$114000 Emergency Loan – Sanford Florida, Credit Score Of 329
- Experian: 346 – The client had a terrible Experian rating
- Transunion: 311 – Burt had a terrible credit rating with Transunion.
- Equifax: Burt’s Experian score was 329, which is a terrible credit rating with the Experian rating scheme.
Several previous requests for credit have been made by Burt in the past, including one from Colonial State Bank in Sanford, Florida before Burt was approved for the $114000 by Flagship Bank of Seminole
Burt made 7 previous tries to obtain an emergency loan, 2 of which were with Colonial State Bank, a lending institution in Sanford, Florida known to specialize in emergency loans specifically. Before finding Flagship Bank of Seminole, Burt was very concerned due to their inexperience and terrible credit score.
Burt’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their cost analysis engineer job and their future career as a job analyst
Burt has a low current gross income, but has a high number of prospects
Burt has always wanted to be a job analyst, but would have to attend Laurel Business Institute again to achieve it. Burt has other prospects as well, including materials engineer, building maintenance mechanic, and appeals referee, which pay $58,000 through to $106,000 per year, at least. Because of this, we think that Burt can pay for this emergency loan of $114000.
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $38,000.00 to $54,000.00. They are mainly used to pay off existing high interest loans like credit cards. Burt needed a debt consolidation loan to pay for their existing emergency loan and their payday loan. Burt was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.1%.
Contact Details for Flagship Bank of Seminole, the provider of this emergency loan
- Flagship Bank of Seminole
- City: Sanford
- State: Florida
- Address: 3000 Orlando Drive
- County: Seminole
- Zip code: 32771
Burt was rejected by Barnett Bank of Tampa, National Association 5 times before being accepted by Flagship Bank of Seminole at 3000 Orlando Drive
On June 23, 2010, Burt applied about borrowing $3,000 from Southeast Bank of Perry, National Association with Loretta, their in law from just outside Sanford, and even with the co-signer, Burt was rejected for this emergency loan. With terrible credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Burt’s Transunion score was changed by the emergency loan loan, changing to 311 from 329, which is normal in our experience.
When Burt was 19, they tried to obtain a student loan from 6 different banks, which damaged their credit score. Below is a chronology of Burt’s prior attempts at finding a student loan:
- Attempt 1) Loan for $21,000.00 on October 31, 2012
- Attempt 2) Loan for $38,000.00 on June 28, 2011
- Attempt 3) Loan for $32,000.00 on September 7, 2012
- Attempt 4) Loan for $20,000.00 on June 1, 2013
- Attempt 5) Loan for $34,000.00 on June 3, 2009
- Attempt 6) Loan for $31,000.00 on May 9, 2012
Paraphrased and Standardized Quote from Burt for this emergency loan of $114000, provided by Flagship Bank of Seminole
Hi, I am Burt and I’m from Sanford in Florida. Seminole, county is where I grew up, and now I need a emergency loan in Florida for $114000 to avoid bankruptcy. It wasn’t easy, but Flagship Bank of Seminole really came through for me with this loan for 6.6% interest APR and a term of 14 years. I will repay the loan over the 14 year term, including interest. A big thanks to Flagship Bank of Seminole for trusting me and my terrible credit. It look me 4 years to build my credit to 329, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.
Installment loan for Burt, a graduate of Laurel Business Institute and a cost analysis engineer working for over $61,000 per year
Burt, an alumnus at Laurel Business Institute and a cost analysis engineer in Sanford, Florida needs an emergency loan to purchase a car. Burt has instead chosen to obtain an installment loan for $20,000 and is at present seeking lenders like The First Bankers of Polk County to process their request.
Signature Loan found in Sanford, Florida for $114000 with terrible credit by Burt
Most prospective borrowers struggle with obtaining signature loans in Sanford, Florida, and Burt is no different. Burt went to 5 lenders or more prior to finding Flagship Bank of Seminole, who offered Burt a signature loan for $114000. Typical signature loans simply need a client, like Burt’s signature to obtain them, up to $29,000 in some cases. Burt was able to get $114000 as a emergency loan, which is very high for an emergency loan. Because signature loans do not require collateral, they generally need higher credit, as high as 711
9 Months Ago, Burt Attempted Finding a High Risk Loan for $25,000.00, and it was Easy
There is an existing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Burt. Burt chose not to get a high risk loan this time. High Risk loans are given to very low credit applicants. Borrowers with credit scores as low as 451 can apply for a high risk loan and have a chance to be approved.
Previous requests on Burt’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$116320.00||5||10.8%||$2517.49||NCNB National Bank of Florida||May 31, 2013|
|$116450.00||6||6.7%||$1968.62||Southeast Bank of Madison County, National Association||June 3, 2014|
|$116270.00||9||7.4%||$1477.77||Southeast Bank of Wildwood||October 5, 2014|
|$116200.00||10||9.8%||$1522.75||Atlantic Bank of Jacksonville||March 13, 2015|
|$115860.00||6||10.5%||$2175.73||Century National Bank of Broward||April 23, 2015|
- Full name (Changed if requested): Burt Evans
- Current Credit: loans.hit.utils.Fico@34c45dca
- Current City: Sanford
- State: Florida
- Zip code: 32780
- Yearly income: $42,000
- Current Job: cost analysis engineer
- Current County: Seminole
- Goal Yearly Income: $136,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Fast Loans for Burt in Sanford, Florida to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Sanford, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Burt. Burt was able to find a fast loan for $114000 from The Broadway National Bank of Tampa and Atlantic Bank of Jacksonville, but turned down both offers in favor of their emergency loan from Flagship Bank of Seminole. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement if a borrower is on the go.
Personal Loan for a cost analysis engineer named Burt in Sanford, Florida to Pay Off ShopRite Rewards MasterCard
Burt had a tonne of credit card debt on their Wolf Furniture Credit Card and their Conestoga Bank Credit Cards Consumers Credit Union Rewards MasterCard, and they were starting to get in over their heads. Despite Burt’s job as a cost analysis engineer, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Before applying for this emergency loan, Burt had an Experian score of 346, which is terrible, so Flagship Bank of Seminole probably cannot provide Burt an emergency loan
Conclusion of Burt’s emergency loan
In the end, Burt was able to find an emergency loan for $114000 with an interest rate of 9.3% interest APR from Flagship Bank of Seminole in Sanford, Florida repayable over 14 years from now.