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$60000 Direct Loan With Good Credit In Port Huron Michigan

$60000 Direct Loan – Port Huron Michigan, Credit Rating Of 713

  • Experian: 731 – This individual had a good Experian score
  • Transunion: 696 – Maya had a good credit rating with Transunion.
  • Equifax: Maya’s Experian score was 713, which is a good credit rating using the Experian system.

Maya’s Transunion score was altered by the direct loan loan, changing to 696 from 713, which is normal in our experience.

Transunion Score: 696

Fast Loans for Maya in Port Huron, Michigan to prevent bankruptcy or harm from debt collectors.

Fast loans in Port Huron, Michigan aren’t actually that difficult to obtain, especially if you have some finesse like Maya. Maya was able to find a fast loan for $60000 from Citizens State Bank and Citizens State Bank, but declined both offers in favor of their direct loan from Michigan Bank – Port Huron. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better in the case that you are on the go.

Signature Loan easily acquired in Port Huron, Michigan for $60000 with good credit by Maya

Many clients have difficulty with obtaining signature loans in Port Huron, Michigan, and Maya is not an exception. Maya went to 6 lending institutions or more prior to settling on Michigan Bank – Port Huron, who offered Maya a signature loan for $60000. Most signature loans simply require a client, like Maya’s signature to obtain them, up to $40,000 in some cases. Maya was able to get $60000 as a direct loan, which is very high for a direct loan. Since signature loans don’t require a cosigner, they generally require better credit, as high as 773

Maya’s Overall FICO score at the time of acceptance for a direct loan, taking into account their health psychologist job and their future job as a certified public accountant

Fico Score: 713

Maya was not approved by G. W. Jones Exchange Bank 7 times before being accepted by Michigan Bank – Port Huron at 800 Military Street

On June 1, 2010, Maya inquired about borrowing $40,000 from First of America Bank-Wayne Oakland with Rueben, their in law from just outside Port Huron, and even with the co-signer, Maya was rejected for this direct loan. With good credit, it can be very hard to procure funding, even with collateral and a co-signer.

Personal Loan for a health psychologist named Maya in Port Huron, Michigan to Pay Off Fulton Bank Secured Visa Card

Maya had a lot of credit card debt on their First Tennessee Platinum Premier Visa and their Teachers FCU Visa Secured Classic, and they were starting to get in over their heads. Despite Maya’s job as a health psychologist, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Maya for this direct loan of $60000, provided by Michigan Bank – Port Huron

Hello, I am Maya and my hometown is Port Huron in Michigan. St. Clair, county is where I grew up, and now I need a direct loan in Michigan for $60000 to renovate my home. It wasn’t easy, but Michigan Bank – Port Huron really came through for me with this loan for 6.8% interest APR and a term of 4 years. I can repay the loan over the 4 year term, including interest. A big thanks to Michigan Bank – Port Huron for trusting me and my good credit. It look me 8 years to build my credit to 713, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.

Maya has a sad current gross income, but has a large amount of prospects

Maya has always wanted to be a certified public accountant, but would need attend University of Chicago Medical Center again to achieve it. Maya has other prospects as well, including utility meter reader, chief financial officer, and traffic administrator, which pay $54,000 through to $106,000 per year, at least. Because of this, we think that Maya can pay for this direct loan of $60000.

Installment loan for Maya, a graduate of University of Chicago Medical Center and a health psychologist working for over $61,000 per year

Maya, an alumnus at University of Chicago Medical Center and a health psychologist in Port Huron, Michigan needs a direct loan to purchase a house. Maya has instead chosen to get an installment loan for $7,000 and is at present seeking lenders like First America Bank – Mt. Pleasant to provide it.

Contact Details for Michigan Bank – Port Huron, the provider of this direct loan

  • Michigan Bank – Port Huron
  • City: Port Huron
  • State: Michigan
  • Address: 800 Military Street
  • County: St. Clair
  • Zip code: 48060

Before applying for this direct loan, Maya had an Experian score of 731, which is good, so Michigan Bank – Port Huron most likely can provide Maya a direct loan

Experian Score: 731

8 Months Ago, Maya Attempted to Find a High Risk Loan for $30,000.00, and it was Easy

There is an existing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Maya. Maya chose not to get a high risk loan this time. High Risk loans are given to terrible credit applicants. Individuals with credit scores as low as 365 can apply for a high risk loan and possibly can be accepted.

Previous requests on Maya’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$41470.00 9 6.8% $514.44 Society Bank, Lenawee December 15, 2011
$40650.00 9 11.4% $603.57 Bank of Lenawee May 18, 2012
$41300.00 5 5.4% $786.97 First of America Bank – Alpena August 16, 2012
$41420.00 5 10.8% $896.45 NBD Ann Arbor, National Association October 29, 2014
Client Profile: Maya Mountjoy of Port Huron, Michigan
  • Full name (Changed if requested): Maya Mountjoy
  • Current Credit: loans.hit.utils.Fico@66133adc
  • Current City: Port Huron
  • State: Michigan
  • Zip code: 48065
  • Yearly income: $53,000
  • Current Job: health psychologist
  • Current County: St. Clair
  • Goal Yearly Income: $97,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $38,000.00 to $58,000.00. They are typically used to pay off existing high interest loans like credit cards. Maya required a debt consolidation loan to pay for their existing direct loan and their loan shark loan. Maya was able to find a direct loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.7%.

Multiple other requests for credit have been made by Maya in the past, including one from The Bank Arlington in Port Huron, Michigan before Maya was approved for the $60000 by Michigan Bank – Port Huron

Maya made 5 previous attempts to obtain a direct loan, 2 of which were with The Bank Arlington, a lender in Port Huron, Michigan known to specialize in direct loans specifically. Before finding Michigan Bank – Port Huron, Maya was concerned due to their inexperience and good credit rating.

When Maya was 18, they attempted to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a list of Maya’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on April 13, 2013
  • Attempt 2) Loan for $21,000.00 on January 10, 2011
  • Attempt 3) Loan for $22,000.00 on October 13, 2012
  • Attempt 4) Loan for $39,000.00 on November 2, 2010
  • Attempt 5) Loan for $34,000.00 on June 5, 2011
  • Attempt 6) Loan for $20,000.00 on June 4, 2013
  • Attempt 7) Loan for $32,000.00 on March 17, 2013

Conclusion of Maya’s direct loan

In the end, Maya was able to find a direct loan for $60000 with an interest rate of 11.4% interest APR from Michigan Bank – Port Huron in Port Huron, Michigan repayable over 4 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.