$123000 Student Loan – Kansas City Missouri, Credit Score Of 640
- Experian: 659 – The client had a good Experian rating
- Transunion: 627 – Sharri had a good credit rating with Transunion.
- Equifax: Sharri’s Experian score was 640, which is a good credit rating on the Experian rating scheme.
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $20,000.00 to $51,000.00. They are normally used to pay off existing high interest loans like credit cards. Sharri required a debt consolidation loan to pay for their existing student loan and their loan shark loan. Sharri was able to find a student loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.6%.
Sharri’s Overall FICO score at the time of acceptance for a student loan, taking into account their narcotics investigator job and their future job as a financial examiner
Fast Loans for Sharri in Kansas City, Missouri to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Kansas City, Missouri aren’t actually that difficult to obtain, especially if you have some finesse like Sharri. Sharri was able to find a fast loan for $123000 from Southern Commercial Bank and Allegiant Bank, but turned down both offers in favor of their student loan from United Missouri Bank Northland. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if you are in a time sensitive situation.
Installment loan for Sharri, a graduate of Martin Community College and a narcotics investigator working for over $75,000 per year
Sharri, an alumnus at Martin Community College and a narcotics investigator in Kansas City, Missouri needs a student loan to purchase a car. Sharri has instead chosen to get an installment loan for $29,000 and is currently seeking lenders like Central West End Bank to provide it.
Sharri was not approved by Southern Commercial Bank 6 times prior to being approved by United Missouri Bank Northland at 8300 N.W. Prairie View Road
On March 20, 2009, Sharri applied about borrowing $41,000 from Bank of Craig with Manda, their friend from just outside Kansas City, and even with the co-signer, Sharri was rejected for this student loan. With good credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Contact Details for United Missouri Bank Northland, the provider of this student loan
- United Missouri Bank Northland
- City: Kansas City
- State: Missouri
- Address: 8300 N.W. Prairie View Road
- County: Platte
- Zip code: 64151
Signature Loan easily acquired in Kansas City, Missouri for $123000 with good credit by Sharri
Many borrowers have difficulty with finding signature loans in Kansas City, Missouri, and Sharri is no different. Sharri went to 8 lenders or more before settling on United Missouri Bank Northland, who offered Sharri a signature loan for $123000. Most signature loans simply require a client, like Sharri’s signature to get them, up to $38,000 in some cases. Sharri was able to get $123000 as a student loan, which is very high for a student loan. Since signature loans do not require collateral, they generally require better credit, as high as 781
Personal Loan for a narcotics investigator named Sharri in Kansas City, Missouri to Pay Off Wilkes University Rewards Visa
Sharri had a lot of credit card debt on their Union State Bank Credit Cards and their OneCause Visa Platinum, and they were starting to get in over their heads. Despite Sharri’s job as a narcotics investigator, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Before applying for this student loan, Sharri had an Experian score of 659, which is good, so United Missouri Bank Northland most likely cannot provide Sharri a student loan
When Sharri was 23, they tried to obtain a student loan from 5 alternate banks, which harmed their credit score. Below is a chronology of Sharri’s prior attempts at finding a student loan:
- Attempt 1) Loan for $22,000.00 on November 26, 2009
- Attempt 2) Loan for $30,000.00 on July 6, 2012
- Attempt 3) Loan for $28,000.00 on July 29, 2011
- Attempt 4) Loan for $39,000.00 on October 15, 2013
- Attempt 5) Loan for $34,000.00 on August 20, 2011
9 Months in the Past, Sharri Tried to Find a High Risk Loan for $45,000.00, and it was Hard
There is an existing struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Sharri. Sharri decided not to get a high risk loan this time. High Risk loans are given to bad credit individuals. Individuals with credit ratings as low as 413 can apply for a high risk loan and have a chance to be approved.
Paraphrased and Standardized Quote from Sharri for this student loan of $123000, provided by United Missouri Bank Northland
Hello, I am Sharri and I am from Kansas City in Missouri. Platte, county is where I grew up, and now I need a student loan in Missouri for $123000 to buy a car. It has been difficult, but United Missouri Bank Northland really came through for me with this loan for 10.3% interest APR and a term of 13 years. I can probably repay the loan over the 13 year term, including interest. A big thanks to United Missouri Bank Northland for trusting me and my good credit. It look me 7 years to build my credit to 640, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.
Sharri’s Transunion score was changed by the student loan loan, changing to 627 from 640, which is normal in our experience.
Sharri has a disappointing current gross income, but has several of prospects
Sharri has always wanted to be a financial examiner, but would have to attend Martin Community College again to achieve it. Sharri has other prospects as well, including food technologist, petroleum engineer, and highway maintenance worker, which pay $52,000 through to $94,000 per year, on average. For this reason, we think that Sharri can afford this student loan of $123000.
Multiple previous requests for credit have been made by Sharri in the past, including one from The Clifton Heights Savings & Loan Company in Kansas City, Missouri before Sharri was approved for the $123000 by United Missouri Bank Northland
Sharri made 6 previous tries to obtain a student loan, 2 of which were with The Clifton Heights Savings & Loan Company, a bank in Kansas City, Missouri known to specialize in student loans specifically. Prior to finding United Missouri Bank Northland, Sharri was concerned due to their inexperience and good credit rating.
- Full name (Changed if requested): Sharri Wolley
- Current Credit: loans.hit.utils.Fico@6267c3bb
- Current City: Kansas City
- State: Missouri
- Zip code: 64152
- Yearly income: $36,000
- Current Job: narcotics investigator
- Current County: Platte
- Goal Yearly Income: $83,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Previous requests on Sharri’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$16890.00||8||10.1%||$257.19||Camden County Bank||October 22, 2011|
|$17360.00||11||5.8%||$178.21||Glasgow Savings Bank||April 26, 2014|
|$16800.00||6||10.5%||$315.49||Central Bank||August 15, 2014|
|$16630.00||7||10.1%||$276.94||Midwest BankCentre||September 2, 2014|
|$17400.00||10||11.8%||$247.63||Commerce Bank of Richmond Heights||June 21, 2015|
Conclusion of Sharri’s student loan
In the end, Sharri was able to find a student loan for $123000 with an interest rate of 5.1% interest APR from United Missouri Bank Northland in Kansas City, Missouri repayable over 13 years from now.