$120000 Private Loan – Caro Michigan, Credit Score Of 332
- Experian: 344 – This client had a terrible Experian score
- Transunion: 314 – Lajuana had a terrible credit score with Transunion.
- Equifax: Lajuana’s Experian score was 332, which is a terrible credit score on the Experian rating scheme.
When Lajuana was 20, they tried to obtain a student loan from 5 different banks, which harmed their credit score. Below is a chronology of Lajuana’s previous attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on August 26, 2010
- Attempt 2) Loan for $38,000.00 on May 9, 2009
- Attempt 3) Loan for $30,000.00 on July 12, 2011
- Attempt 4) Loan for $26,000.00 on December 27, 2009
- Attempt 5) Loan for $35,000.00 on February 17, 2013
Lajuana was declined by New Haven Savings Bank 4 times prior to being accepted by Chemical Bank Thumb Area at 240 North State Street
On April 8, 2009, Lajuana applied about borrowing $1,000 from Mason State Bank with Sheri, their in law from just outside Caro, and even with the co-signer, Lajuana was rejected for this private loan. With terrible credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Lajuana’s Overall FICO score at the time of acceptance for a private loan, taking into account their criminal investigator job and their future job as a math professor
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans range from $22,000.00 to $44,000.00. They are normally used to pay off existing high interest loans like credit cards. Lajuana needed a debt consolidation loan to pay for their existing private loan and their payday loan. Lajuana was able to find a private loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.8%.
Contact Details for Chemical Bank Thumb Area, the provider of this private loan
- Chemical Bank Thumb Area
- City: Caro
- State: Michigan
- Address: 240 North State Street
- County: Tuscola
- Zip code: 48723
Lajuana’s Transunion score was changed by the private loan loan, changing to 314 from 332, which is typical in our experience.
Before applying for this private loan, Lajuana had an Experian score of 344, which is terrible, so Chemical Bank Thumb Area most likely cannot provide Lajuana a private loan
7 Months Ago, Lajuana Tried Finding a High Risk Loan for $35,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Lajuana. Lajuana decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Clients with credit ratings as low as 548 can inquire for a high risk loan and have a chance to be approved.
Paraphrased and Standardized Quote from Lajuana for this private loan of $120000, provided by Chemical Bank Thumb Area
Hi, I am Lajuana and my hometown is Caro in Michigan. Tuscola, county is where I grew up, and now I need a private loan in Michigan for $120000 to buy a big ticket item. It has been difficult, but Chemical Bank Thumb Area really came through for me with this loan for 9.0% interest APR and a term of 2 years. I can probably repay the loan over the 2 year term, including interest. A big thanks to Chemical Bank Thumb Area for giving me a chance and my terrible credit. It look me 4 years to build my credit to 332, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.
- Full name (Changed if requested): Lajuana Bert
- Current Credit: loans.hit.utils.Fico@4c3e4790
- Current City: Caro
- State: Michigan
- Zip code: 48725
- Yearly income: $42,000
- Current Job: criminal investigator
- Current County: Tuscola
- Goal Yearly Income: $102,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Many previous requests for credit have been made by Lajuana in the past, including one from Tri City National Bank of Hales Corners in Caro, Michigan before Lajuana was approved for the $120000 by Chemical Bank Thumb Area
Lajuana made 7 prior attempts to obtain a private loan, 2 of which were with Tri City National Bank of Hales Corners, a bank in Caro, Michigan known to specialize in private loans specifically. Prior to finding Chemical Bank Thumb Area, Lajuana was very concerned due to their inexperience and terrible credit rating.
Personal Loan for a criminal investigator named Lajuana in Caro, Michigan to Pay Off Gordmans Credit Card
Lajuana had a tonne of credit card debt on their Sam’s Club Credit Card and their Associated Bank College Rewards Visa Card, and they were starting to get in over their heads. Despite Lajuana’s job as a criminal investigator, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Signature Loan found in Caro, Michigan for $120000 with terrible credit by Lajuana
Many prospective borrowers struggle with obtaining signature loans in Caro, Michigan, and Lajuana is no different. Lajuana went to 5 lenders or more before finding Chemical Bank Thumb Area, who offered Lajuana a signature loan for $120000. Typical signature loans simply require a client, like Lajuana’s signature to obtain them, up to $26,000 in some cases. Lajuana was able to get $120000 as a private loan, which is very high for a private loan. Since signature loans do not require a cosigner, they tend to require improved credit, as high as 721
Installment loan for Lajuana, a graduate of University of Indianapolis and a criminal investigator working for over $79,000 per year
Lajuana, an alumnus at University of Indianapolis and a criminal investigator in Caro, Michigan wants a private loan to purchase a new cell phone. Lajuana has instead decided to obtain an installment loan for $18,000 and is currently seeking lenders like Citizens Bank to provide it.
Lajuana has a sad current yearly income, but has several of prospects
Lajuana has always wanted to be a math professor, but would have to attend University of Indianapolis again to achieve it. Lajuana has other prospects as well, including building maintenance mechanic, controller, and product planner, which pay $57,000 through to $105,000 per year, on average. For this reason, we think that Lajuana can afford this private loan of $120000.
Fast Loans for Lajuana in Caro, Michigan to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Caro, Michigan aren’t actually that difficult to obtain, particularly if you have some gumption like Lajuana. Lajuana was able to find a fast loan for $120000 from Chemical Bank Cass City and Union Savings Bank of Manchester, but declined both offers in favor of their private loan from Chemical Bank Thumb Area. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. Much better in the case that a client is on the go.
Previous requests on Lajuana’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$137220.00||7||7.7%||$2118.29||Society Bank, Lenawee||January 20, 2013|
|$137240.00||10||8.6%||$1708.93||Bank of Lenawee||July 14, 2014|
|$137370.00||3||10.5%||$4464.86||First of America Bank – Alpena||December 13, 2014|
|$137240.00||4||10.3%||$3500.57||NBD Ann Arbor, National Association||July 21, 2015|
Conclusion of Lajuana’s private loan
In the end, Lajuana was able to find a private loan for $120000 with an interest rate of 5.6% interest APR from Chemical Bank Thumb Area in Caro, Michigan repayable over 2 years from today.