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23 Year, Fixed Interest Unsecured Loan For Bobette In Florida

$32000 Unsecured Loan – Mount Dora Florida, Credit Rating Of 563

  • Experian: 573 – The client had a fair Experian rating
  • Transunion: 544 – Bobette had a fair credit rating with Transunion.
  • Equifax: Bobette’s Experian score was 563, which is a fair credit score using the Experian system.

Contact Details for The First National Bank of Mount Dora, the provider of this unsecured loan

  • The First National Bank of Mount Dora
  • City: Mount Dora
  • State: Florida
  • Address: 714 N Donnelly Street
  • County: Lake
  • Zip code: 32757

Bobette was not approved by The Huntington National Bank of Lakeland 4 times prior to being accepted by The First National Bank of Mount Dora at 714 N Donnelly Street

On April 28, 2013, Bobette inquired about borrowing $31,000 from The Florida National Bank at Orlando with Dusti, their friend from just outside Mount Dora, and even with the co-signer, Bobette was rejected for this unsecured loan. With fair credit, it can be very hard to procure funding, even with collateral and a co-signer.

Client Profile: Bobette Bolner of Mount Dora, Florida
  • Full name (Changed if requested): Bobette Bolner
  • Current Credit: loans.hit.utils.Fico@22a71081
  • Current City: Mount Dora
  • State: Florida
  • Zip code: 32758
  • Yearly income: $30,000
  • Current Job: aeronautical & aerospace engineer
  • Current County: Lake
  • Goal Yearly Income: $86,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $25,000.00 to $52,000.00. They are mainly used to pay off existing high interest loans like credit cards. Bobette required a debt consolidation loan to pay for their existing unsecured loan and their credit card. Bobette was able to find a unsecured loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.3%.

Bobette’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their aeronautical & aerospace engineer job and their future career as a building maintenance mechanic

Fico Score: 563

Multiple past requests for credit have been made by Bobette in the past, including one from Mahwah Savings and Loan Association in Mount Dora, Florida before Bobette was approved for the $32000 by The First National Bank of Mount Dora

Bobette made 4 previous tries to obtain an unsecured loan, 2 of which were with Mahwah Savings and Loan Association, a lending institution in Mount Dora, Florida known to specialize in unsecured loans specifically. Prior to finding The First National Bank of Mount Dora, Bobette was very concerned due to their inexperience and fair credit rating.

Previous requests on Bobette’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$135200.00 8 7.8% $1897.56 NCNB National Bank of Florida November 6, 2010
$135430.00 11 11.4% $1804.61 Southeast Bank of Madison County, National Association November 7, 2012
$135440.00 7 10.5% $2283.61 Southeast Bank of Wildwood September 19, 2013
$134760.00 9 9.6% $1868.18 Atlantic Bank of Jacksonville August 14, 2014

Installment loan for Bobette, a graduate of Armstrong County Memorial Hospital and an aeronautical & aerospace engineer working for over $65,000 per year

Bobette, an alumnus at Armstrong County Memorial Hospital and an aeronautical & aerospace engineer in Mount Dora, Florida wants an unsecured loan to purchase a car. Bobette has instead chosen to obtain an installment loan for $25,000 and is at present seeking lenders like Hialeah-Miami Springs First State Bank to process their request.

Personal Loan for an aeronautical & aerospace engineer named Bobette in Mount Dora, Florida to Pay Off AT&T Universal Business Rewards Card

Bobette had a lot of credit card debt on their Neiman Marcus Credit Card and their US Appliance Credit Card, and they were starting to get in over their heads. Despite Bobette’s job as an aeronautical & aerospace engineer, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

7 Months Ago, Bobette Tried Finding a High Risk Loan for $34,000.00, and it was Easy

It is an ongoing struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Bobette. Bobette chose not to get a high risk loan this time. High Risk loans are given to bad credit applicants. Individuals with credit ratings as low as 334 can apply for a high risk loan and may be be approved.

Fast Loans for Bobette in Mount Dora, Florida to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Mount Dora, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Bobette. Bobette was able to find a fast loan for $32000 from Citizens Bank of Marianna and Southern Exchange Bank, but declined both offers in favor of their unsecured loan from The First National Bank of Mount Dora. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement if a borrower is on the go.

Signature Loan easily acquired in Mount Dora, Florida for $32000 with fair credit by Bobette

A lot of clients struggle with obtaining signature loans in Mount Dora, Florida, and Bobette is the same. Bobette went to 8 lending institutions or more prior to settling on The First National Bank of Mount Dora, who offered Bobette a signature loan for $32000. Typical signature loans simply require a client, like Bobette’s signature to get them, up to $36,000 in some cases. Bobette was able to get $32000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans do not require a cosigner, these loans generally require improved credit, as high as 788

Before applying for this unsecured loan, Bobette had an Experian score of 573, which is fair, so The First National Bank of Mount Dora likely cannot provide Bobette an unsecured loan

Experian Score: 573

Bobette has a low current yearly income, but has a large amount of prospects

Bobette has always wanted to be a building maintenance mechanic, but would need attend Armstrong County Memorial Hospital again to become one. Bobette has other prospects as well, including recreation leader, radio & tv sports announcer, and armored assault vehicle crew member, which pay $51,000 through to $98,000 per year, on average. For this reason, we believe that Bobette can afford this unsecured loan of $32000.

Paraphrased and Standardized Quote from Bobette for this unsecured loan of $32000, provided by The First National Bank of Mount Dora

Hi, I am Bobette and my hometown is Mount Dora in Florida. Lake, county is where I grew up, and now I need a unsecured loan in Florida for $32000 to renovate my home. It wasn’t easy, but The First National Bank of Mount Dora really came through for me with this loan for 5.0% interest APR and a term of 23 years. I will repay the loan over the 23 year term, including interest. A big thanks to The First National Bank of Mount Dora for giving me a chance and my fair credit. It look me 8 years to create my credit to 563, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.

When Bobette was 18, they attempted to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a chronology of Bobette’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on November 24, 2009
  • Attempt 2) Loan for $32,000.00 on August 3, 2011
  • Attempt 3) Loan for $30,000.00 on July 3, 2009
  • Attempt 4) Loan for $28,000.00 on June 23, 2010

Bobette’s Transunion score was changed by the unsecured loan loan, changing to 544 from 563, which is normal in our experience.

Transunion Score: 544

Conclusion of Bobette’s unsecured loan

In the end, Bobette was able to find an unsecured loan for $32000 with an interest rate of 8.8% interest APR from The First National Bank of Mount Dora in Mount Dora, Florida repayable over 23 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.