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$124000 Private Loan With Good Credit In Pittsburgh Pennsylvania

$124000 Private Loan – Pittsburgh Pennsylvania, Credit Score Of 613

  • Experian: 632 – The client had a good Experian rating
  • Transunion: 599 – Gene had a good credit rating with Transunion.
  • Equifax: Gene’s Experian score was 613, which is a good credit score with the Experian system.

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $35,000.00 to $53,000.00. They are typically used to pay off existing high interest loans like credit cards. Gene needed a debt consolidation loan to pay for their existing private loan and their loan shark loan. Gene was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.5%.

Fast Loans for Gene in Pittsburgh, Pennsylvania to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Pittsburgh, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Gene. Gene was able to find a fast loan for $124000 from Wayne Bank and Merchants Bank (North), but declined both offers in favor of their private loan from Troy Hill Federal Savings and Loan Association. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if a borrower is on the go.

Before applying for this private loan, Gene had an Experian score of 632, which is good, so Troy Hill Federal Savings and Loan Association probably cannot provide Gene a private loan

Experian Score: 632

Many previous requests for credit have been made by Gene in the past, including one from Citizens Bank of Massachusetts in Pittsburgh, Pennsylvania before Gene was accepted for the $124000 by Troy Hill Federal Savings and Loan Association

Gene made 4 previous attempts to obtain a private loan, 2 of which were with Citizens Bank of Massachusetts, a lending institution in Pittsburgh, Pennsylvania known to specialize in private loans specifically. Prior to finding Troy Hill Federal Savings and Loan Association, Gene was concerned due to their inexperience and good credit rating.

Gene’s Transunion score was altered by the private loan loan, changing to 599 from 613, which is typical in our experience.

Transunion Score: 599

Gene was rejected by Community Bank and Trust Company 6 times prior to being approved by Troy Hill Federal Savings and Loan Association at 1706 Lowrie Street

On March 11, 2011, Gene applied about borrowing $20,000 from Summit Hill Trust Company with Emelina, their friend from just outside Pittsburgh, and even with the co-signer, Gene was rejected for this private loan. With good credit, it can be very hard to obtain funding, even with collateral and a co-signer.

When Gene was 22, they attempted to obtain a student loan from 5 different lenders, which damaged their credit rating. Below is a list of Gene’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on July 24, 2010
  • Attempt 2) Loan for $21,000.00 on September 10, 2011
  • Attempt 3) Loan for $35,000.00 on April 23, 2009
  • Attempt 4) Loan for $33,000.00 on April 11, 2012
  • Attempt 5) Loan for $27,000.00 on January 23, 2011
Client Profile: Gene Zaniboni of Pittsburgh, Pennsylvania
  • Full name (Changed if requested): Gene Zaniboni
  • Current Credit: loans.hit.utils.Fico@490d6c15
  • Current City: Pittsburgh
  • State: Pennsylvania
  • Zip code: 15217
  • Yearly income: $63,000
  • Current Job: farm equipment mechanic
  • Current County: Allegheny
  • Goal Yearly Income: $107,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Contact Details for Troy Hill Federal Savings and Loan Association, the provider of this private loan

  • Troy Hill Federal Savings and Loan Association
  • City: Pittsburgh
  • State: Pennsylvania
  • Address: 1706 Lowrie Street
  • County: Allegheny
  • Zip code: 15212

Installment loan for Gene, a graduate of Argosy University – Orange County Campus and a farm equipment mechanic working for over $62,000 per year

Gene, an alumnus at Argosy University – Orange County Campus and a farm equipment mechanic in Pittsburgh, Pennsylvania needs a private loan to purchase something frivolous. Gene has instead chosen to obtain an installment loan for $20,000 and is currently seeking lenders like Continental Bank to provide it.

6 Months Ago, Gene Tried Finding a High Risk Loan for $37,000.00, and it was Easy

There is an existing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Gene. Gene chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Clients with credit scores as low as 581 can inquire for a high risk loan and have a chance to be accepted.

Personal Loan for a farm equipment mechanic named Gene in Pittsburgh, Pennsylvania to Pay Off Milwaukee Brewers BankAmericard Cash Rewards MasterCard

Gene had a tonne of credit card debt on their Navy FCU GO REWARDS and their MetaBank Vision Silver Prepaid MasterCard, and they were starting to get in over their heads. Despite Gene’s job as a farm equipment mechanic, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Signature Loan acquired in Pittsburgh, Pennsylvania for $124000 with good credit by Gene

Most borrowers have difficulty with obtaining signature loans in Pittsburgh, Pennsylvania, and Gene is not an exception. Gene went to 6 lenders or more before finding Troy Hill Federal Savings and Loan Association, who offered Gene a signature loan for $124000. Most signature loans simply need a client, like Gene’s signature to get them, up to $49,000 in some cases. Gene was able to get $124000 as a private loan, which is very high for a private loan. Because signature loans don’t need a cosigner, these loans tend to require improved credit, as high as 750

Paraphrased and Standardized Quote from Gene for this private loan of $124000, provided by Troy Hill Federal Savings and Loan Association

Hello, I am Gene and I’m from Pittsburgh in Pennsylvania. Allegheny, county is where I grew up, and now I need a private loan in Pennsylvania for $124000 to renovate my home. It wasn’t easy, but Troy Hill Federal Savings and Loan Association really came through for me with this loan for 6.1% interest APR and a term of 12 years. I can probably repay the loan over the 12 year term, including interest. A big thanks to Troy Hill Federal Savings and Loan Association for giving me a chance and my good credit. It look me 8 years to create my credit to 613, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

Gene has a low current total income, but has a high number of prospects

Gene has always wanted to be a fish & game warden, but would have to attend Argosy University – Orange County Campus again to become one. Gene has other possibilities as well, including congressional aide, motion picture projectionist, and radio & tv announcer, which pay $53,000 through to $105,000 per year, at least. For this reason, we believe that Gene can pay for this private loan of $124000.

Previous requests on Gene’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$35900.00 11 10.7% $463.8 The People’s Bank of Oxford July 6, 2011
$36420.00 4 6.1% $857.0 First Lehigh Bank July 7, 2013
$35880.00 6 11.5% $692.17 SunBank January 9, 2014
$36330.00 3 9.8% $1168.86 Merchants Bank (North) February 2, 2014

Gene’s Overall FICO score at the time of acceptance for a private loan, taking into account their farm equipment mechanic job and their future career as a fish & game warden

Fico Score: 613

Conclusion of Gene’s private loan

In the end, Gene was able to find a private loan for $124000 with an interest rate of 10.7% interest APR from Troy Hill Federal Savings and Loan Association in Pittsburgh, Pennsylvania repayable over 12 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.