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$129000 High Risk Loan In Marianna Florida With Credit Score 544 For Sherika

$129000 High Risk Loan – Marianna Florida, Credit Rating Of 544

  • Experian: 554 – This individual had a fair Experian rating
  • Transunion: 525 – Sherika had a fair credit score with Transunion.
  • Equifax: Sherika’s Experian score was 544, which is a fair credit rating on the Experian system.

Paraphrased and Standardized Quote from Sherika for this high risk loan of $129000, provided by sSouthTrust Bank of Northwest Florida

Hello, I am Sherika and my hometown is Marianna in Florida. Jackson, county is where I grew up, and now I need a high risk loan in Florida for $129000 to avoid bankruptcy. It has been difficult, but sSouthTrust Bank of Northwest Florida really came through for me with this loan for 10.6% interest APR and a term of 16 years. I will repay the loan over the 16 year term, including interest. A big thanks to sSouthTrust Bank of Northwest Florida for giving me a chance and my fair credit. It look me 6 years to create my credit to 544, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.

Signature Loan easily acquired in Marianna, Florida for $129000 with fair credit by Sherika

A lot of clients struggle with obtaining signature loans in Marianna, Florida, and Sherika is no different. Sherika went to 5 lending institutions or more before settling on sSouthTrust Bank of Northwest Florida, who offered Sherika a signature loan for $129000. Most signature loans simply require a client, like Sherika’s signature to get them, up to $25,000 in some cases. Sherika was able to get $129000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not require collateral, they generally need better credit, as high as 748

When Sherika was 20, they tried to obtain a student loan from 6 alternate lenders, which damaged their credit rating. Below is a chronology of Sherika’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $33,000.00 on December 8, 2013
  • Attempt 2) Loan for $35,000.00 on November 13, 2010
  • Attempt 3) Loan for $24,000.00 on May 20, 2010
  • Attempt 4) Loan for $33,000.00 on March 10, 2012
  • Attempt 5) Loan for $28,000.00 on June 30, 2012
  • Attempt 6) Loan for $20,000.00 on December 29, 2010
Client Profile: Sherika Koller of Marianna, Florida
  • Full name (Changed if requested): Sherika Koller
  • Current Credit: loans.hit.utils.Fico@1ff8b8f
  • Current City: Marianna
  • State: Florida
  • Zip code: 32451
  • Yearly income: $33,000
  • Current Job: photogrammetric engineer
  • Current County: Jackson
  • Goal Yearly Income: $114,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $39,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Sherika required a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Sherika was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.7%.

Multiple previous requests for credit have been made by Sherika in the past, including one from Central Valley Bank in Marianna, Florida before Sherika was approved for the $129000 by sSouthTrust Bank of Northwest Florida

Sherika made 6 prior attempts to obtain a high risk loan, 2 of which were with Central Valley Bank, a bank in Marianna, Florida known to specialize in high risk loans specifically. Before finding sSouthTrust Bank of Northwest Florida, Sherika was concerned due to their inexperience and fair credit rating.

Personal Loan for a photogrammetric engineer named Sherika in Marianna, Florida to Pay Off Fulton Bank Visa Business Bonus Rewards PLUS Card

Sherika had a lot of credit card debt on their Comerica Bank Visa Platinum Card and their National Hot Rod Association Visa Card, and they were starting to get in over their heads. Despite Sherika’s job as a photogrammetric engineer, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Installment loan for Sherika, a graduate of Mountain State University and a photogrammetric engineer working for over $79,000 per year

Sherika, an alumnus at Mountain State University and a photogrammetric engineer in Marianna, Florida needs a high risk loan to purchase something frivolous. Sherika has instead decided to obtain an installment loan for $19,000 and is at present seeking lenders like The First National Bank of Alachua to process their request.

7 Months in the Past, Sherika Attempted Finding a High Risk Loan for $38,000.00, and it was Hard

There is an existing struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Sherika. Sherika decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit borrowers. Borrowers with credit ratings as low as 311 can inquire for a high risk loan and possibly can be accepted.

Contact Details for sSouthTrust Bank of Northwest Florida, the provider of this high risk loan

  • sSouthTrust Bank of Northwest Florida
  • City: Marianna
  • State: Florida
  • Address: 4393 Lafayette Street
  • County: Jackson
  • Zip code: 32446

Sherika was rejected by NCNB National Bank of Florida 4 times before being approved by sSouthTrust Bank of Northwest Florida at 4393 Lafayette Street

On September 12, 2009, Sherika inquired about borrowing $33,000 from Southeast National Bank of Bradenton with Martin, their friend from just outside Marianna, and even with the co-signer, Sherika was rejected for this high risk loan. With fair credit, it can be challenging to procure financing, even with collateral and a co-signer.

Fast Loans for Sherika in Marianna, Florida to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Marianna, Florida aren’t actually that difficult to obtain, particularly if you have some finesse like Sherika. Sherika was able to find a fast loan for $129000 from Barnett Bank of Tampa, National Association and Citizens Bank of Marianna, but declined both offers in favor of their high risk loan from sSouthTrust Bank of Northwest Florida. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement in the case that a borrower is in a pinch.

Previous requests on Sherika’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$65200.00 8 6.6% $876.0 NCNB National Bank of Florida April 24, 2011
$65170.00 9 9.7% $906.95 Southeast Bank of Madison County, National Association September 20, 2013
$65190.00 6 6.8% $1105.17 Southeast Bank of Wildwood October 14, 2013
$64770.00 3 8.3% $2038.63 Atlantic Bank of Jacksonville May 8, 2014
$65420.00 5 5.3% $1243.57 Century National Bank of Broward July 6, 2014

Sherika’s Transunion score was altered by the high risk loan loan, changing to 525 from 544, which is typical in our experience.

Transunion Score: 525

Before applying for this high risk loan, Sherika had an Experian score of 554, which is fair, so sSouthTrust Bank of Northwest Florida likely can provide Sherika a high risk loan

Experian Score: 554

Sherika has a disappointing current gross income, but has several of prospects

Sherika has always wanted to be a chemistry professor, but would have to attend Mountain State University again to achieve it. Sherika has other prospects as well, including foreign exchange trader, art director, and artists agent, which pay $58,000 through to $107,000 per year, at least. Because of this, we think that Sherika can pay for this high risk loan of $129000.

Sherika’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their photogrammetric engineer job and their future career as a chemistry professor

Fico Score: 544

Conclusion of Sherika’s high risk loan

In the end, Sherika was able to find a high risk loan for $129000 with an interest rate of 9.0% interest APR from sSouthTrust Bank of Northwest Florida in Marianna, Florida repayable over 16 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.