$84000 Same Day Loan – West Palm Beach Florida, Credit Rating Of 309
- Experian: 328 – The client had a terrible Experian rating
- Transunion: 290 – Delois had a terrible credit score with Transunion.
- Equifax: Delois’s Experian score was 309, which is a terrible credit rating with the Experian scale.
Previous requests on Delois’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$17190.00||10||9.2%||$219.62||NCNB National Bank of Florida||November 11, 2011|
|$17310.00||5||7.4%||$346.03||Southeast Bank of Madison County, National Association||February 24, 2014|
|$17120.00||3||10.2%||$554.02||Southeast Bank of Wildwood||September 25, 2014|
|$16810.00||7||5.4%||$240.76||Atlantic Bank of Jacksonville||March 1, 2015|
|$17220.00||5||7.1%||$341.79||Century National Bank of Broward||July 31, 2015|
Paraphrased and Standardized Quote from Delois for this same day loan of $84000, provided by Palm Beach Community Bank
Hello, I am Delois and I am from West Palm Beach in Florida. Palm Beach, county is where I grew up, and now I need a same day loan in Florida for $84000 to avoid bankruptcy. It has been difficult, but Palm Beach Community Bank really came through for me with this loan for 11.8% interest APR and a term of 13 years. I will repay the loan over the 13 year term, including interest. A big thanks to Palm Beach Community Bank for trusting me and my terrible credit. It look me 9 years to create my credit to 309, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.
Personal Loan for a physics professor named Delois in West Palm Beach, Florida to Pay Off Five Star Bank Visa Business Card
Delois had a tonne of credit card debt on their Henri Bendel A-List Credit Card and their American Savings Bank Secured Visa Card, and they were starting to get in over their heads. Despite Delois’s job as a physics professor, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Contact Details for Palm Beach Community Bank, the provider of this same day loan
- Palm Beach Community Bank
- City: West Palm Beach
- State: Florida
- Address: 8101 Okeechobee Boulevard
- County: Palm Beach
- Zip code: 33411
Signature Loan acquired in West Palm Beach, Florida for $84000 with terrible credit by Delois
Most borrowers struggle with finding signature loans in West Palm Beach, Florida, and Delois is no exception. Delois went to 8 lending institutions or more before finding Palm Beach Community Bank, who offered Delois a signature loan for $84000. Most signature loans simply require a client, like Delois’s signature to get them, up to $44,000 in some cases. Delois was able to get $84000 as a same day loan, which is very high for a same day loan. Since signature loans do not require collateral, they generally need better credit, as high as 771
Installment loan for Delois, a graduate of Cleveland State University and a physics professor working for over $64,000 per year
Delois, an alumnus at Cleveland State University and a physics professor in West Palm Beach, Florida needs a same day loan to purchase a new cell phone. Delois has instead decided to obtain an installment loan for $17,000 and is currently seeking lenders like The First Bankers of Polk County to provide it.
- Full name (Changed if requested): Delois Bareford
- Current Credit: loans.hit.utils.Fico@7cd84586
- Current City: West Palm Beach
- State: Florida
- Zip code: 33413
- Yearly income: $58,000
- Current Job: physics professor
- Current County: Palm Beach
- Goal Yearly Income: $127,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
When Delois was 20, they tried to obtain a student loan from 5 alternate lenders, which damaged their credit score. Below is a chronology of Delois’s prior attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on October 19, 2011
- Attempt 2) Loan for $21,000.00 on April 26, 2010
- Attempt 3) Loan for $31,000.00 on August 28, 2010
- Attempt 4) Loan for $37,000.00 on August 31, 2010
- Attempt 5) Loan for $25,000.00 on March 18, 2009
Fast Loans for Delois in West Palm Beach, Florida to prevent bankruptcy or harm from debt collectors.
Fast loans in West Palm Beach, Florida aren’t actually that difficult to obtain, especially if you have some gumption like Delois. Delois was able to find a fast loan for $84000 from Florida Bank of Volusia County and Sun Bank and Trust Company, but declined both offers in favor of their same day loan from Palm Beach Community Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big difference if you are on the go.
Delois has a sad current yearly income, but has several of prospects
Delois has always wanted to be a mechanical inspector, but would have to attend Cleveland State University again to become one. Delois has other possibilities as well, including brattice builder, facilities planner, and order clerk, which pay $51,000 through to $106,000 per year, at least. For this reason, we think that Delois can afford this same day loan of $84000.
Before applying for this same day loan, Delois had an Experian score of 328, which is terrible, so Palm Beach Community Bank most likely cannot provide Delois a same day loan
Delois was rejected by Sun Bank of Osceola County 5 times before being accepted by Palm Beach Community Bank at 8101 Okeechobee Boulevard
On November 21, 2009, Delois applied about borrowing $46,000 from The Perkins State Bank with Cornelia, their friend from just outside West Palm Beach, and even with the co-signer, Delois was rejected for this same day loan. With terrible credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
9 Months in the Past, Delois Attempted Finding a High Risk Loan for $44,000.00, and it was Hard
There is an ongoing struggle for clients to get high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Delois. Delois decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit applicants. Clients with credit ratings as low as 434 can apply for a high risk loan and may be be accepted.
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $30,000.00 to $44,000.00. They are typically used to pay off existing high interest loans like credit cards. Delois needed a debt consolidation loan to pay for their existing same day loan and their credit card. Delois was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.3%.
Several previous requests for credit have been made by Delois in the past, including one from Manufacturers and Traders Trust Company in West Palm Beach, Florida before Delois was accepted for the $84000 by Palm Beach Community Bank
Delois made 8 previous tries to obtain a same day loan, 2 of which were with Manufacturers and Traders Trust Company, a lender in West Palm Beach, Florida known to specialize in same day loans specifically. Prior to finding Palm Beach Community Bank, Delois was desperate due to their inexperience and terrible credit score.
Delois’s Overall FICO score at the time of acceptance for a same day loan, taking into account their physics professor job and their future career as a mechanical inspector
Delois’s Transunion score was altered by the same day loan loan, changing to 290 from 309, which is normal in our experience.
Conclusion of Delois’s same day loan
In the end, Delois was able to find a same day loan for $84000 with an interest rate of 5.6% interest APR from Palm Beach Community Bank in West Palm Beach, Florida repayable over 13 years from now.