.00 7 7.4% $1108.6 Merchants Bank (North) April 10, 2015

Installment loan for Rebekah, a graduate of Kilgore College and a mechanical engineering technician working for over $65,000 per year

Rebekah, an alumnus at Kilgore College and a mechanical engineering technician in Gettysburg, Pennsylvania wants a home loan to purchase a new cell phone. Rebekah has instead decided to get an installment loan for $15,000 and is at present seeking lenders like Provident National Bank to provide it.

Fast Loans for Rebekah in Gettysburg, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Gettysburg, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Rebekah. Rebekah was able to find a fast loan for $90000 from Merchants Bank (North) and Provident National Bank, but declined both offers in favor of their home loan from ACNB Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. An improvement in the case that a borrower is on the go.

Paraphrased and Standardized Quote from Rebekah for this home loan of $90000, provided by ACNB Bank

Hi, I am Rebekah and I’m from Gettysburg in Pennsylvania. Adams, county is where I grew up, and now I need a home loan in Pennsylvania for $90000 to renovate my home. It wasn’t easy, but ACNB Bank really came through for me with this loan for 5.1% interest APR and a term of 14 years. I will repay the loan over the 14 year term, including interest. A big thanks to ACNB Bank for trusting me and my excellent credit. It look me 8 years to create my credit to 733, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.

Client Profile: Rebekah Bondroff of Gettysburg, Pennsylvania
  • Full name (Changed if requested): Rebekah Bondroff
  • Current Credit: loans.hit.utils.Fico@3941a79c
  • Current City: Gettysburg
  • State: Pennsylvania
  • Zip code: 17332
  • Yearly income: $48,000
  • Current Job: mechanical engineering technician
  • Current County: Adams
  • Goal Yearly Income: $131,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Rebekah’s Transunion score was changed by the home loan loan, changing to 716 from 733, which is normal in our experience.

Transunion Score: 716

Rebekah’s Overall FICO score at the time of acceptance for a home loan, taking into account their mechanical engineering technician job and their future job as an employment administrator

Fico Score: 733

Contact Details for ACNB Bank, the provider of this home loan

  • ACNB Bank
  • City: Gettysburg
  • State: Pennsylvania
  • Address: 16 Lincoln Square
  • County: Adams
  • Zip code: 17325

Signature Loan acquired in Gettysburg, Pennsylvania for $90000 with excellent credit by Rebekah

A lot of clients have difficulty with obtaining signature loans in Gettysburg, Pennsylvania, and Rebekah is not an exception. Rebekah went to 8 lenders or more prior to finding ACNB Bank, who offered Rebekah a signature loan for $90000. Typical signature loans simply require a client, like Rebekah’s signature to get them, up to $40,000 in some cases. Rebekah was able to get $90000 as a home loan, which is very high for a home loan. Since signature loans do not require a cosigner, these loans tend to require better credit, as high as 771

Personal Loan for a mechanical engineering technician named Rebekah in Gettysburg, Pennsylvania to Pay Off City National Bank Crystal Visa Infinite Card

Rebekah had a tonne of credit card debt on their Banana Republic Credit Card and their Sunoco Universal Fleet Card, and they were starting to get in over their heads. Despite Rebekah’s job as a mechanical engineering technician, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

9 Months Ago, Rebekah Tried Finding a High Risk Loan for $49,000.00, and it was Hard

There is an ongoing struggle for clients to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Rebekah. Rebekah chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Individuals with credit scores as low as 358 can inquire for a high risk loan and may be be approved.

Before applying for this home loan, Rebekah had an Experian score of 747, which is excellent, so ACNB Bank likely can provide Rebekah a home loan

Experian Score: 747

Rebekah was declined by Elizabethtown Trust Company 4 times before being accepted by ACNB Bank at 16 Lincoln Square

On March 1, 2009, Rebekah inquired about borrowing $31,000 from Mercer County State Bank with Toby, their friend from just outside Gettysburg, and even with the co-signer, Rebekah was rejected for this home loan. With excellent credit, it can be very hard to procure financing, even with collateral and a co-signer.

Rebekah has a low current yearly income, but has a high number of prospects

Rebekah has always wanted to be an employment administrator, but would have to attend Kilgore College again to achieve it. Rebekah has other possibilities as well, including sales representative, emergency medical technician, and maintenance supervisor, which pay $52,000 through to $98,000 per year, on average. Because of this, we think that Rebekah can afford this home loan of $90000.

When Rebekah was 19, they attempted to obtain a student loan from 5 different lenders, which damaged their credit score. Below is a chronology of Rebekah’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on June 25, 2013
  • Attempt 2) Loan for $35,000.00 on December 29, 2009
  • Attempt 3) Loan for $35,000.00 on June 22, 2011
  • Attempt 4) Loan for $33,000.00 on March 22, 2012
  • Attempt 5) Loan for $31,000.00 on March 31, 2011

Conclusion of Rebekah’s home loan

In the end, Rebekah was able to find a home loan for $90000 with an interest rate of 11.4% interest APR from ACNB Bank in Gettysburg, Pennsylvania repayable over 14 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.