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20 Month, Fixed Interest Signature Loan For Deena In Minnesota

$44000 Signature Loan – Bigfork Minnesota, Credit Score Of 654

  • Experian: 669 – This individual had a good Experian score
  • Transunion: 639 – Deena had a good credit rating with Transunion.
  • Equifax: Deena’s Experian score was 654, which is a good credit score on the Experian system.

Signature Loan found in Bigfork, Minnesota for $44000 with good credit by Deena

A lot of borrowers have difficulty with obtaining signature loans in Bigfork, Minnesota, and Deena is no different. Deena went to 5 lending institutions or more before finding First State Bank of Bigfork, who offered Deena a signature loan for $44000. Typical signature loans simply require a client, like Deena’s signature to obtain them, up to $39,000 in some cases. Deena was able to get $44000 as a signature loan, which is very high for a signature loan. Since signature loans don’t require collateral, they tend to require higher credit, as high as 743

Client Profile: Deena Napoli of Bigfork, Minnesota
  • Full name (Changed if requested): Deena Napoli
  • Current Credit: loans.hit.utils.Fico@57fa26b7
  • Current City: Bigfork
  • State: Minnesota
  • Zip code: 56631
  • Yearly income: $60,000
  • Current Job: fence installer
  • Current County: Itasca
  • Goal Yearly Income: $130,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Previous requests on Deena’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$128630.00 10 11.5% $1808.48 Marquette Bank Cannon Falls January 21, 2010
$128530.00 4 6.4% $3042.16 Root River State Bank July 7, 2011
$129340.00 3 9.5% $4143.14 Clinton State Bank November 10, 2012
$128760.00 3 7.3% $3993.42 Peoples State Bank of Plainview December 14, 2013

Several past requests for credit have been made by Deena in the past, including one from Coalmont Savings Bank in Bigfork, Minnesota before Deena was approved for the $44000 by First State Bank of Bigfork

Deena made 8 previous tries to obtain a signature loan, 2 of which were with Coalmont Savings Bank, a bank in Bigfork, Minnesota known to specialize in signature loans specifically. Before finding First State Bank of Bigfork, Deena was very concerned due to their inexperience and good credit rating.

Fast Loans for Deena in Bigfork, Minnesota to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Bigfork, Minnesota aren’t actually that difficult to obtain, particularly if you have some gumption like Deena. Deena was able to find a fast loan for $44000 from Lakeland State Bank and Lakeland State Bank, but declined both offers in favor of their signature loan from First State Bank of Bigfork. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better in the case that you are in a pinch.

Contact Details for First State Bank of Bigfork, the provider of this signature loan

  • First State Bank of Bigfork
  • City: Bigfork
  • State: Minnesota
  • Address: 400 Main Avenue
  • County: Itasca
  • Zip code: 56628

Deena has a very low current gross income, but has several of prospects

Deena has always wanted to be an anti-terrorism intelligence agent, but would need attend Lamar University again to achieve it. Deena has other possibilities as well, including fitness trainer, aquaculturist, and property accountant, which pay $53,000 through to $92,000 per year, on average. For this reason, we believe that Deena can pay for this signature loan of $44000.

Personal Loan for a fence installer named Deena in Bigfork, Minnesota to Pay Off U.S. Pride BankAmericard Cash Rewards Visa Card

Deena had a lot of credit card debt on their Synovus Purchase Perks Visa Platinum Credit Card and their Walmart MasterCard, and they were starting to get in over their heads. Despite Deena’s job as a fence installer, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

When Deena was 18, they tried to obtain a student loan from 4 different lenders, which damaged their credit score. Below is a chronology of Deena’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on May 3, 2012
  • Attempt 2) Loan for $35,000.00 on July 15, 2010
  • Attempt 3) Loan for $26,000.00 on October 29, 2010
  • Attempt 4) Loan for $33,000.00 on July 3, 2012

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans range from $24,000.00 to $50,000.00. They are mainly used to pay off existing high interest loans like credit cards. Deena required a debt consolidation loan to pay for their existing signature loan and their credit card. Deena was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.5%.

Deena’s Transunion score was altered by the signature loan loan, changing to 639 from 654, which is normal in our experience.

Transunion Score: 639

Before applying for this signature loan, Deena had an Experian score of 669, which is good, so First State Bank of Bigfork most likely cannot provide Deena a signature loan

Experian Score: 669

Deena’s Overall FICO score at the time of acceptance for a signature loan, taking into account their fence installer job and their future career as an anti-terrorism intelligence agent

Fico Score: 654

Paraphrased and Standardized Quote from Deena for this signature loan of $44000, provided by First State Bank of Bigfork

Hi, I am Deena and my hometown is Bigfork in Minnesota. Itasca, county is where I grew up, and now I need a signature loan in Minnesota for $44000 to avoid bankruptcy. It has been difficult, but First State Bank of Bigfork really came through for me with this loan for 6.7% interest APR and a term of 20 years. I will repay the loan over the 20 year term, including interest. A big thanks to First State Bank of Bigfork for trusting me and my good credit. It look me 5 years to create my credit to 654, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.

Deena was rejected by Minnwest Bank Central 5 times before being approved by First State Bank of Bigfork at 400 Main Avenue

On December 16, 2008, Deena applied about borrowing $34,000 from Valley Bank Dundas with Alecia, their friend from just outside Bigfork, and even with the co-signer, Deena was rejected for this signature loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

8 Months Ago, Deena Tried Finding a High Risk Loan for $23,000.00, and it was Hard

It is an existing struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Deena. Deena chose not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit individuals. Borrowers with credit ratings as low as 484 can inquire for a high risk loan and may be be accepted.

Installment loan for Deena, a graduate of Lamar University and a fence installer working for over $77,000 per year

Deena, an alumnus at Lamar University and a fence installer in Bigfork, Minnesota needs a signature loan to purchase a house. Deena has instead decided to obtain an installment loan for $13,000 and is currently seeking lenders like State Bank of Belle Plaine to provide it.

Conclusion of Deena’s signature loan

In the end, Deena was able to find a signature loan for $44000 with an interest rate of 8.7% interest APR from First State Bank of Bigfork in Bigfork, Minnesota repayable over 20 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.