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$30000 Consolidation Loan In Wewoka Oklahoma With Credit Score 623 For Matthew

$30000 Consolidation Loan – Wewoka Oklahoma, Credit Rating Of 623

  • Experian: 634 – This individual had a good Experian score
  • Transunion: 604 – Matthew had a good credit score with Transunion.
  • Equifax: Matthew’s Experian score was 623, which is a good credit rating using the Experian rating scheme.

7 Months in the Past, Matthew Attempted to Find a High Risk Loan for $31,000.00, and it was Easy

There is an ongoing struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Matthew. Matthew decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Individuals with credit ratings as low as 525 can apply for a high risk loan and may be be accepted.

Signature Loan found in Wewoka, Oklahoma for $30000 with good credit by Matthew

Many borrowers struggle with obtaining signature loans in Wewoka, Oklahoma, and Matthew is no different. Matthew went to 5 lending institutions or more before settling on First Federal Savings and Loan Association of Wewoka, who offered Matthew a signature loan for $30000. Most signature loans simply need a client, like Matthew’s signature to get them, up to $35,000 in some cases. Matthew was able to get $30000 as a consolidation loan, which is very high for a consolidation loan. Because signature loans do not need a cosigner, these loans generally require better credit, as high as 790

Matthew was rejected by Security First National Bank of Hugo 7 times before being granted funding by First Federal Savings and Loan Association of Wewoka at 223 S Mekusukey Ave

On March 11, 2009, Matthew inquired about borrowing $12,000 from Clayton State Bank with Henrietta, their in law from just outside Wewoka, and even with the co-signer, Matthew was rejected for this consolidation loan. With good credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Client Profile: Matthew Grieves of Wewoka, Oklahoma
  • Full name (Changed if requested): Matthew Grieves
  • Current Credit: loans.hit.utils.Fico@621be5d1
  • Current City: Wewoka
  • State: Oklahoma
  • Zip code: 74888
  • Yearly income: $49,000
  • Current Job: forging machine operator
  • Current County: Seminole
  • Goal Yearly Income: $102,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Many other requests for credit have been made by Matthew in the past, including one from Pueblo Boulevard Bank in Wewoka, Oklahoma before Matthew was approved for the $30000 by First Federal Savings and Loan Association of Wewoka

Matthew made 5 previous attempts to obtain a consolidation loan, 2 of which were with Pueblo Boulevard Bank, a bank in Wewoka, Oklahoma known to specialize in consolidation loans specifically. Before finding First Federal Savings and Loan Association of Wewoka, Matthew was concerned due to their inexperience and good credit rating.

Paraphrased and Standardized Quote from Matthew for this consolidation loan of $30000, provided by First Federal Savings and Loan Association of Wewoka

Hi, I am Matthew and I am from Wewoka in Oklahoma. Seminole, county is where I grew up, and now I need a consolidation loan in Oklahoma for $30000 to renovate my home. It has been difficult, but First Federal Savings and Loan Association of Wewoka really came through for me with this loan for 5.3% interest APR and a term of 2 years. I can repay the loan over the 2 year term, including interest. A big thanks to First Federal Savings and Loan Association of Wewoka for giving me a chance and my good credit. It look me 7 years to create my credit to 623, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.

Matthew has a sad current total income, but has a high number of prospects

Matthew has always wanted to be an audiovisual production specialist, but would have to attend Computer Systems Institute again to become one. Matthew has other prospects as well, including marine engineer, pilot, and disk jockey, which pay $54,000 through to $100,000 per year, at least. For this reason, we believe that Matthew can pay for this consolidation loan of $30000.

Contact Details for First Federal Savings and Loan Association of Wewoka, the provider of this consolidation loan

  • First Federal Savings and Loan Association of Wewoka
  • City: Wewoka
  • State: Oklahoma
  • Address: 223 S Mekusukey Ave
  • County: Seminole
  • Zip code: 74884

Matthew’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their forging machine operator job and their future career as an audiovisual production specialist

Fico Score: 623

Personal Loan for a forging machine operator named Matthew in Wewoka, Oklahoma to Pay Off Members 1st FCU VISA Platinum Cash Rewards Credit Card

Matthew had a tonne of credit card debt on their MINI Platinum Visa Credit Card and their Bank of Akron MasterCard Business, and they were starting to get in over their heads. Despite Matthew’s job as a forging machine operator, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Before applying for this consolidation loan, Matthew had an Experian score of 634, which is good, so First Federal Savings and Loan Association of Wewoka most likely cannot provide Matthew a consolidation loan

Experian Score: 634

Installment loan for Matthew, a graduate of Computer Systems Institute and a forging machine operator working for over $71,000 per year

Matthew, an alumnus at Computer Systems Institute and a forging machine operator in Wewoka, Oklahoma needs a consolidation loan to purchase something frivolous. Matthew has instead decided to obtain an installment loan for $25,000 and is at present seeking lenders like The Bank of Crescent to provide it.

Matthew’s Transunion score was altered by the consolidation loan loan, changing to 604 from 623, which is normal in our experience.

Transunion Score: 604

When Matthew was 23, they tried to obtain a student loan from 4 different lenders, which harmed their credit score. Below is a chronology of Matthew’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $35,000.00 on March 14, 2010
  • Attempt 2) Loan for $33,000.00 on February 6, 2011
  • Attempt 3) Loan for $36,000.00 on August 15, 2011
  • Attempt 4) Loan for $38,000.00 on March 27, 2009

Fast Loans for Matthew in Wewoka, Oklahoma to prevent bankruptcy or harm from debt collectors.

Fast loans in Wewoka, Oklahoma aren’t actually that difficult to obtain, particularly if you have some gumption like Matthew. Matthew was able to find a fast loan for $30000 from United Oklahoma Bank and The First Bank of Okarche, but turned down both offers in favor of their consolidation loan from First Federal Savings and Loan Association of Wewoka. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better in the case that a client is in a pinch.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $29,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Matthew required a debt consolidation loan to pay for their existing consolidation loan and their payday loan. Matthew was able to find a consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.3%.

Previous requests on Matthew’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$87180.00 10 6.2% $976.66 The First State Bank January 12, 2011
$87400.00 6 8.3% $1545.24 Security Bank and Trust Company April 17, 2013
$87310.00 9 9.7% $1215.07 The First State Bank, Willow, Okla. March 27, 2015
$87210.00 5 7.2% $1735.1 Sooner State Bank August 22, 2015
$87410.00 8 5.4% $1123.33 The Farmers State Bank August 28, 2015

Conclusion of Matthew’s consolidation loan

In the end, Matthew was able to find a consolidation loan for $30000 with an interest rate of 6.6% interest APR from First Federal Savings and Loan Association of Wewoka in Wewoka, Oklahoma repayable over 2 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.