$72000 Debt Consolidation Loan – Lewis Center Ohio, Credit Rating Of 543
- Experian: 559 – The client had a fair Experian rating
- Transunion: 531 – Birgit had a fair credit score with Transunion.
- Equifax: Birgit’s Experian score was 543, which is a fair credit rating with the Experian rating scheme.
Fast Loans for Birgit in Lewis Center, Ohio to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Lewis Center, Ohio aren’t actually that difficult to obtain, especially if you have some finesse like Birgit. Birgit was able to find a fast loan for $72000 from First National Bank of Middletown and The Freeport State Bank, but declined both offers in favor of their debt consolidation loan from The Delaware County Bank and Trust Company. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement if a client is on the go.
6 Months Ago, Birgit Attempted to Find a High Risk Loan for $34,000.00, and it was Hard
It is an ongoing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Birgit. Birgit chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Borrowers with credit scores as low as 553 can apply for a high risk loan and have a chance to be accepted.
Birgit’s Transunion score was altered by the debt consolidation loan loan, changing to 531 from 543, which is typical in our experience.
Installment loan for Birgit, a graduate of Dale Carnegie Training San Francisco Center of Excellence and a hand and portable tool mechanic working for over $69,000 per year
Birgit, an alumnus at Dale Carnegie Training San Francisco Center of Excellence and a hand and portable tool mechanic in Lewis Center, Ohio wants a debt consolidation loan to purchase something frivolous. Birgit has instead chosen to get an installment loan for $25,000 and is currently seeking lenders like The Ohio Valley Bank Company to provide it.
Previous requests on Birgit’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $100440.00 | 10 | 7.7% | $1202.75 | The Vinton Banking Company | August 18, 2011 |
| $100170.00 | 5 | 11.7% | $2213.07 | The Ohio Valley Bank Company | February 6, 2012 |
| $100410.00 | 11 | 8.1% | $1151.64 | The Citizens Bank | June 29, 2013 |
| $100130.00 | 7 | 6.5% | $1486.87 | The Peoples Bank | November 4, 2013 |
| $100420.00 | 6 | 11.2% | $1921.7 | The Freeport State Bank | January 17, 2014 |
Birgit’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their hand and portable tool mechanic job and their future job as a bulldozer / grader operator
Multiple other requests for credit have been made by Birgit in the past, including one from Schoolfield Bank & Trust Company in Lewis Center, Ohio before Birgit was approved for the $72000 by The Delaware County Bank and Trust Company
Birgit made 4 prior attempts to obtain a debt consolidation loan, 2 of which were with Schoolfield Bank & Trust Company, a bank in Lewis Center, Ohio known to specialize in debt consolidation loans specifically. Prior to finding The Delaware County Bank and Trust Company, Birgit was very concerned due to their inexperience and fair credit score.
Personal Loan for a hand and portable tool mechanic named Birgit in Lewis Center, Ohio to Pay Off RBC Rewards Visa Preferred
Birgit had a tonne of credit card debt on their Fifth Third Real Life Rewards Credit Card and their University of Pennsylvania, and they were starting to get in over their heads. Despite Birgit’s job as a hand and portable tool mechanic, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Birgit for this debt consolidation loan of $72000, provided by The Delaware County Bank and Trust Company
Hello, I am Birgit and I am from Lewis Center in Ohio. Delaware, county is where I grew up, and now I need a debt consolidation loan in Ohio for $72000 to pay bills. It wasn’t easy, but The Delaware County Bank and Trust Company really came through for me with this loan for 8.6% interest APR and a term of 24 years. I can probably repay the loan over the 24 year term, including interest. A big thanks to The Delaware County Bank and Trust Company for giving me a chance and my fair credit. It look me 5 years to create my credit to 543, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.
Signature Loan found in Lewis Center, Ohio for $72000 with fair credit by Birgit
Many clients have difficulty with finding signature loans in Lewis Center, Ohio, and Birgit is not an exception. Birgit went to 7 lenders or more prior to settling on The Delaware County Bank and Trust Company, who offered Birgit a signature loan for $72000. Typical signature loans simply need a client, like Birgit’s signature to obtain them, up to $28,000 in some cases. Birgit was able to get $72000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans do not require collateral, these loans generally require improved credit, as high as 743
- Full name (Changed if requested): Birgit Woodberry
- Current Credit: loans.hit.utils.Fico@1a93a7ca
- Current City: Lewis Center
- State: Ohio
- Zip code: 43039
- Yearly income: $37,000
- Current Job: hand and portable tool mechanic
- Current County: Delaware
- Goal Yearly Income: $127,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Contact Details for The Delaware County Bank and Trust Company, the provider of this debt consolidation loan
- The Delaware County Bank and Trust Company
- City: Lewis Center
- State: Ohio
- Address: 110 Riverbend Avenue
- County: Delaware
- Zip code: 43035
Birgit has a disappointing current yearly income, but has several of prospects
Birgit has always wanted to be a bulldozer / grader operator, but would need attend Dale Carnegie Training San Francisco Center of Excellence again to achieve it. Birgit has other prospects as well, including chemical engineer, psychiatric technician, and landscape architect, which pay $57,000 through to $108,000 per year, on average. For this reason, we believe that Birgit can afford this debt consolidation loan of $72000.
Before applying for this debt consolidation loan, Birgit had an Experian score of 559, which is fair, so The Delaware County Bank and Trust Company most likely can provide Birgit a debt consolidation loan
Birgit was declined by The Gnadenhutten Bank 6 times prior to being approved by The Delaware County Bank and Trust Company at 110 Riverbend Avenue
On April 20, 2013, Birgit inquired about borrowing $4,000 from AmeriTrust Company National Association with Maxie, their friend from just outside Lewis Center, and even with the co-signer, Birgit was rejected for this debt consolidation loan. With fair credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans vary from $26,000.00 to $45,000.00. They are normally used to pay off existing high interest loans like credit cards. Birgit needed a debt consolidation loan to pay for their existing debt consolidation loan and their loan shark loan. Birgit was able to find a debt consolidation loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.0%.
When Birgit was 23, they attempted to obtain a student loan from 6 alternate banks, which harmed their credit rating. Below is a list of Birgit’s prior attempts at finding a student loan:
- Attempt 1) Loan for $34,000.00 on July 2, 2011
- Attempt 2) Loan for $20,000.00 on October 8, 2009
- Attempt 3) Loan for $38,000.00 on September 16, 2010
- Attempt 4) Loan for $36,000.00 on October 7, 2011
- Attempt 5) Loan for $36,000.00 on July 20, 2010
- Attempt 6) Loan for $27,000.00 on February 10, 2012
Conclusion of Birgit’s debt consolidation loan
In the end, Birgit was able to find a debt consolidation loan for $72000 with an interest rate of 11.4% interest APR from The Delaware County Bank and Trust Company in Lewis Center, Ohio repayable over 24 years from today.
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