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Mozell Garbutt’s Consolidation Loan For 75000 Dollars In Weeping Water Nebraska

$75000 Consolidation Loan – Weeping Water Nebraska, Credit Rating Of 498

  • Experian: 511 – The client had a bad Experian rating
  • Transunion: 485 – Mozell had a bad credit score with Transunion.
  • Equifax: Mozell’s Experian score was 498, which is a bad credit score with the Experian rating scheme.

Fast Loans for Mozell in Weeping Water, Nebraska to prevent bankruptcy or harm from debt collectors.

Fast loans in Weeping Water, Nebraska aren’t actually that difficult to obtain, particularly if you have some finesse like Mozell. Mozell was able to find a fast loan for $75000 from Mason State Bank, Mason City, Nebraska and Town & Country Bank, but turned down both offers in favor of their consolidation loan from Farmers State Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if a client is on the go.

Mozell’s Transunion score was changed by the consolidation loan loan, changing to 485 from 498, which is typical in our experience.

Transunion Score: 485

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $32,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Mozell required a debt consolidation loan to pay for their existing consolidation loan and their credit card. Mozell was able to find a consolidation loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.2%.

Installment loan for Mozell, a graduate of University of New England and an airport administrator working for over $64,000 per year

Mozell, an alumnus at University of New England and an airport administrator in Weeping Water, Nebraska wants a consolidation loan to purchase a house. Mozell has instead decided to obtain an installment loan for $9,000 and is currently seeking lenders like Wahoo State Bank to provide it.

Mozell has a low current total income, but has a high number of prospects

Mozell has always wanted to be a medical laboratory technician, but would need attend University of New England again to achieve it. Mozell has other prospects as well, including traffic agent, conservation scientist, and voice pathologist, which pay $58,000 through to $100,000 per year, on average. For this reason, we believe that Mozell can pay for this consolidation loan of $75000.

Paraphrased and Standardized Quote from Mozell for this consolidation loan of $75000, provided by Farmers State Bank

Hello, I am Mozell and I’m from Weeping Water in Nebraska. Cass, county is where I grew up, and now I need a consolidation loan in Nebraska for $75000 to buy a car. It wasn’t easy, but Farmers State Bank really came through for me with this loan for 9.6% interest APR and a term of 4 years. I will repay the loan over the 4 year term, including interest. A big thanks to Farmers State Bank for trusting me and my bad credit. It look me 9 years to build my credit to 498, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.

Personal Loan for an airport administrator named Mozell in Weeping Water, Nebraska to Pay Off Home Depot Consumer Credit Card

Mozell had a lot of credit card debt on their PNC Bank points Visa Credit Card and their Caribbean Education Foundation Visa Card, and they were starting to get in over their heads. Despite Mozell’s job as an airport administrator, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Signature Loan acquired in Weeping Water, Nebraska for $75000 with bad credit by Mozell

Most prospective borrowers have difficulty with obtaining signature loans in Weeping Water, Nebraska, and Mozell is the same. Mozell went to 7 lenders or more before settling on Farmers State Bank, who offered Mozell a signature loan for $75000. Typical signature loans simply require a client, like Mozell’s signature to get them, up to $35,000 in some cases. Mozell was able to get $75000 as a consolidation loan, which is very high for a consolidation loan. Because signature loans do not need collateral, these loans tend to require higher credit, as high as 725

Before applying for this consolidation loan, Mozell had an Experian score of 511, which is bad, so Farmers State Bank most likely cannot provide Mozell a consolidation loan

Experian Score: 511

Mozell’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their airport administrator job and their future career as a medical laboratory technician

Fico Score: 498

Client Profile: Mozell Garbutt of Weeping Water, Nebraska
  • Full name (Changed if requested): Mozell Garbutt
  • Current Credit: loans.hit.utils.Fico@5b80350b
  • Current City: Weeping Water
  • State: Nebraska
  • Zip code: 68465
  • Yearly income: $65,000
  • Current Job: airport administrator
  • Current County: Cass
  • Goal Yearly Income: $129,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Previous requests on Mozell’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$46190.00 3 5.6% $1396.83 Citizens Bank December 16, 2008
$45700.00 6 6.3% $763.87 Stromsburg Bank July 1, 2010
$46490.00 11 6.8% $501.14 Wahoo State Bank September 9, 2012
$46450.00 5 9.3% $971.0 Arlington State Bank October 22, 2012

Contact Details for Farmers State Bank, the provider of this consolidation loan

  • Farmers State Bank
  • City: Weeping Water
  • State: Nebraska
  • Address: 107 North Elm Street
  • County: Cass
  • Zip code: 68463

6 Months Ago, Mozell Attempted to Find a High Risk Loan for $23,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Mozell. Mozell decided not to get a high risk loan this time. High Risk loans are given to very low credit individuals. Individuals with credit ratings as low as 368 can apply for a high risk loan and may be be approved.

Mozell was rejected by Citizens State Bank 6 times prior to being approved by Farmers State Bank at 107 North Elm Street

On June 5, 2009, Mozell inquired about borrowing $27,000 from Town & Country Bank with Ronnie, their in law from just outside Weeping Water, and even with the co-signer, Mozell was rejected for this consolidation loan. With bad credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Several other requests for credit have been made by Mozell in the past, including one from Grafton State Bank in Weeping Water, Nebraska before Mozell was approved for the $75000 by Farmers State Bank

Mozell made 6 previous tries to obtain a consolidation loan, 2 of which were with Grafton State Bank, a lender in Weeping Water, Nebraska known to specialize in consolidation loans specifically. Before finding Farmers State Bank, Mozell was very concerned due to their inexperience and bad credit rating.

When Mozell was 23, they attempted to obtain a student loan from 6 alternate lenders, which damaged their credit score. Below is a chronology of Mozell’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on January 4, 2013
  • Attempt 2) Loan for $33,000.00 on June 14, 2009
  • Attempt 3) Loan for $34,000.00 on August 16, 2012
  • Attempt 4) Loan for $33,000.00 on February 29, 2012
  • Attempt 5) Loan for $20,000.00 on December 5, 2009
  • Attempt 6) Loan for $25,000.00 on October 8, 2010

Conclusion of Mozell’s consolidation loan

In the end, Mozell was able to find a consolidation loan for $75000 with an interest rate of 11.2% interest APR from Farmers State Bank in Weeping Water, Nebraska repayable over 4 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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