$76000 Fast Loan – Portland Oregon, Credit Score Of 718
- Experian: 728 – This individual had a good Experian rating
- Transunion: 706 – Nicki had a good credit rating with Transunion.
- Equifax: Nicki’s Experian score was 718, which is a good credit score on the Experian system.
Contact Details for Stewardship Bank of Oregon, the provider of this fast loan
- Stewardship Bank of Oregon
- City: Portland
- State: Oregon
- Address: 1918 N.E. 181st Avenue
- County: Multnomah
- Zip code: 97230
When Nicki was 19, they tried to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a list of Nicki’s previous attempts at finding a student loan:
- Attempt 1) Loan for $25,000.00 on November 18, 2008
- Attempt 2) Loan for $24,000.00 on April 28, 2010
- Attempt 3) Loan for $21,000.00 on October 30, 2009
- Attempt 4) Loan for $33,000.00 on January 31, 2011
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $27,000.00 to $41,000.00. They are typically used to pay off existing high interest loans like credit cards. Nicki required a debt consolidation loan to pay for their existing fast loan and their credit card. Nicki was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.0%.
Signature Loan acquired in Portland, Oregon for $76000 with good credit by Nicki
Most prospective borrowers struggle with finding signature loans in Portland, Oregon, and Nicki is the same. Nicki went to 8 lenders or more before settling on Stewardship Bank of Oregon, who offered Nicki a signature loan for $76000. Most signature loans simply require a client, like Nicki’s signature to obtain them, up to $30,000 in some cases. Nicki was able to get $76000 as a fast loan, which is very high for a fast loan. Since signature loans don’t need collateral, they tend to require improved credit, as high as 780
Several past requests for credit have been made by Nicki in the past, including one from First Interstate Bank of Cedar Hill, National Association in Portland, Oregon before Nicki was approved for the $76000 by Stewardship Bank of Oregon
Nicki made 4 prior attempts to obtain a fast loan, 2 of which were with First Interstate Bank of Cedar Hill, National Association, a bank in Portland, Oregon known to specialize in fast loans specifically. Before finding Stewardship Bank of Oregon, Nicki was desperate due to their inexperience and good credit rating.
Installment loan for Nicki, a graduate of Northern Maine Community College and a chaplain working for over $63,000 per year
Nicki, an alumnus at Northern Maine Community College and a chaplain in Portland, Oregon wants a fast loan to purchase a house. Nicki has instead decided to get an installment loan for $26,000 and is currently seeking lenders like The Oregon Bank to provide it.
Nicki’s Transunion score was changed by the fast loan loan, changing to 706 from 718, which is normal in our experience.
Nicki has a disappointing current total income, but has several of prospects
Nicki has always wanted to be a speech writer, but would have to attend Northern Maine Community College again to achieve it. Nicki has other possibilities as well, including medical assistant, crossing guard, and airport design engineer, which pay $51,000 through to $108,000 per year, on average. For this reason, we believe that Nicki can pay for this fast loan of $76000.
- Full name (Changed if requested): Nicki Marumoto
- Current Credit: loans.hit.utils.Fico@50040f0c
- Current City: Portland
- State: Oregon
- Zip code: 97235
- Yearly income: $63,000
- Current Job: chaplain
- Current County: Multnomah
- Goal Yearly Income: $107,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Before applying for this fast loan, Nicki had an Experian score of 728, which is good, so Stewardship Bank of Oregon most likely cannot provide Nicki a fast loan
Personal Loan for a chaplain named Nicki in Portland, Oregon to Pay Off TD Bank Easy Rewards Visa
Nicki had a lot of credit card debt on their Ace Rewards Visa Signature Card and their AAA Member Rewards Visa Signature Card, and they were starting to get in over their heads. Despite Nicki’s job as a chaplain, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Nicki was rejected by West One Bank, Oregon 4 times prior to being approved by Stewardship Bank of Oregon at 1918 N.E. 181st Avenue
On May 8, 2013, Nicki inquired about borrowing $6,000 from Western Bank with Earlean, their in law from just outside Portland, and even with the co-signer, Nicki was rejected for this fast loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Nicki’s Overall FICO score at the time of acceptance for a fast loan, taking into account their chaplain job and their future career as a speech writer
Fast Loans for Nicki in Portland, Oregon to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Portland, Oregon aren’t actually that difficult to obtain, particularly if you have some gumption like Nicki. Nicki was able to find a fast loan for $76000 from Clackamas County Bank and The Commercial Bank, but turned down both offers in favor of their fast loan from Stewardship Bank of Oregon. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better if a client is in a pinch.
9 Months in the Past, Nicki Tried to Find a High Risk Loan for $21,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Nicki. Nicki decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit borrowers. Clients with credit scores as low as 445 can inquire for a high risk loan and possibly can be approved.
Paraphrased and Standardized Quote from Nicki for this fast loan of $76000, provided by Stewardship Bank of Oregon
Hi, I am Nicki and my hometown is Portland in Oregon. Multnomah, county is where I grew up, and now I need a fast loan in Oregon for $76000 to buy a big ticket item. It wasn’t easy, but Stewardship Bank of Oregon really came through for me with this loan for 9.5% interest APR and a term of 1 years. I will repay the loan over the 1 year term, including interest. A big thanks to Stewardship Bank of Oregon for trusting me and my good credit. It look me 4 years to create my credit to 718, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.
Previous requests on Nicki’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$64860.00||4||11.3%||$1685.81||Polk County State Bank||October 4, 2011|
|$65400.00||5||8.4%||$1338.63||Pacific Western Bank||August 2, 2012|
|$64570.00||5||9.6%||$1359.25||West Coast Bank||February 10, 2014|
|$65120.00||7||11.6%||$1135.66||The Valley National Bank of Oregon||April 14, 2014|
Conclusion of Nicki’s fast loan
In the end, Nicki was able to find a fast loan for $76000 with an interest rate of 11.3% interest APR from Stewardship Bank of Oregon in Portland, Oregon repayable over 1 years from today.