$24000 Personal Loan – Randolph Air Force Base Texas, Credit Rating Of 387
- Experian: 398 – This individual had a terrible Experian rating
- Transunion: 371 – Paris had a terrible credit rating with Transunion.
- Equifax: Paris’s Experian score was 387, which is a terrible credit score on the Experian scale.
Paraphrased and Standardized Quote from Paris for this personal loan of $24000, provided by Broadway Air Force National Bank
Hi, I am Paris and I’m from Randolph Air Force Base in Texas. Bexar, county is where I grew up, and now I need a personal loan in Texas for $24000 to buy a big ticket item. It has been difficult, but Broadway Air Force National Bank really came through for me with this loan for 10.6% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to Broadway Air Force National Bank for giving me a chance and my terrible credit. It look me 5 years to build my credit to 387, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.
Paris’s Transunion score was changed by the personal loan loan, changing to 371 from 387, which is typical in our experience.
Signature Loan found in Randolph Air Force Base, Texas for $24000 with terrible credit by Paris
Many clients have difficulty with obtaining signature loans in Randolph Air Force Base, Texas, and Paris is not an exception. Paris went to 6 lending institutions or more prior to finding Broadway Air Force National Bank, who offered Paris a signature loan for $24000. Typical signature loans simply need a client, like Paris’s signature to obtain them, up to $38,000 in some cases. Paris was able to get $24000 as a personal loan, which is very high for a personal loan. Since signature loans do not need collateral, these loans generally need better credit, as high as 778
When Paris was 19, they tried to obtain a student loan from 6 alternate banks, which harmed their credit rating. Below is a chronology of Paris’s prior attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on September 14, 2012
- Attempt 2) Loan for $20,000.00 on July 9, 2010
- Attempt 3) Loan for $24,000.00 on October 7, 2009
- Attempt 4) Loan for $29,000.00 on August 6, 2012
- Attempt 5) Loan for $28,000.00 on May 11, 2010
- Attempt 6) Loan for $27,000.00 on February 6, 2010
Paris’s Overall FICO score at the time of acceptance for a personal loan, taking into account their communication equipment mechanic job and their future career as an office machine mechanic
Installment loan for Paris, a graduate of Drexel University and a communication equipment mechanic working for over $66,000 per year
Paris, an alumnus at Drexel University and a communication equipment mechanic in Randolph Air Force Base, Texas needs a personal loan to purchase a house. Paris has instead chosen to obtain an installment loan for $20,000 and is currently seeking lenders like Farmers State Bank of Shiro, Texas to provide it.
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans vary from $29,000.00 to $51,000.00. They are typically used to pay off existing high interest loans like credit cards. Paris needed a debt consolidation loan to pay for their existing personal loan and their credit card. Paris was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.6%.
Personal Loan for a communication equipment mechanic named Paris in Randolph Air Force Base, Texas to Pay Off CoreFirst Bank & Trust Classic Visa
Paris had a tonne of credit card debt on their ToysR Us and BabiesR Us Credit Card and their Meijer Prepaid MasterCard, and they were starting to get in over their heads. Despite Paris’s job as a communication equipment mechanic, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Several previous requests for credit have been made by Paris in the past, including one from The First National Bank of Hebbronville in Randolph Air Force Base, Texas before Paris was accepted for the $24000 by Broadway Air Force National Bank
Paris made 5 previous tries to obtain a personal loan, 2 of which were with The First National Bank of Hebbronville, a lender in Randolph Air Force Base, Texas known to specialize in personal loans specifically. Prior to finding Broadway Air Force National Bank, Paris was desperate due to their inexperience and terrible credit rating.
Paris has a low current total income, but has several of prospects
Paris has always wanted to be an office machine mechanic, but would have to attend Drexel University again to become one. Paris has other possibilities as well, including political scientist, middle school teacher, and education and training administrator, which pay $53,000 through to $93,000 per year, on average. For this reason, we think that Paris can pay for this personal loan of $24000.
Previous requests on Paris’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$56440.00||7||9.4%||$919.57||Comerica Bank||March 17, 2009|
|$56290.00||11||8.8%||$667.07||First Star Bank, S.S.B.||February 21, 2011|
|$55730.00||6||6.6%||$939.47||Brownfield State Bank & Trust Co.||September 6, 2013|
|$56290.00||7||5.5%||$808.89||First Bank & Trust, Bryan, Texas||July 13, 2014|
|$56240.00||7||6.8%||$843.32||First Bank & Trust of Clarendon||March 19, 2015|
Fast Loans for Paris in Randolph Air Force Base, Texas to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Randolph Air Force Base, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Paris. Paris was able to find a fast loan for $24000 from Austin Bank, Rusk, Texas and The Roscoe State Bank, but declined both offers in favor of their personal loan from Broadway Air Force National Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. An improvement in the case that a borrower is in a pinch.
Paris was declined by First RepublicBank Clifton 6 times prior to being approved by Broadway Air Force National Bank at Third West And New B Streets
On December 16, 2011, Paris applied about borrowing $29,000 from First RepublicBank Forney with Jimmie, their friend from just outside Randolph Air Force Base, and even with the co-signer, Paris was rejected for this personal loan. With terrible credit, it can be difficult to procure funding, even with collateral and a co-signer.
Contact Details for Broadway Air Force National Bank, the provider of this personal loan
- Broadway Air Force National Bank
- City: Randolph Air Force Base
- State: Texas
- Address: Third West And New B Streets
- County: Bexar
- Zip code: 78148
Before applying for this personal loan, Paris had an Experian score of 398, which is terrible, so Broadway Air Force National Bank probably cannot provide Paris a personal loan
7 Months in the Past, Paris Attempted to Find a High Risk Loan for $26,000.00, and it was Easy
It is an existing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Paris. Paris chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Individuals with credit ratings as low as 335 can apply for a high risk loan and have a chance to be approved.
- Full name (Changed if requested): Paris Henion
- Current Credit: loans.hit.utils.Fico@27abe2cd
- Current City: Randolph Air Force Base
- State: Texas
- Zip code: 78157
- Yearly income: $36,000
- Current Job: communication equipment mechanic
- Current County: Bexar
- Goal Yearly Income: $147,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Conclusion of Paris’s personal loan
In the end, Paris was able to find a personal loan for $24000 with an interest rate of 9.8% interest APR from Broadway Air Force National Bank in Randolph Air Force Base, Texas repayable over 23 years from now.