$46000 Same Day Loan – Huntingdon Pennsylvania, Credit Score Of 627
- Experian: 642 – This client had a good Experian score
- Transunion: 615 – Jenine had a good credit score with Transunion.
- Equifax: Jenine’s Experian score was 627, which is a good credit score using the Experian system.
Signature Loan easily acquired in Huntingdon, Pennsylvania for $46000 with good credit by Jenine
Most prospective borrowers have difficulty with finding signature loans in Huntingdon, Pennsylvania, and Jenine is the same. Jenine went to 6 lenders or more before settling on Huntingdon Savings Bank, who offered Jenine a signature loan for $46000. Most signature loans simply need a client, like Jenine’s signature to get them, up to $22,000 in some cases. Jenine was able to get $46000 as a same day loan, which is very high for a same day loan. Since signature loans do not need a cosigner, these loans generally need higher credit, as high as 719
Jenine has a very low current total income, but has several of prospects
Jenine has always wanted to be an electrical and electronic inspector, but would need attend Southern State Community College again to become one. Jenine has other prospects as well, including ship mate, financial analyst, and account collector, which pay $50,000 through to $108,000 per year, on average. For this reason, we think that Jenine can afford this same day loan of $46000.
Jenine was rejected by Green Ridge Bank 5 times before being granted funding by Huntingdon Savings Bank at 423 Penn Street
On July 19, 2009, Jenine applied about borrowing $20,000 from Orrstown Bank with Karan, their in law from just outside Huntingdon, and even with the co-signer, Jenine was rejected for this same day loan. With good credit, it can be challenging to obtain funding, even with collateral and a co-signer.
8 Months in the Past, Jenine Attempted Finding a High Risk Loan for $40,000.00, and it was Easy
It is an well known struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Jenine. Jenine decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit individuals. Clients with credit ratings as low as 541 can apply for a high risk loan and may be be approved.
Personal Loan for a publications editor named Jenine in Huntingdon, Pennsylvania to Pay Off Bank of America Platinum Plus for Business MasterCard
Jenine had a lot of credit card debt on their Art Van Signature Card and their Apple Bank for Savings, and they were starting to get in over their heads. Despite Jenine’s job as a publications editor, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Jenine’s Transunion score was altered by the same day loan loan, changing to 615 from 627, which is typical in our experience.
Previous requests on Jenine’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $35810.00 | 10 | 6.2% | $401.17 | The People’s Bank of Oxford | November 14, 2011 |
| $36350.00 | 8 | 8.4% | $521.29 | First Lehigh Bank | April 24, 2014 |
| $36320.00 | 5 | 9.1% | $755.71 | SunBank | June 5, 2014 |
| $36120.00 | 7 | 7.1% | $546.91 | Merchants Bank (North) | April 12, 2015 |
| $35810.00 | 5 | 11.2% | $782.17 | Green Ridge Bank | August 2, 2015 |
Paraphrased and Standardized Quote from Jenine for this same day loan of $46000, provided by Huntingdon Savings Bank
Hello, I am Jenine and I’m from Huntingdon in Pennsylvania. Huntingdon, county is where I grew up, and now I need a same day loan in Pennsylvania for $46000 to buy a car. It wasn’t easy, but Huntingdon Savings Bank really came through for me with this loan for 5.4% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to Huntingdon Savings Bank for trusting me and my good credit. It look me 7 years to create my credit to 627, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.
Before applying for this same day loan, Jenine had an Experian score of 642, which is good, so Huntingdon Savings Bank most likely cannot provide Jenine a same day loan
- Full name (Changed if requested): Jenine Sexson
- Current Credit: loans.hit.utils.Fico@506e1b77
- Current City: Huntingdon
- State: Pennsylvania
- Zip code: 16661
- Yearly income: $37,000
- Current Job: publications editor
- Current County: Huntingdon
- Goal Yearly Income: $104,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Installment loan for Jenine, a graduate of Southern State Community College and a publications editor working for over $61,000 per year
Jenine, an alumnus at Southern State Community College and a publications editor in Huntingdon, Pennsylvania wants a same day loan to purchase something frivolous. Jenine has instead chosen to obtain an installment loan for $19,000 and is currently seeking lenders like Dauphin Deposit Bank and Trust Company to process their request.
Jenine’s Overall FICO score at the time of acceptance for a same day loan, taking into account their publications editor job and their future career as an electrical and electronic inspector
When Jenine was 22, they tried to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a list of Jenine’s prior attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on October 6, 2011
- Attempt 2) Loan for $30,000.00 on March 21, 2011
- Attempt 3) Loan for $21,000.00 on June 18, 2009
- Attempt 4) Loan for $36,000.00 on August 11, 2010
- Attempt 5) Loan for $25,000.00 on January 14, 2009
Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $31,000.00 to $57,000.00. They are normally used to pay off existing high interest loans like credit cards. Jenine required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Jenine was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your less desirable, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 2.6%.
Fast Loans for Jenine in Huntingdon, Pennsylvania to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Huntingdon, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some gumption like Jenine. Jenine was able to find a fast loan for $46000 from SunBank and Bank of Pennsylvania, but turned down both offers in favor of their same day loan from Huntingdon Savings Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if a client is on the go.
Contact Details for Huntingdon Savings Bank, the provider of this same day loan
- Huntingdon Savings Bank
- City: Huntingdon
- State: Pennsylvania
- Address: 423 Penn Street
- County: Huntingdon
- Zip code: 16652
Multiple other requests for credit have been made by Jenine in the past, including one from Bank IV Salina, National Association in Huntingdon, Pennsylvania before Jenine was accepted for the $46000 by Huntingdon Savings Bank
Jenine made 5 prior attempts to obtain a same day loan, 2 of which were with Bank IV Salina, National Association, a lending institution in Huntingdon, Pennsylvania known to specialize in same day loans specifically. Before finding Huntingdon Savings Bank, Jenine was very concerned due to their inexperience and good credit rating.
Conclusion of Jenine’s same day loan
In the end, Jenine was able to find a same day loan for $46000 with an interest rate of 6.0% interest APR from Huntingdon Savings Bank in Huntingdon, Pennsylvania repayable over 23 years from today.
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