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$4000 High Risk Loan In Reno Nevada With Credit Score 606 For Hanh

$4000 High Risk Loan – Reno Nevada, Credit Score Of 606

  • Experian: 622 – This individual had a good Experian score
  • Transunion: 592 – Hanh had a good credit rating with Transunion.
  • Equifax: Hanh’s Experian score was 606, which is a good credit score using the Experian system.

8 Months in the Past, Hanh Attempted Finding a High Risk Loan for $22,000.00, and it was Easy

There is an ongoing struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Hanh. Hanh decided not to obtain a high risk loan this time. High Risk loans are given to very low credit applicants. Clients with credit ratings as low as 500 can apply for a high risk loan and have a chance to be approved.

Fast Loans for Hanh in Reno, Nevada to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Reno, Nevada aren’t actually that difficult to obtain, particularly if you have some gumption like Hanh. Hanh was able to find a fast loan for $4000 from Wells Fargo Bank Southwest, National Association and First Western Bank, F.S.B., but turned down both offers in favor of their high risk loan from Pioneer Citizens Bank of Nevada. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big difference if a borrower is on the go.

Personal Loan for an environmental disease analyst named Hanh in Reno, Nevada to Pay Off Amalgamated Bank MasterCard Gold Plus

Hanh had a lot of credit card debt on their U.S. Bank College Visa Card and their ShopNBC Credit Card, and they were starting to get in over their heads. Despite Hanh’s job as an environmental disease analyst, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Signature Loan easily acquired in Reno, Nevada for $4000 with good credit by Hanh

Many borrowers struggle with obtaining signature loans in Reno, Nevada, and Hanh is no different. Hanh went to 4 lending institutions or more before finding Pioneer Citizens Bank of Nevada, who offered Hanh a signature loan for $4000. Most signature loans simply require a client, like Hanh’s signature to obtain them, up to $47,000 in some cases. Hanh was able to get $4000 as a high risk loan, which is very high for a high risk loan. Because signature loans don’t require a cosigner, they tend to need better credit, as high as 742

Hanh’s Transunion score was changed by the high risk loan loan, changing to 592 from 606, which is typical in our experience.

Transunion Score: 592

Paraphrased and Standardized Quote from Hanh for this high risk loan of $4000, provided by Pioneer Citizens Bank of Nevada

Hello, I am Hanh and I am from Reno in Nevada. Washoe, county is where I grew up, and now I need a high risk loan in Nevada for $4000 to pay bills. It wasn’t easy, but Pioneer Citizens Bank of Nevada really came through for me with this loan for 5.5% interest APR and a term of 17 years. I can repay the loan over the 17 year term, including interest. A big thanks to Pioneer Citizens Bank of Nevada for giving me a chance and my good credit. It look me 4 years to build my credit to 606, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.

Many past requests for credit have been made by Hanh in the past, including one from The Home State Bank in Reno, Nevada before Hanh was accepted for the $4000 by Pioneer Citizens Bank of Nevada

Hanh made 6 previous attempts to obtain a high risk loan, 2 of which were with The Home State Bank, a lending institution in Reno, Nevada known to specialize in high risk loans specifically. Before finding Pioneer Citizens Bank of Nevada, Hanh was desperate due to their inexperience and good credit score.

Client Profile: Hanh Kugler of Reno, Nevada
  • Full name (Changed if requested): Hanh Kugler
  • Current Credit: loans.hit.utils.Fico@37f8bb67
  • Current City: Reno
  • State: Nevada
  • Zip code: 89507
  • Yearly income: $63,000
  • Current Job: environmental disease analyst
  • Current County: Washoe
  • Goal Yearly Income: $89,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Contact Details for Pioneer Citizens Bank of Nevada, the provider of this high risk loan

  • Pioneer Citizens Bank of Nevada
  • City: Reno
  • State: Nevada
  • Address: 1 West Liberty
  • County: Washoe
  • Zip code: 89501

Previous requests on Hanh’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$89820.00 4 5.4% $2084.81 The First National Bank of Ely July 16, 2011
$89600.00 6 9.3% $1628.46 First Interstate Bank of Nevada, National Association September 27, 2011
$90330.00 8 5.7% $1173.91 Security Bank of Nevada July 9, 2013
$89570.00 7 8.2% $1405.0 Security Pacific Bank Nevada, National Association November 14, 2013
$89730.00 11 5.3% $898.53 Bank of Nevada April 4, 2014

Installment loan for Hanh, a graduate of Louisiana State University at Shreveport and an environmental disease analyst working for over $63,000 per year

Hanh, an alumnus at Louisiana State University at Shreveport and an environmental disease analyst in Reno, Nevada needs a high risk loan to purchase something frivolous. Hanh has instead decided to get an installment loan for $4,000 and is at present seeking lenders like Nevada State Bank to provide it.

Hanh was declined by Pioneer Citizens Bank of Nevada 4 times prior to being accepted by Pioneer Citizens Bank of Nevada at 1 West Liberty

On March 16, 2011, Hanh inquired about borrowing $40,000 from Mineral Bank of Nevada with Susanne, their in law from just outside Reno, and even with the co-signer, Hanh was rejected for this high risk loan. With good credit, it can be challenging to obtain financing, even with collateral and a co-signer.

Before applying for this high risk loan, Hanh had an Experian score of 622, which is good, so Pioneer Citizens Bank of Nevada most likely can provide Hanh a high risk loan

Experian Score: 622

Hanh’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their environmental disease analyst job and their future job as a construction laborer

Fico Score: 606

Hanh has a disappointing current total income, but has a large amount of prospects

Hanh has always wanted to be a construction laborer, but would need attend Louisiana State University at Shreveport again to become one. Hanh has other possibilities as well, including hotel convention/events coordinator, cost accountant, and preschool teacher, which pay $58,000 through to $91,000 per year, at least. Because of this, we believe that Hanh can pay for this high risk loan of $4000.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $20,000.00 to $52,000.00. They are normally used to pay off existing high interest loans like credit cards. Hanh required a debt consolidation loan to pay for their existing high risk loan and their credit card. Hanh was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 3.4%.

When Hanh was 24, they attempted to obtain a student loan from 6 alternate banks, which harmed their credit score. Below is a chronology of Hanh’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on November 10, 2010
  • Attempt 2) Loan for $28,000.00 on August 14, 2010
  • Attempt 3) Loan for $39,000.00 on November 20, 2009
  • Attempt 4) Loan for $31,000.00 on February 15, 2009
  • Attempt 5) Loan for $27,000.00 on August 31, 2010
  • Attempt 6) Loan for $24,000.00 on March 16, 2011

Conclusion of Hanh’s high risk loan

In the end, Hanh was able to find a high risk loan for $4000 with an interest rate of 11.0% interest APR from Pioneer Citizens Bank of Nevada in Reno, Nevada repayable over 17 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.