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$68000 Debt Consolidation Loan With Terrible Credit In Boca Raton Florida

$68000 Debt Consolidation Loan – Boca Raton Florida, Credit Rating Of 330

  • Experian: 341 – They had a terrible Experian score
  • Transunion: 311 – Alida had a terrible credit score with Transunion.
  • Equifax: Alida’s Experian score was 330, which is a terrible credit rating with the Experian rating scheme.

Paraphrased and Standardized Quote from Alida for this debt consolidation loan of $68000, provided by Chemical Trust Company of Florida, National Association

Hello, I am Alida and I’m from Boca Raton in Florida. Palm Beach, county is where I grew up, and now I need a debt consolidation loan in Florida for $68000 to buy a big ticket item. It has been difficult, but Chemical Trust Company of Florida, National Association really came through for me with this loan for 11.7% interest APR and a term of 9 years. I can probably repay the loan over the 9 year term, including interest. A big thanks to Chemical Trust Company of Florida, National Association for trusting me and my terrible credit. It look me 7 years to build my credit to 330, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

Installment loan for Alida, a graduate of Hawkeye Community College and a nuclear engineer working for over $60,000 per year

Alida, an alumnus at Hawkeye Community College and a nuclear engineer in Boca Raton, Florida wants a debt consolidation loan to purchase a house. Alida has instead chosen to obtain an installment loan for $16,000 and is at present seeking lenders like Citizens Bank of Marianna to process their request.

Alida was rejected by Citizens Bank of Marianna 7 times before being accepted by Chemical Trust Company of Florida, National Association at 1200 North Federal Highway

On November 28, 2009, Alida applied about borrowing $8,000 from Southeast Bank of Wildwood with Elvina, their friend from just outside Boca Raton, and even with the co-signer, Alida was rejected for this debt consolidation loan. With terrible credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Alida’s Transunion score was changed by the debt consolidation loan loan, changing to 311 from 330, which is normal in our experience.

Transunion Score: 311

Client Profile: Alida Rieman of Boca Raton, Florida
  • Full name (Changed if requested): Alida Rieman
  • Current Credit: loans.hit.utils.Fico@161cd475
  • Current City: Boca Raton
  • State: Florida
  • Zip code: 33438
  • Yearly income: $48,000
  • Current Job: nuclear engineer
  • Current County: Palm Beach
  • Goal Yearly Income: $100,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Before applying for this debt consolidation loan, Alida had an Experian score of 341, which is terrible, so Chemical Trust Company of Florida, National Association likely cannot provide Alida a debt consolidation loan

Experian Score: 341

Signature Loan acquired in Boca Raton, Florida for $68000 with terrible credit by Alida

Many clients have difficulty with finding signature loans in Boca Raton, Florida, and Alida is not an exception. Alida went to 8 lenders or more before settling on Chemical Trust Company of Florida, National Association, who offered Alida a signature loan for $68000. Typical signature loans simply need a client, like Alida’s signature to get them, up to $35,000 in some cases. Alida was able to get $68000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans do not need a cosigner, these loans generally need improved credit, as high as 774

Contact Details for Chemical Trust Company of Florida, National Association, the provider of this debt consolidation loan

  • Chemical Trust Company of Florida, National Association
  • City: Boca Raton
  • State: Florida
  • Address: 1200 North Federal Highway
  • County: Palm Beach
  • Zip code: 33434

Multiple past requests for credit have been made by Alida in the past, including one from Dixon Home Savings and Loan Association, FA in Boca Raton, Florida before Alida was approved for the $68000 by Chemical Trust Company of Florida, National Association

Alida made 5 prior attempts to obtain a debt consolidation loan, 2 of which were with Dixon Home Savings and Loan Association, FA, a bank in Boca Raton, Florida known to specialize in debt consolidation loans specifically. Before finding Chemical Trust Company of Florida, National Association, Alida was concerned due to their inexperience and terrible credit score.

8 Months Ago, Alida Attempted to Find a High Risk Loan for $43,000.00, and it was Easy

It is an ongoing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Alida. Alida decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Borrowers with credit scores as low as 541 can apply for a high risk loan and may be be accepted.

Personal Loan for a nuclear engineer named Alida in Boca Raton, Florida to Pay Off TD Payment Plus Visa Credit Card

Alida had a tonne of credit card debt on their Whitetails Unlimited, Inc. Platinum Plus MasterCard and their Texas Rangers BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Alida’s job as a nuclear engineer, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Previous requests on Alida’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$34620.00 4 7.5% $837.07 NCNB National Bank of Florida March 1, 2013
$35220.00 9 10.7% $509.3 Southeast Bank of Madison County, National Association May 18, 2014
$34820.00 11 6.5% $369.92 Southeast Bank of Wildwood September 7, 2014
$35440.00 4 6.2% $835.56 Atlantic Bank of Jacksonville July 1, 2015

Fast Loans for Alida in Boca Raton, Florida to prevent bankruptcy or harm from debt collectors.

Fast loans in Boca Raton, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Alida. Alida was able to find a fast loan for $68000 from The First National Bank of Alachua and NCNB National Bank of Florida, but declined both offers in favor of their debt consolidation loan from Chemical Trust Company of Florida, National Association. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if you are in a pinch.

When Alida was 20, they attempted to obtain a student loan from 5 alternate lenders, which damaged their credit score. Below is a chronology of Alida’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on July 31, 2011
  • Attempt 2) Loan for $33,000.00 on September 11, 2011
  • Attempt 3) Loan for $35,000.00 on November 14, 2009
  • Attempt 4) Loan for $30,000.00 on January 17, 2012
  • Attempt 5) Loan for $36,000.00 on August 28, 2012

Alida has a sad current gross income, but has several of prospects

Alida has always wanted to be a purchasing manager, but would have to attend Hawkeye Community College again to become one. Alida has other prospects as well, including printmaker, cardiologist, and plastic surgeon, which pay $59,000 through to $104,000 per year, at least. For this reason, we believe that Alida can pay for this debt consolidation loan of $68000.

Alida’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their nuclear engineer job and their future job as a purchasing manager

Fico Score: 330

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $32,000.00 to $53,000.00. They are mainly used to pay off existing high interest loans like credit cards. Alida needed a debt consolidation loan to pay for their existing debt consolidation loan and their credit card. Alida was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.7%.

Conclusion of Alida’s debt consolidation loan

In the end, Alida was able to find a debt consolidation loan for $68000 with an interest rate of 9.6% interest APR from Chemical Trust Company of Florida, National Association in Boca Raton, Florida repayable over 9 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.