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$135000 Mortgage With Good Credit In Seminole County Florida

$135000 Mortgage – Seminole County Florida, Credit Score Of 710

  • Experian: 723 – The client had a good Experian rating
  • Transunion: 691 – Bonny had a good credit score with Transunion.
  • Equifax: Bonny’s Experian score was 710, which is a good credit score with the Experian scale.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $33,000.00 to $45,000.00. They are mainly used to pay off existing high interest loans like credit cards. Bonny needed a debt consolidation loan to pay for their existing mortgage and their credit card. Bonny was able to find a mortgage in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your bad, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 2.8%.

Bonny’s Overall FICO score at the time of acceptance for a mortgage, taking into account their forest and conservation technician job and their future job as a golf course superintendent

Fico Score: 710

Bonny was declined by Barnett Bank of Tampa, National Association 5 times before being granted funding by Sun Bank of Seminole at 240 State Road 434

On January 13, 2009, Bonny inquired about borrowing $26,000 from The First Bankers of Polk County with Holli, their friend from just outside Seminole County, and even with the co-signer, Bonny was rejected for this mortgage. With good credit, it can be very hard to procure financing, even with collateral and a co-signer.

Before applying for this mortgage, Bonny had an Experian score of 723, which is good, so Sun Bank of Seminole probably cannot provide Bonny a mortgage

Experian Score: 723

Fast Loans for Bonny in Seminole County, Florida to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Seminole County, Florida aren’t actually that difficult to obtain, particularly if you have some gumption like Bonny. Bonny was able to find a fast loan for $135000 from First Bank of Crestview and Caribank, but turned down both offers in favor of their mortgage from Sun Bank of Seminole. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference in the case that you are on the go.

Installment loan for Bonny, a graduate of Concordia University and a forest and conservation technician working for over $79,000 per year

Bonny, an alumnus at Concordia University and a forest and conservation technician in Seminole County, Florida wants a mortgage to purchase a car. Bonny has instead chosen to obtain an installment loan for $16,000 and is currently seeking lenders like The Broadway National Bank of Tampa to process their request.

Signature Loan acquired in Seminole County, Florida for $135000 with good credit by Bonny

Many clients have difficulty with finding signature loans in Seminole County, Florida, and Bonny is not an exception. Bonny went to 8 lenders or more prior to settling on Sun Bank of Seminole, who offered Bonny a signature loan for $135000. Typical signature loans simply need a client, like Bonny’s signature to get them, up to $25,000 in some cases. Bonny was able to get $135000 as a mortgage, which is very high for a mortgage. Because signature loans do not require a cosigner, they tend to require better credit, as high as 799

Many past requests for credit have been made by Bonny in the past, including one from First Tennessee Bank in Seminole County, Florida before Bonny was approved for the $135000 by Sun Bank of Seminole

Bonny made 5 prior attempts to obtain a mortgage, 2 of which were with First Tennessee Bank, a lending institution in Seminole County, Florida known to specialize in mortgages specifically. Prior to finding Sun Bank of Seminole, Bonny was very concerned due to their inexperience and good credit rating.

Previous requests on Bonny’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$59310.00 9 8.4% $784.49 NCNB National Bank of Florida December 16, 2008
$58860.00 4 7.2% $1414.94 Southeast Bank of Madison County, National Association May 13, 2014
$58600.00 10 8.5% $726.56 Southeast Bank of Wildwood March 23, 2015
$58750.00 11 7.7% $661.21 Atlantic Bank of Jacksonville August 24, 2015
$59450.00 7 8.3% $935.51 Century National Bank of Broward August 31, 2015

Bonny’s Transunion score was altered by the mortgage loan, changing to 691 from 710, which is normal in our experience.

Transunion Score: 691

Bonny has a low current yearly income, but has a high number of prospects

Bonny has always wanted to be a golf course superintendent, but would have to attend Concordia University again to become one. Bonny has other prospects as well, including commercial diver, athletic coach, and alumni relations coordinator, which pay $56,000 through to $94,000 per year, at least. Because of this, we believe that Bonny can pay for this mortgage of $135000.

8 Months in the Past, Bonny Tried to Find a High Risk Loan for $30,000.00, and it was Easy

It is an well known struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Bonny. Bonny decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Individuals with credit scores as low as 416 can apply for a high risk loan and may be be accepted.

When Bonny was 20, they attempted to obtain a student loan from 6 alternate lenders, which damaged their credit rating. Below is a list of Bonny’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on December 26, 2010
  • Attempt 2) Loan for $36,000.00 on August 24, 2010
  • Attempt 3) Loan for $33,000.00 on June 22, 2011
  • Attempt 4) Loan for $20,000.00 on May 15, 2010
  • Attempt 5) Loan for $37,000.00 on October 31, 2012
  • Attempt 6) Loan for $25,000.00 on May 3, 2010

Contact Details for Sun Bank of Seminole, the provider of this mortgage

  • Sun Bank of Seminole
  • City: Seminole County
  • State: Florida
  • Address: 240 State Road 434
  • County: Seminole
  • Zip code: 32750
Client Profile: Bonny Pewitt of Seminole County, Florida
  • Full name (Changed if requested): Bonny Pewitt
  • Current Credit: loans.hit.utils.Fico@7eda2dbb
  • Current City: Seminole County
  • State: Florida
  • Zip code: 32758
  • Yearly income: $58,000
  • Current Job: forest and conservation technician
  • Current County: Seminole
  • Goal Yearly Income: $106,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Personal Loan for a forest and conservation technician named Bonny in Seminole County, Florida to Pay Off Commerce Bank

Bonny had a tonne of credit card debt on their BB&T Spectrum Rewards Card and their HealthyBack Credit Card, and they were starting to get in over their heads. Despite Bonny’s job as a forest and conservation technician, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Bonny for this mortgage of $135000, provided by Sun Bank of Seminole

Hello, I am Bonny and I am from Seminole County in Florida. Seminole, county is where I grew up, and now I need a mortgage in Florida for $135000 to buy a car. It has been difficult, but Sun Bank of Seminole really came through for me with this loan for 11.7% interest APR and a term of 4 years. I will repay the loan over the 4 year term, including interest. A big thanks to Sun Bank of Seminole for giving me a chance and my good credit. It look me 4 years to create my credit to 710, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.

Conclusion of Bonny’s mortgage

In the end, Bonny was able to find a mortgage for $135000 with an interest rate of 5.0% interest APR from Sun Bank of Seminole in Seminole County, Florida repayable over 4 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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