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$84000 Secured Loan With Fair Credit In Westville Oklahoma

$84000 Secured Loan – Westville Oklahoma, Credit Score Of 528

  • Experian: 545 – This client had a fair Experian score
  • Transunion: 510 – Martine had a fair credit rating with Transunion.
  • Equifax: Martine’s Experian score was 528, which is a fair credit score on the Experian scale.

Previous requests on Martine’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$109210.00 5 8.2% $2224.85 The First State Bank April 2, 2009
$108510.00 6 11.1% $2070.95 Security Bank and Trust Company October 6, 2012
$109370.00 3 10.3% $3544.49 The First State Bank, Willow, Okla. September 23, 2014
$109240.00 9 7.6% $1399.62 Sooner State Bank December 19, 2014

Martine’s Overall FICO score at the time of acceptance for a secured loan, taking into account their telecommunications technician job and their future career as an athletes’ business manager

Fico Score: 528

Before applying for this secured loan, Martine had an Experian score of 545, which is fair, so Peoples Bank most likely cannot provide Martine a secured loan

Experian Score: 545

Installment loan for Martine, a graduate of Thomas M. Cooley Law School and a telecommunications technician working for over $64,000 per year

Martine, an alumnus at Thomas M. Cooley Law School and a telecommunications technician in Westville, Oklahoma needs a secured loan to purchase a car. Martine has instead decided to get an installment loan for $29,000 and is at present seeking lenders like The First Bank of Okarche to provide it.

Signature Loan acquired in Westville, Oklahoma for $84000 with fair credit by Martine

Many borrowers have difficulty with finding signature loans in Westville, Oklahoma, and Martine is no exception. Martine went to 6 lending institutions or more before finding Peoples Bank, who offered Martine a signature loan for $84000. Typical signature loans simply need a client, like Martine’s signature to get them, up to $35,000 in some cases. Martine was able to get $84000 as a secured loan, which is very high for a secured loan. Since signature loans do not need collateral, these loans generally need higher credit, as high as 704

Contact Details for Peoples Bank, the provider of this secured loan

  • Peoples Bank
  • City: Westville
  • State: Oklahoma
  • Address: 121 South Williams Avenue
  • County: Adair
  • Zip code: 74965

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $35,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Martine required a debt consolidation loan to pay for their existing secured loan and their loan shark loan. Martine was able to find a secured loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your bad, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 3.2%.

Fast Loans for Martine in Westville, Oklahoma to prevent bankruptcy or harm from debt collectors.

Fast loans in Westville, Oklahoma aren’t actually that difficult to obtain, particularly if you have some gumption like Martine. Martine was able to find a fast loan for $84000 from First Capital Bank and The First State Bank, but turned down both offers in favor of their secured loan from Peoples Bank. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. An improvement if you are in a pinch.

Personal Loan for a telecommunications technician named Martine in Westville, Oklahoma to Pay Off BMW Signature Card

Martine had a lot of credit card debt on their SEFCU Secured MasterCard and their Grossman’s Bargain Outlet Credit Card, and they were starting to get in over their heads. Despite Martine’s job as a telecommunications technician, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Martine was not approved by The Bank of Red Oak 7 times prior to being accepted by Peoples Bank at 121 South Williams Avenue

On February 7, 2013, Martine inquired about borrowing $27,000 from High Plains Bank with Jocelyn, their friend from just outside Westville, and even with the co-signer, Martine was rejected for this secured loan. With fair credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Martine for this secured loan of $84000, provided by Peoples Bank

Hello, I am Martine and I’m from Westville in Oklahoma. Adair, county is where I grew up, and now I need a secured loan in Oklahoma for $84000 to avoid bankruptcy. It wasn’t easy, but Peoples Bank really came through for me with this loan for 11.8% interest APR and a term of 10 years. I can probably repay the loan over the 10 year term, including interest. A big thanks to Peoples Bank for giving me a chance and my fair credit. It look me 4 years to create my credit to 528, and I won’t tarnish it any future. I’m happy with Find Texas Loans for helping me this far.

Client Profile: Martine Dlabaj of Westville, Oklahoma
  • Full name (Changed if requested): Martine Dlabaj
  • Current Credit: loans.hit.utils.Fico@726f3b58
  • Current City: Westville
  • State: Oklahoma
  • Zip code: 74972
  • Yearly income: $55,000
  • Current Job: telecommunications technician
  • Current County: Adair
  • Goal Yearly Income: $85,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Martine has a sad current total income, but has several of prospects

Martine has always wanted to be an athletes’ business manager, but would need attend Thomas M. Cooley Law School again to become one. Martine has other possibilities as well, including agricultural equipment operator, radio & tv newscaster, and occupational safety & health inspector, which pay $54,000 through to $108,000 per year, at least. Because of this, we think that Martine can pay for this secured loan of $84000.

9 Months in the Past, Martine Tried Finding a High Risk Loan for $44,000.00, but They Didn’t Find What They were Expecting

There is an existing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Martine. Martine decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit clients. Clients with credit ratings as low as 599 can inquire for a high risk loan and may be be approved.

Many other requests for credit have been made by Martine in the past, including one from World Savings Bank Interim, National Association (NJ) in Westville, Oklahoma before Martine was approved for the $84000 by Peoples Bank

Martine made 9 previous attempts to obtain a secured loan, 2 of which were with World Savings Bank Interim, National Association (NJ), a lender in Westville, Oklahoma known to specialize in secured loans specifically. Prior to finding Peoples Bank, Martine was very concerned due to their inexperience and fair credit rating.

Martine’s Transunion score was changed by the secured loan loan, changing to 510 from 528, which is typical in our experience.

Transunion Score: 510

When Martine was 18, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit rating. Below is a list of Martine’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on May 18, 2013
  • Attempt 2) Loan for $34,000.00 on February 14, 2010
  • Attempt 3) Loan for $24,000.00 on May 30, 2013
  • Attempt 4) Loan for $22,000.00 on January 14, 2013
  • Attempt 5) Loan for $25,000.00 on July 14, 2009
  • Attempt 6) Loan for $30,000.00 on January 6, 2012
  • Attempt 7) Loan for $39,000.00 on July 25, 2011

Conclusion of Martine’s secured loan

In the end, Martine was able to find a secured loan for $84000 with an interest rate of 10.4% interest APR from Peoples Bank in Westville, Oklahoma repayable over 10 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.