$9000 Student Loan – Morganton North Carolina, Credit Score Of 361
- Experian: 373 – The client had a terrible Experian score
- Transunion: 344 – Juliann had a terrible credit rating with Transunion.
- Equifax: Juliann’s Experian score was 361, which is a terrible credit score using the Experian system.
Several previous requests for credit have been made by Juliann in the past, including one from Grand Haven Bank in Morganton, North Carolina before Juliann was accepted for the $9000 by Surety Federal Savings and Loan Association, F.A.
Juliann made 7 previous tries to obtain a student loan, 2 of which were with Grand Haven Bank, a bank in Morganton, North Carolina known to specialize in student loans specifically. Before finding Surety Federal Savings and Loan Association, F.A., Juliann was very concerned due to their inexperience and terrible credit score.
Before applying for this student loan, Juliann had an Experian score of 373, which is terrible, so Surety Federal Savings and Loan Association, F.A. likely cannot provide Juliann a student loan
Paraphrased and Standardized Quote from Juliann for this student loan of $9000, provided by Surety Federal Savings and Loan Association, F.A.
Hello, I am Juliann and my hometown is Morganton in North Carolina. Burke, county is where I grew up, and now I need a student loan in North Carolina for $9000 to buy a car. It has been difficult, but Surety Federal Savings and Loan Association, F.A. really came through for me with this loan for 5.4% interest APR and a term of 21 years. I can probably repay the loan over the 21 year term, including interest. A big thanks to Surety Federal Savings and Loan Association, F.A. for trusting me and my terrible credit. It look me 6 years to build my credit to 361, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans vary from $33,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Juliann needed a debt consolidation loan to pay for their existing student loan and their loan shark loan. Juliann was able to find a student loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.8%.
- Full name (Changed if requested): Juliann Route
- Current Credit: loans.hit.utils.Fico@f2a0b8e
- Current City: Morganton
- State: North Carolina
- Zip code: 28663
- Yearly income: $64,000
- Current Job: sportswriter
- Current County: Burke
- Goal Yearly Income: $112,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Personal Loan for a sportswriter named Juliann in Morganton, North Carolina to Pay Off Market America Platinum MasterCard
Juliann had a tonne of credit card debt on their Amazon.com Rewards Visa Signature Card and their Berkshire Municipal Bank Visa Signature Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Juliann’s job as a sportswriter, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Juliann has a low current yearly income, but has a large amount of prospects
Juliann has always wanted to be a parking lot attendant, but would have to attend JZ Trend Academy Paul Mitchell Partner School again to achieve it. Juliann has other prospects as well, including quarry worker, certified public accountant, and commercial designer, which pay $58,000 through to $99,000 per year, on average. Because of this, we believe that Juliann can afford this student loan of $9000.
7 Months Ago, Juliann Tried to Find a High Risk Loan for $29,000.00, and it was Easy
It is an well known struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Juliann. Juliann chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Clients with credit ratings as low as 384 can inquire for a high risk loan and may be be approved.
Juliann’s Transunion score was altered by the student loan loan, changing to 344 from 361, which is normal in our experience.
Juliann’s Overall FICO score at the time of acceptance for a student loan, taking into account their sportswriter job and their future career as a parking lot attendant
Signature Loan found in Morganton, North Carolina for $9000 with terrible credit by Juliann
Most prospective borrowers have difficulty with finding signature loans in Morganton, North Carolina, and Juliann is no different. Juliann went to 4 lenders or more before settling on Surety Federal Savings and Loan Association, F.A., who offered Juliann a signature loan for $9000. Typical signature loans simply require a client, like Juliann’s signature to obtain them, up to $35,000 in some cases. Juliann was able to get $9000 as a student loan, which is very high for a student loan. Since signature loans do not need collateral, they generally need higher credit, as high as 700
Installment loan for Juliann, a graduate of JZ Trend Academy Paul Mitchell Partner School and a sportswriter working for over $76,000 per year
Juliann, an alumnus at JZ Trend Academy Paul Mitchell Partner School and a sportswriter in Morganton, North Carolina needs a student loan to purchase a car. Juliann has instead chosen to get an installment loan for $7,000 and is at present seeking lenders like Bank of Washington to process their request.
Fast Loans for Juliann in Morganton, North Carolina to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Morganton, North Carolina aren’t actually that difficult to obtain, especially if you have some finesse like Juliann. Juliann was able to find a fast loan for $9000 from Farmers Bank of Sunbury and First State Bank, but declined both offers in favor of their student loan from Surety Federal Savings and Loan Association, F.A.. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big difference in the case that you are on the go.
Contact Details for Surety Federal Savings and Loan Association, F.A., the provider of this student loan
- Surety Federal Savings and Loan Association, F.A.
- City: Morganton
- State: North Carolina
- Address: 217 North Sterling Street
- County: Burke
- Zip code: 28655
Juliann was not approved by The First National Bank of Albemarle 7 times prior to being approved by Surety Federal Savings and Loan Association, F.A. at 217 North Sterling Street
On October 6, 2010, Juliann applied about borrowing $19,000 from Communityone Bank, National Association with Francina, their in law from just outside Morganton, and even with the co-signer, Juliann was rejected for this student loan. With terrible credit, it can be a challenge to procure financing, even with collateral and a co-signer.
Previous requests on Juliann’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$131460.00||9||10.6%||$1893.76||The Farmers Bank of Seaboard||January 29, 2014|
|$131390.00||5||8.5%||$2695.67||The Bank of Raeford||April 23, 2015|
|$130640.00||6||9.6%||$2393.95||The Bank of Coleridge||May 31, 2015|
|$131460.00||3||9.1%||$4186.51||Farmers Bank of Sunbury||August 22, 2015|
|$130820.00||8||6.8%||$1770.57||Bank of Pittsboro||September 1, 2015|
When Juliann was 18, they attempted to obtain a student loan from 5 alternate lenders, which harmed their credit score. Below is a chronology of Juliann’s prior attempts at finding a student loan:
- Attempt 1) Loan for $38,000.00 on September 19, 2012
- Attempt 2) Loan for $25,000.00 on October 26, 2010
- Attempt 3) Loan for $22,000.00 on October 25, 2011
- Attempt 4) Loan for $39,000.00 on August 24, 2009
- Attempt 5) Loan for $24,000.00 on March 9, 2010
Conclusion of Juliann’s student loan
In the end, Juliann was able to find a student loan for $9000 with an interest rate of 5.2% interest APR from Surety Federal Savings and Loan Association, F.A. in Morganton, North Carolina repayable over 21 years from today.