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Mortgage Of $129000 For Good Credit Pennsylvania Resident

$129000 Mortgage – Pittsburgh Pennsylvania, Credit Score Of 633

  • Experian: 644 – They had a good Experian rating
  • Transunion: 614 – Cinda had a good credit rating with Transunion.
  • Equifax: Cinda’s Experian score was 633, which is a good credit rating with the Experian system.

Signature Loan acquired in Pittsburgh, Pennsylvania for $129000 with good credit by Cinda

Many prospective borrowers struggle with finding signature loans in Pittsburgh, Pennsylvania, and Cinda is not an exception. Cinda went to 7 lending institutions or more prior to settling on Franklin Federal Savings and Loan Association, who offered Cinda a signature loan for $129000. Typical signature loans simply require a client, like Cinda’s signature to obtain them, up to $36,000 in some cases. Cinda was able to get $129000 as a mortgage, which is very high for a mortgage. Because signature loans don’t require a cosigner, these loans tend to need improved credit, as high as 724

Several previous requests for credit have been made by Cinda in the past, including one from Barnett Bank of Southwest Florida in Pittsburgh, Pennsylvania before Cinda was accepted for the $129000 by Franklin Federal Savings and Loan Association

Cinda made 7 prior attempts to obtain a mortgage, 2 of which were with Barnett Bank of Southwest Florida, a lender in Pittsburgh, Pennsylvania known to specialize in mortgages specifically. Before finding Franklin Federal Savings and Loan Association, Cinda was desperate due to their inexperience and good credit rating.

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $25,000.00 to $46,000.00. They are typically used to pay off existing high interest loans like credit cards. Cinda needed a debt consolidation loan to pay for their existing mortgage and their loan shark loan. Cinda was able to find a mortgage in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your bad, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.3%.

Cinda’s Overall FICO score at the time of acceptance for a mortgage, taking into account their sales representative job and their future job as a cartoonist

Fico Score: 633

Previous requests on Cinda’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$49120.00 6 11.8% $955.2 The People’s Bank of Oxford February 22, 2009
$48570.00 9 7.7% $624.79 First Lehigh Bank June 25, 2010
$49440.00 8 10.4% $760.72 SunBank July 4, 2010
$49360.00 4 9.2% $1233.02 Merchants Bank (North) March 28, 2012

Cinda was declined by Mellon Bank (East) PSFS, National Association 5 times prior to being accepted by Franklin Federal Savings and Loan Association at 5816 Forbes Ave

On February 4, 2009, Cinda inquired about borrowing $19,000 from Provident National Bank with Faustina, their in law from just outside Pittsburgh, and even with the co-signer, Cinda was rejected for this mortgage. With good credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Personal Loan for a sales representative named Cinda in Pittsburgh, Pennsylvania to Pay Off Rainbow Card Credit Card

Cinda had a tonne of credit card debt on their Bank of Akron Visa and their CFCU Credit Union Visa Chadwicks Fashion Points Visa Card, and they were starting to get in over their heads. Despite Cinda’s job as a sales representative, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Before applying for this mortgage, Cinda had an Experian score of 644, which is good, so Franklin Federal Savings and Loan Association likely cannot provide Cinda a mortgage

Experian Score: 644

Fast Loans for Cinda in Pittsburgh, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Pittsburgh, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Cinda. Cinda was able to find a fast loan for $129000 from First Lehigh Bank and The Union Banking & Trust Company of Du Bois, Pennsylvania, but turned down both offers in favor of their mortgage from Franklin Federal Savings and Loan Association. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. An improvement in the case that you are on the go.

Installment loan for Cinda, a graduate of Central Methodist University and a sales representative working for over $73,000 per year

Cinda, an alumnus at Central Methodist University and a sales representative in Pittsburgh, Pennsylvania wants a mortgage to purchase something frivolous. Cinda has instead chosen to get an installment loan for $21,000 and is currently seeking lenders like First Columbia Bank & Trust Co. to provide it.

Client Profile: Cinda Dumoulin of Pittsburgh, Pennsylvania
  • Full name (Changed if requested): Cinda Dumoulin
  • Current Credit: loans.hit.utils.Fico@3f91beef
  • Current City: Pittsburgh
  • State: Pennsylvania
  • Zip code: 15225
  • Yearly income: $60,000
  • Current Job: sales representative
  • Current County: Allegheny
  • Goal Yearly Income: $110,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Cinda has a disappointing current total income, but has a large amount of prospects

Cinda has always wanted to be a cartoonist, but would need attend Central Methodist University again to become one. Cinda has other possibilities as well, including clinical psychologist, industrial waste inspector, and foreign service officer, which pay $52,000 through to $99,000 per year, at least. For this reason, we think that Cinda can afford this mortgage of $129000.

Contact Details for Franklin Federal Savings and Loan Association, the provider of this mortgage

  • Franklin Federal Savings and Loan Association
  • City: Pittsburgh
  • State: Pennsylvania
  • Address: 5816 Forbes Ave
  • County: Allegheny
  • Zip code: 15217

7 Months in the Past, Cinda Tried to Find a High Risk Loan for $24,000.00, and it was Easy

It is an well known struggle for borrowers to get high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Cinda. Cinda chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Clients with credit ratings as low as 597 can apply for a high risk loan and may be be accepted.

Paraphrased and Standardized Quote from Cinda for this mortgage of $129000, provided by Franklin Federal Savings and Loan Association

Hello, I am Cinda and I’m from Pittsburgh in Pennsylvania. Allegheny, county is where I grew up, and now I need a mortgage in Pennsylvania for $129000 to avoid bankruptcy. It has been difficult, but Franklin Federal Savings and Loan Association really came through for me with this loan for 8.4% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to Franklin Federal Savings and Loan Association for trusting me and my good credit. It look me 6 years to create my credit to 633, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

When Cinda was 21, they tried to obtain a student loan from 5 different banks, which damaged their credit score. Below is a list of Cinda’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on August 5, 2012
  • Attempt 2) Loan for $31,000.00 on July 26, 2009
  • Attempt 3) Loan for $33,000.00 on October 17, 2012
  • Attempt 4) Loan for $26,000.00 on November 11, 2011
  • Attempt 5) Loan for $21,000.00 on May 28, 2011

Cinda’s Transunion score was changed by the mortgage loan, changing to 614 from 633, which is normal in our experience.

Transunion Score: 614

Conclusion of Cinda’s mortgage

In the end, Cinda was able to find a mortgage for $129000 with an interest rate of 9.5% interest APR from Franklin Federal Savings and Loan Association in Pittsburgh, Pennsylvania repayable over 10 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.