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$86000 Auto Loan In West Palm Beach Florida With Credit Score 844 For Dannette

$86000 Auto Loan – West Palm Beach Florida, Credit Rating Of 844

  • Experian: 859 – They had an excellent Experian rating
  • Transunion: 830 – Dannette had an excellent credit rating with Transunion.
  • Equifax: Dannette’s Experian score was 844, which is an excellent credit rating using the Experian scale.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans vary from $23,000.00 to $43,000.00. They are mainly used to pay off existing high interest loans like credit cards. Dannette required a debt consolidation loan to pay for their existing auto loan and their payday loan. Dannette was able to find a auto loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.0%.

When Dannette was 21, they attempted to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a chronology of Dannette’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on August 31, 2010
  • Attempt 2) Loan for $25,000.00 on September 12, 2010
  • Attempt 3) Loan for $21,000.00 on November 5, 2009
  • Attempt 4) Loan for $38,000.00 on May 6, 2012
  • Attempt 5) Loan for $25,000.00 on March 13, 2013
  • Attempt 6) Loan for $31,000.00 on August 1, 2013

Personal Loan for a missionary worker named Dannette in West Palm Beach, Florida to Pay Off PayPal Plus MasterCard

Dannette had a tonne of credit card debt on their First State Bank MasterCard Business Platinum Card and their Atlantic Stewardship Bank Visa Business Bonus Rewards Card, and they were starting to get in over their heads. Despite Dannette’s job as a missionary worker, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Dannette’s Overall FICO score at the time of acceptance for an auto loan, taking into account their missionary worker job and their future job as a foreign language teacher

Fico Score: 844

Dannette was not approved by Southern Exchange Bank 7 times before being granted funding by First Bank of Florida at 450 South Australian Avenue

On July 5, 2011, Dannette inquired about borrowing $47,000 from Southeast Bank of Perry, National Association with Cherish, their friend from just outside West Palm Beach, and even with the co-signer, Dannette was rejected for this auto loan. With excellent credit, it can be very hard to procure funding, even with collateral and a co-signer.

Signature Loan found in West Palm Beach, Florida for $86000 with excellent credit by Dannette

Most borrowers have difficulty with obtaining signature loans in West Palm Beach, Florida, and Dannette is no exception. Dannette went to 7 lending institutions or more before finding First Bank of Florida, who offered Dannette a signature loan for $86000. Typical signature loans simply require a client, like Dannette’s signature to obtain them, up to $32,000 in some cases. Dannette was able to get $86000 as a auto loan, which is very high for an auto loan. Because signature loans do not require collateral, they generally require improved credit, as high as 710

Fast Loans for Dannette in West Palm Beach, Florida to prevent bankruptcy or broken legs from debt collectors.

Fast loans in West Palm Beach, Florida aren’t actually that difficult to obtain, particularly if you have some gumption like Dannette. Dannette was able to find a fast loan for $86000 from Sun Bank/Palm Beach County, National Association and The Broadway National Bank of Tampa, but declined both offers in favor of their auto loan from First Bank of Florida. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if a client is on the go.

Before applying for this auto loan, Dannette had an Experian score of 859, which is excellent, so First Bank of Florida likely cannot provide Dannette an auto loan

Experian Score: 859

Dannette has a very low current gross income, but has a high number of prospects

Dannette has always wanted to be a foreign language teacher, but would have to attend Tuba City Regional Health Care Corporation again to achieve it. Dannette has other prospects as well, including mine cutting machine operator, aircraft cargo handling supervisor, and aquarium curator, which pay $51,000 through to $106,000 per year, at least. For this reason, we think that Dannette can afford this auto loan of $86000.

Installment loan for Dannette, a graduate of Tuba City Regional Health Care Corporation and a missionary worker working for over $66,000 per year

Dannette, an alumnus at Tuba City Regional Health Care Corporation and a missionary worker in West Palm Beach, Florida wants an auto loan to purchase something frivolous. Dannette has instead decided to get an installment loan for $20,000 and is at present seeking lenders like Sun Bank/Palm Beach County, National Association to process their request.

9 Months in the Past, Dannette Tried to Find a High Risk Loan for $33,000.00, and it was Hard

There is an ongoing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Dannette. Dannette decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Borrowers with credit ratings as low as 587 can apply for a high risk loan and possibly can be approved.

Client Profile: Dannette Almaras of West Palm Beach, Florida
  • Full name (Changed if requested): Dannette Almaras
  • Current Credit: loans.hit.utils.Fico@75412c2f
  • Current City: West Palm Beach
  • State: Florida
  • Zip code: 33404
  • Yearly income: $38,000
  • Current Job: missionary worker
  • Current County: Palm Beach
  • Goal Yearly Income: $141,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Paraphrased and Standardized Quote from Dannette for this auto loan of $86000, provided by First Bank of Florida

Hi, I am Dannette and my hometown is West Palm Beach in Florida. Palm Beach, county is where I grew up, and now I need a auto loan in Florida for $86000 to buy a big ticket item. It wasn’t easy, but First Bank of Florida really came through for me with this loan for 8.4% interest APR and a term of 5 years. I will repay the loan over the 5 year term, including interest. A big thanks to First Bank of Florida for trusting me and my excellent credit. It look me 4 years to build my credit to 844, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.

Previous requests on Dannette’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$93890.00 4 9.4% $2354.33 NCNB National Bank of Florida August 7, 2011
$94180.00 8 7.6% $1312.32 Southeast Bank of Madison County, National Association March 12, 2012
$93530.00 8 9.1% $1375.09 Southeast Bank of Wildwood July 29, 2012
$94320.00 4 6.7% $2245.51 Atlantic Bank of Jacksonville February 8, 2013
$94290.00 8 10.3% $1445.78 Century National Bank of Broward April 14, 2013

Dannette’s Transunion score was changed by the auto loan loan, changing to 830 from 844, which is typical in our experience.

Transunion Score: 830

Contact Details for First Bank of Florida, the provider of this auto loan

  • First Bank of Florida
  • City: West Palm Beach
  • State: Florida
  • Address: 450 South Australian Avenue
  • County: Palm Beach
  • Zip code: 33401

Several other requests for credit have been made by Dannette in the past, including one from Landmark Bank of Fort Worth in West Palm Beach, Florida before Dannette was approved for the $86000 by First Bank of Florida

Dannette made 6 previous attempts to obtain an auto loan, 2 of which were with Landmark Bank of Fort Worth, a bank in West Palm Beach, Florida known to specialize in auto loans specifically. Prior to finding First Bank of Florida, Dannette was concerned due to their inexperience and excellent credit score.

Conclusion of Dannette’s auto loan

In the end, Dannette was able to find an auto loan for $86000 with an interest rate of 6.0% interest APR from First Bank of Florida in West Palm Beach, Florida repayable over 5 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.