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$8000 Personal Loan With Good Credit In Taloga Oklahoma

$8000 Personal Loan – Taloga Oklahoma, Credit Rating Of 605

  • Experian: 616 – This individual had a good Experian rating
  • Transunion: 592 – Angela had a good credit score with Transunion.
  • Equifax: Angela’s Experian score was 605, which is a good credit score using the Experian scale.

Signature Loan found in Taloga, Oklahoma for $8000 with good credit by Angela

Most clients have difficulty with finding signature loans in Taloga, Oklahoma, and Angela is no different. Angela went to 4 lenders or more prior to settling on Dewey County State Bank, who offered Angela a signature loan for $8000. Typical signature loans simply require a client, like Angela’s signature to get them, up to $32,000 in some cases. Angela was able to get $8000 as a personal loan, which is very high for a personal loan. Since signature loans do not require a cosigner, they generally need improved credit, as high as 734

Angela’s Transunion score was changed by the personal loan loan, changing to 592 from 605, which is normal in our experience.

Transunion Score: 592

Contact Details for Dewey County State Bank, the provider of this personal loan

  • Dewey County State Bank
  • City: Taloga
  • State: Oklahoma
  • Address: Broadway And Main
  • County: Dewey
  • Zip code: 73667

Previous requests on Angela’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$117490.00 4 9.7% $2962.95 The First State Bank June 16, 2010
$116570.00 4 8.8% $2889.79 Security Bank and Trust Company August 6, 2013
$116720.00 5 11.4% $2561.12 The First State Bank, Willow, Okla. November 8, 2013
$117280.00 5 10.3% $2509.2 Sooner State Bank September 19, 2014

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $32,000.00 to $48,000.00. They are typically used to pay off existing high interest loans like credit cards. Angela required a debt consolidation loan to pay for their existing personal loan and their payday loan. Angela was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.7%.

Fast Loans for Angela in Taloga, Oklahoma to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Taloga, Oklahoma aren’t actually that difficult to obtain, particularly if you have some finesse like Angela. Angela was able to find a fast loan for $8000 from The First State Bank and Bank of Healdton, but declined both offers in favor of their personal loan from Dewey County State Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement in the case that you are on the go.

Many previous requests for credit have been made by Angela in the past, including one from Mercantile Bank of Michigan in Taloga, Oklahoma before Angela was accepted for the $8000 by Dewey County State Bank

Angela made 8 previous attempts to obtain a personal loan, 2 of which were with Mercantile Bank of Michigan, a lender in Taloga, Oklahoma known to specialize in personal loans specifically. Prior to finding Dewey County State Bank, Angela was concerned due to their inexperience and good credit rating.

Personal Loan for a home economics teacher named Angela in Taloga, Oklahoma to Pay Off Apple Bank for Savings

Angela had a tonne of credit card debt on their Lanpass Visa Card and their Woman Within Platinum Card, and they were starting to get in over their heads. Despite Angela’s job as a home economics teacher, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Installment loan for Angela, a graduate of Arkansas State Hospital and a home economics teacher working for over $79,000 per year

Angela, an alumnus at Arkansas State Hospital and a home economics teacher in Taloga, Oklahoma wants a personal loan to purchase a car. Angela has instead chosen to obtain an installment loan for $11,000 and is at present seeking lenders like Bank of Vici to process their request.

Before applying for this personal loan, Angela had an Experian score of 616, which is good, so Dewey County State Bank probably cannot provide Angela a personal loan

Experian Score: 616

When Angela was 19, they tried to obtain a student loan from 4 alternate lenders, which harmed their credit rating. Below is a chronology of Angela’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on June 2, 2011
  • Attempt 2) Loan for $38,000.00 on May 28, 2011
  • Attempt 3) Loan for $29,000.00 on April 11, 2009
  • Attempt 4) Loan for $34,000.00 on June 9, 2009

Paraphrased and Standardized Quote from Angela for this personal loan of $8000, provided by Dewey County State Bank

Hi, I am Angela and I’m from Taloga in Oklahoma. Dewey, county is where I grew up, and now I need a personal loan in Oklahoma for $8000 to avoid bankruptcy. It has been difficult, but Dewey County State Bank really came through for me with this loan for 5.7% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to Dewey County State Bank for trusting me and my good credit. It look me 9 years to create my credit to 605, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.

Angela’s Overall FICO score at the time of acceptance for a personal loan, taking into account their home economics teacher job and their future career as a cook

Fico Score: 605

Angela has a disappointing current gross income, but has a large amount of prospects

Angela has always wanted to be a cook, but would need attend Arkansas State Hospital again to achieve it. Angela has other prospects as well, including radiation protection engineer, emergency medical technician, and ophthalmic laboratory technician, which pay $52,000 through to $90,000 per year, on average. For this reason, we believe that Angela can afford this personal loan of $8000.

Client Profile: Angela Vannoy of Taloga, Oklahoma
  • Full name (Changed if requested): Angela Vannoy
  • Current Credit: loans.hit.utils.Fico@c4437c4
  • Current City: Taloga
  • State: Oklahoma
  • Zip code: 73673
  • Yearly income: $67,000
  • Current Job: home economics teacher
  • Current County: Dewey
  • Goal Yearly Income: $125,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

7 Months Ago, Angela Attempted Finding a High Risk Loan for $23,000.00, and it was Easy

It is an existing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Angela. Angela chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Borrowers with credit scores as low as 376 can inquire for a high risk loan and may be be approved.

Angela was not approved by First State Bank 4 times prior to being accepted by Dewey County State Bank at Broadway And Main

On October 28, 2010, Angela inquired about borrowing $47,000 from Security State Bank with Spring, their friend from just outside Taloga, and even with the co-signer, Angela was rejected for this personal loan. With good credit, it can be challenging to procure financing, even with collateral and a co-signer.

Conclusion of Angela’s personal loan

In the end, Angela was able to find a personal loan for $8000 with an interest rate of 5.2% interest APR from Dewey County State Bank in Taloga, Oklahoma repayable over 10 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.