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$44000 Private Loan With Good Credit In San Andreas California

$44000 Private Loan – San Andreas California, Credit Score Of 681

  • Experian: 697 – The client had a good Experian rating
  • Transunion: 662 – Marline had a good credit rating with Transunion.
  • Equifax: Marline’s Experian score was 681, which is a good credit rating using the Experian rating scheme.

Marline’s Overall FICO score at the time of acceptance for a private loan, taking into account their sociology professor job and their future career as a museum curator

Fico Score: 681

Signature Loan acquired in San Andreas, California for $44000 with good credit by Marline

A lot of prospective borrowers struggle with finding signature loans in San Andreas, California, and Marline is the same. Marline went to 4 lenders or more before finding Central Sierra Bank, who offered Marline a signature loan for $44000. Most signature loans simply need a client, like Marline’s signature to obtain them, up to $43,000 in some cases. Marline was able to get $44000 as a private loan, which is very high for a private loan. Because signature loans do not need collateral, these loans tend to require better credit, as high as 777

8 Months Ago, Marline Attempted to Find a High Risk Loan for $41,000.00, but They Didn’t Find What They were Expecting

It is an well known struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Marline. Marline chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Individuals with credit scores as low as 500 can inquire for a high risk loan and may be be approved.

Contact Details for Central Sierra Bank, the provider of this private loan

  • Central Sierra Bank
  • City: San Andreas
  • State: California
  • Address: 373 West St. Charles Street
  • County: Calaveras
  • Zip code: 95249

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $26,000.00 to $58,000.00. They are mainly used to pay off existing high interest loans like credit cards. Marline required a debt consolidation loan to pay for their existing private loan and their payday loan. Marline was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.5%.

When Marline was 24, they tried to obtain a student loan from 4 alternate banks, which harmed their credit rating. Below is a chronology of Marline’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on December 26, 2012
  • Attempt 2) Loan for $30,000.00 on June 8, 2010
  • Attempt 3) Loan for $32,000.00 on January 1, 2013
  • Attempt 4) Loan for $21,000.00 on October 19, 2008

Marline’s Transunion score was changed by the private loan loan, changing to 662 from 681, which is normal in our experience.

Transunion Score: 662

Before applying for this private loan, Marline had an Experian score of 697, which is good, so Central Sierra Bank most likely cannot provide Marline a private loan

Experian Score: 697

Marline was declined by Farmers and Merchants Bank of Long Beach 4 times prior to being approved by Central Sierra Bank at 373 West St. Charles Street

On April 10, 2012, Marline applied about borrowing $33,000 from Farmers & Merchants Bank of Central California with Marian, their friend from just outside San Andreas, and even with the co-signer, Marline was rejected for this private loan. With good credit, it can be very hard to procure financing, even with collateral and a co-signer.

Personal Loan for a sociology professor named Marline in San Andreas, California to Pay Off Bowflex Credit Card

Marline had a lot of credit card debt on their Fidelity Investment Rewards American Express Card and their State Farm Student Visa Credit Card, and they were starting to get in over their heads. Despite Marline’s job as a sociology professor, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Marline for this private loan of $44000, provided by Central Sierra Bank

Hello, I am Marline and I’m from San Andreas in California. Calaveras, county is where I grew up, and now I need a private loan in California for $44000 to avoid bankruptcy. It wasn’t easy, but Central Sierra Bank really came through for me with this loan for 11.8% interest APR and a term of 3 years. I can probably repay the loan over the 3 year term, including interest. A big thanks to Central Sierra Bank for giving me a chance and my good credit. It look me 9 years to build my credit to 681, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

Client Profile: Marline Baison of San Andreas, California
  • Full name (Changed if requested): Marline Baison
  • Current Credit: loans.hit.utils.Fico@53e25b76
  • Current City: San Andreas
  • State: California
  • Zip code: 95257
  • Yearly income: $36,000
  • Current Job: sociology professor
  • Current County: Calaveras
  • Goal Yearly Income: $82,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Previous requests on Marline’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$41850.00 4 10.7% $1075.55 Santa Monica Bank March 10, 2009
$42250.00 5 10.3% $903.94 Farmers and Merchants Bank of Long Beach June 13, 2013
$42150.00 4 11.5% $1099.65 First Interstate Bank of California October 10, 2014
$42350.00 10 8.4% $522.82 Union Bank December 25, 2014

Installment loan for Marline, a graduate of Mid-State Technical College and a sociology professor working for over $76,000 per year

Marline, an alumnus at Mid-State Technical College and a sociology professor in San Andreas, California wants a private loan to purchase something frivolous. Marline has instead decided to obtain an installment loan for $27,000 and is at present seeking lenders like First Trust Bank to process their request.

Marline has a very low current yearly income, but has several of prospects

Marline has always wanted to be a museum curator, but would need attend Mid-State Technical College again to become one. Marline has other possibilities as well, including factory layout engineer, music therapist, and writer /author, which pay $52,000 through to $91,000 per year, on average. For this reason, we believe that Marline can pay for this private loan of $44000.

Many previous requests for credit have been made by Marline in the past, including one from Vintage Bank in San Andreas, California before Marline was approved for the $44000 by Central Sierra Bank

Marline made 9 previous attempts to obtain a private loan, 2 of which were with Vintage Bank, a lending institution in San Andreas, California known to specialize in private loans specifically. Before finding Central Sierra Bank, Marline was very concerned due to their inexperience and good credit score.

Fast Loans for Marline in San Andreas, California to prevent bankruptcy or harm from debt collectors.

Fast loans in San Andreas, California aren’t actually that difficult to obtain, particularly if you have some gumption like Marline. Marline was able to find a fast loan for $44000 from The First National Bank of Holtville and Citizens State Bank of Santa Paula, but turned down both offers in favor of their private loan from Central Sierra Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement if you are in a time sensitive situation.

Conclusion of Marline’s private loan

In the end, Marline was able to find a private loan for $44000 with an interest rate of 7.0% interest APR from Central Sierra Bank in San Andreas, California repayable over 3 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.